Amagama angundoqo: FHA;UMvuzo ophantsi;Ngokwesiqhelo;Iimali-mboleko ze-Mortgage.
Imiba emi-5 Emisela Ukuba UyakuVunyelelwa Ukubolekwa imali
1. Amanqaku akho ekhredithi
Amanqaku akho ekhredithi amiselwa ngokusekelwe kwimbali yakho yentlawulo yangaphambili kunye nokuziphatha kokuboleka.Xa ufaka isicelo semali-mboleko, ukujonga amanqaku akho yenye yezinto zokuqala ezenziwa ngababolekisi abaninzi.
2. Umlinganiselo wetyala lakho kwingeniso
Umlinganiselo wetyala lakho ukuya kumvuzo (DTI) sisixa setyala onalo xa kuthelekiswa nomvuzo -- kubandakanywa neentlawulo zakho zokubambisa.
3. Intlawulo yakho phantsi
4. Imbali yakho yomsebenzi
Ngokuqhelekileyo, ababolekisi bafuna ukubona ukuba usebenze ubuncinci iminyaka emibini kwaye unengeniso eqhubekayo evela kumqeshi.Ukuba akunamqeshi, kuya kufuneka unikezele ngobungqina bengeniso evela komnye umthombo, njengezibonelelo zokukhubazeka.
5. Ixabiso kunye nemeko yekhaya
Ekugqibeleni, ababolekisi bafuna ukuqiniseka ukuba ikhaya olithengayo likwimeko entle kwaye lifanelekile ukuba ulihlawulele.
Ewe kunjalo, ukuba ufumanisa oku kuyingxaki, ungafuna uncedo lwabarhwebi ababoleka imali abaziingcali kunye neenkampani eziboleka imali.
Ixesha lokuposa: Jan-20-2022