Isishwankathelo esipheleleyo sikaDoc Jumbo
UDoc ogcweleyo JumboIsixa-mali semali-mboleko siyayidlula imida yemali-mboleko ehambelana nesiqhelo.
Ixabiso:COFA APHA
Iimbalasane zeNkqubo yeDoc Jumbo epheleleyo
Prime 30 Yrs Fixed & 10/6 ARM
1) Ubukhulu.LTV 80% yokuthenga;Max.LTV 70% yeC/O;
2) Ubukhulu.Imali-mboleko ye-$ 3.0M;
3) Umz.Iinyanga ezili-12 ezigciniweyo kwi-PITIA;
4) Umz.FICO 720.
Yandisiwe 30 Yrs Fixed
1) Loan Amt $400K~$4.0M
2) Ubuninzi be-DTI ukuya kuma-50%
Elite Jumbo (5/6 ARM, 7/6 ARM) * Le nkqubo ithengiswa kuphela.
Idiphozithi ngoMdla.Idiphozithi engakumbi, iRate eliPhantsi!
Iidipozithi zenzelwe iCD yeenyanga ezili-12 (kufuneka igcinwe kwi-akhawunti echongwe ngu-AAA).
Inzala iyahluka ngomhla wokuvula.Ireyithi ibiyi-4.25% ngomhla we-12/08/2023.
Ubuncinci bediphozithi yi20%yemali-mboleko.
1) Ubukhulu.Imali-mboleko ye-$4.0M
2) Ubukhulu.DTI 45%
3) Umz.FICO 700
COFA APHAukufumana i-LTV & FICO imida kunye neenkcukacha ezininzi kwiMatrix.
I-Jumbo Flyer
Iindaba kunye neeVideos
Imali-mboleko ye-Elite Jumbo: Apho Ubunewunewu budibana nokufikeleleka
Ukujonga iiMali-mboleko zeJumbo ezigcweleyo zikaDoc: Isikhokelo seHlabathi sokwenyani sabathengi abanamanqaku aphantsi eFICO➡Ividiyo
Ukwandisa uTyalo-mali lwe-Real Estate ngeMali-mboleko egcweleyo ye-Doc Jumbo: Ukujongwa kwi-Non-Arhente yeminyaka engama-30 eZinzileyo kunye ne-Non-Warrantable Condos➡Ividiyo
Ukujonga iiMali-mboleko zeJumbo ezigcweleyo zikaDoc: Indima eBalulekileyo yoLawulo lweeNtlawulo zokuThengisa emva kwexesha➡Ividiyo
Yintoni iJumbo Loan?
Imali-mboleko ye-jumbo luhlobo lwenkxaso-mali edlula imida ebekwe yi-Federal Housing Finance Agency kwaye ayinakuthengwa, iqinisekiswe, okanye igcinwe nguFannie Mae okanye uFreddie Mac.Abaninimzi kufuneka bangene kwiimfuno ezingqongqo zetyala kunabo bafaka isicelo semali mboleko eqhelekileyo.Iimali-mboleko zeJumbo zikuvumela ukuba uthenge iipropati ezibizayo.I-jumbo loan ayixhaswanga nguFannie Mae okanye uFreddie Mac.
Ngo-2024, i-FHFA iphucula imida yemali-mboleko yazo zonke iintlobo zemboleko, ngakumbi iJumbo Loans.Nceda ubhekisele kwimida yemali-mboleko ka-2024 eCalifornia.
2024 iMida yeMali-mboleko kwiCalifonia Counties
| COUNTY | 1-Umlinganiselo weYunithi | 2-Umlinganiselo weyunithi | 3-Umlinganiselo weyunithi | 4-Umlinganiselo weyunithi |
| ALAMEDA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| I-ALpine | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMADOR | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IKHALAVERAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ECOLUSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ICONTRA COSTA | $1,149,825 | $1,472,250 | $1,186,350 | $2,211,600 |
| DEL NORTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EL DORADO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRESNO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLENN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUMBOLDT | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IMPERIAL | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| INYO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KERN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OOKUMKANI | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ICHIBI | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LASSEN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ILOS ANGELES | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MADERA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UMARIN | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MARIPOSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENDOCINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCED | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MODOC | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EMONTEREY | $920,000 | $1,177,750 | $1,423,650 | $1,769,250 |
| NAPA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| NEVADA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORENJI | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PLACER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PLUMAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UMLAMBO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SACRAMENTO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN BENITO | $1,149,825 | $1,472,250 | $1,779,525c | $2,211,600 |
| SAN BERNARDINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN DIEGO | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
| ESAN FRANCISCO | $1,149,825 | $1,472,250 | $1,779,525 | $1,867,275 |
| SAN JOAQUIN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN LUIS OBISPO | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
| SAN MATEO | $1,149,825 | $1,394,775 | $1,779,525 | $2,211,600 |
| USANTA BARBARA | $838,350 | $1,073,250 | $1,297,300 | $1,612,250 |
| USANTA CLARA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| USANTA CRUZ | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SHASTA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIERRA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SISKIYOU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOLANO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ISONOMA | $877,450 | $1,123,300 | $1,357,800 | $1,687,450 |
| STANISLAUS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUTTER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TEHAMA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UBAthathu Emnye | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TULARE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUOLUMNE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VENTURA | $954,500 | $1,221,950 | $1,477,050 | $1,835,600 |
| YOLO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YUBA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
