I-CRA WVOE kunye ne-CPA eLungisiweyo yeP&L Overview
I-CRA WVOE kunye ne-CPA elungiselelwe iP&Lzibonelela ngokubhala phantsi okuguquguqukayo, amazinga akhuphisanayo kakhulu kunye neenketho zenkxaso-mali ezisisigxina okanye eziguquguqukayo ngokuqinisekileyo kunye nesantya sophumezo.
* Ubume obukhoyo: Ifumaneka kwi-CA, CO, GA, IL, TX, VA, WA
I-CRA WVOE kunye ne-CPA eLungisiweyo yeNkqubo ye-P&L amagqabantshintshi
7/6 ARM
1) Iimali zesipho ezivumelekileyo;
2) Ubukhulu.Imali-mboleko ye-$ 1M;
3) Ubukhulu.LTV 70%;
4) Umz.FICO 700;
5) 1-4 Iiyunithi / iCondo.
I-CRA WVOE & CPA ziLungiselelwe iziKhokelo zeP&L
| Uhlobo lwePropati | ★1 iyunithi SFR/PUD/Condo;2-4 Iiyunithi |
| Ubummi | ★Ummi wase-US★Ummi oSisigxina★Ummi ongesosigxina ★Ummi wangaphandle akafanelekanga. |
| Umsebenzi & Ingeniso | Iyafana ne "WVOE&I-P&L ezilungiselelwe ngokwakho" |
| Ii-asethi & noGcino | Iyafana ne "WVOE&I-P&L ezilungiselelwe ngokwakho " |
| Ityala | ★Imali-mboleko/iRenti :Max.1x30 kwiinyanga ezili-12 ezidlulileyo;Ubukhulu be-2x30 kwiinyanga ezingama-24 ezidlulileyo ★Iindlela zokurhweba:3 X Iinyanga ezili-12 zamaxesha okurhweba ziyafuneka kwisicelo esinye. ★Ukutshona: Iminyaka emi-5 |Intengiso emfutshane kunye neSivumelwano endaweni:Iminyaka emi-5Ukuguqulwa kweMali-mboleko: Iminyaka emi-5 |
| Uvavanyo | ★Isikhokelo soVandlakanyo: 1 UVandlakanyo oluPheleleyo kunye neModeli e-1 yoQingqo oluZihambelayo iyafuneka. |
| Ezinye IiMfuneko | ★Max Front-End/Total Debt-to-Income (DTI) ratio evumelekileyo: 43%/48%. ★INtengiselwano eNgqondo kufuneka ibe yi-CRA yeMali-mboleko eLungileyo: ①LMI engaphantsi kwe-80% ye-FFEIC yengeniso ephakathi kwiphecana lobalo bantu;okanye ②ISakhiwo seSifundo esikwindawo ye-LMI. ★Intengiselwano yoTyalo-mali kufuneka ibe yiMali-mboleko eLungileyo yi-CRA: ①IPropati yoMxholo ibekwe kwindawo ye-LMI. ★Akukho AUS efunekayo - Ibhalwe Ngaphantsi Ngaphantsi ★Inqanaba leNzala eLungeneyo: Iphezulu kwireyithi ebhalwe ngokupheleleyo okanye ireyithi yenqaku. ★I-Condo kufuneka iqinisekiswe nguFannie Mae;iikhondomu ezingenakunikwa iwaranti ziya kujongwa kwakhona kumntu ngamnye. ★Intengiselwano mayibe yiNtengiselwano yoBude beArms. |
