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Ulibala njani iTyala ukuya kwiRhafu yoMvuzo
Amagama angundoqo: DTI;Umlinganiselo Umlinganiselo wetyala kwingeniso (DTI) ngumlinganiselo wemali yomntu othelekisa intlawulo yetyala yenyanga kunye nomvuzo wakhe wenyanga uwonke.Umvuzo wakho wonke ngumvuzo wakho phambi kwerhafu ...Funda ngokugqithisileyo -
Yintoni i-APR?
Amagama angundoqo: Izinga lenzala, i-APR Xa uhlawula ngokutsha okanye uthatha imali yokubambisa, khumbula ukuba inzala epapashiweyo ayifani nepesenti yemali mboleko yakho yonyaka (APR).Yintoni umahluko?● Umlinganiselo wenzala ubhekisa...Funda ngokugqithisileyo -
Ndazi njani ukuba ndifanelekile ukuba ndifumane imali yokuthenga indlu?
Amagama angundoqo: FHA;UMvuzo ophantsi;Ngokwesiqhelo;Imali-mboleko yezindlu.Imiba emi-5 Emisela Ukuba UyakuVunyelelwa na Ukubolekwa 1. Amanqaku akho etyala Amanqaku akho amiselwa ngokusekelwe kwimbali yakho yentlawulo yangaphambili kunye nokuboleka b...Funda ngokugqithisileyo -
Ikhaya elinokwenzeka leMortgage
Amagama angundoqo: I-Mortgage enokwenzeka yeKhaya yoMvuzo ophantsi, ebonelelwe nguFreddie Mac, yeyabo umvuzo wabo ungama-80% omvuzo ophakathi wendawo (AMI) kwindawo yePropati.Kwimfuno yengeniso, kufuneka uqinisekise ukuba umntu obolekayo ufanelekile...Funda ngokugqithisileyo -
Uhlalutyo lwesiteyitimenti sebhanki sokuqala SIMAHLA
Amagama angundoqo: Ingxelo yebhanki yeshishini;abaziqeshileyo inkqubo yengxelo yeBhanki yenye yezona nkqubo zidumileyo.Yenzelwe ababoleki abazisebenzelayo kwaye baya kusebenzisa iziteyitimenti zebhanki zoshishino kuphela ukuze bafaneleke....Funda ngokugqithisileyo -
Isizathu Sokuba Ababolekisi Bafune I-Inshurensi Yezikhukula
Icandelo le-inshurensi yengozi yemigaqo-nkqubo ye-inshorensi yabaninimzi eqhelekileyo ayiquki izikhukhula ezivela kwizizathu zendalo zangaphandle, njengezaqhwithi zemvula, okanye ezenziwe ngabantu, njengokuqhekeka kwedama.Kuphela i-inshurensi ebizwa ngokuba yisikhukula, ipolisi ye-inshurensi eyahlukileyo, inokukhusela kwakhona...Funda ngokugqithisileyo -
Ukuguquguquka kwe-DSCR-Ipropati esetyenzisiweyo exutywe
Amagama angundoqo: FHA;UMvuzo ophantsi;Ngokwesiqhelo;Imali-mboleko yezindlu.Ipropati esetyenziselwa izinto ezixubeneyo njengoko kuchaziwe yipropathi yokuhlala eneyunithi enye ukuya kwezine (1-4) eneshishini elisekelwe ekhaya.Ezi mfuno zilandelayo kufuneka kuhlangatyezwane nazo: 1. Ishishini alinako ukubandakanya...Funda ngokugqithisileyo -
I-FHA vs. Iimali-mboleko eziqhelekileyo
Amagama angundoqo: FHA;UMvuzo ophantsi;Ngokwesiqhelo;Imali-mboleko yezindlu.I-FHA vs Iindidi zeMali-mboleko eziqhelekileyo: Yeyiphi eLungileyo?Imali mboleko ye-FHA ivumela amanqaku asezantsi etyala kwaye inokuba...Funda ngokugqithisileyo -
I-DSCR-abemi bamazwe angaphandle
Amagama angundoqo: I-DSCR, i-Non-QM, i-Mortgage, iRenti, uTyalo-mali Sonke siyayazi i-DSCR, yinkqubo elula kakhulu kwaye kufuneka ithathele ingqalelo ukuhlala kwayo.I-DSCR ikhethwa ziiarhente ezininzi, ke masithethe nge-DSCR yabantu basemzini....Funda ngokugqithisileyo -
Inkqubo yeDSCR
Amagama angundoqo: DSCR, Non-QM, Mortgage, Rent, Investment DSCR (Debt Service Coverage Ratio) yenzelwe abatyali-mali abanamava kwaye ifanele ababoleki ngokusekelwe kwi-cash-flows kuphela kwipropati yomxholo.Ibalwa njani iDSC...Funda ngokugqithisileyo -
Ngaba isitatimenti seBhanki siyawavumela omabini amashishini kunye neengxelo zebhanki zobuqu?
Amagama angundoqo: I-akhawunti ye-Escrow;Impound;Irhafu kunye ne-Inshurensi;Ugcino Ingxelo yebhanki yimveliso eqikelela ingeniso yomboleki ngokuhlalutya iidipozithi kwi-akhawunti.Isebenzisa i-DTI ukuze ifaneleke njengemali-mboleko eqhelekileyo.Olu didi lwemveliso...Funda ngokugqithisileyo -
Ngaba uyazi ukuba yintoni i-impound kwi-mortgage yendlu
Amagama angundoqo: I-akhawunti ye-Escrow;Impound;Irhafu kunye ne-Inshurensi;Ugcino Ngaba uyayazi nantoni na malunga noPhononongo lweProjekthi yeCondo (okanye i-HOA Questionnaire)?Iiakhawunti ze-Escrow impound zezo akhawunti ababolekisi bamisela ukuba baqokelele '...Funda ngokugqithisileyo