Iindaba ze-Mortgage

  • Ulibala njani iTyala ukuya kwiRhafu yoMvuzo

    Amagama angundoqo: DTI;Umlinganiselo Umlinganiselo wetyala kwingeniso (DTI) ngumlinganiselo wemali yomntu othelekisa intlawulo yetyala yenyanga kunye nomvuzo wakhe wenyanga uwonke.Umvuzo wakho wonke ngumvuzo wakho phambi kwerhafu ...
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  • Yintoni i-APR?

    Amagama angundoqo: Izinga lenzala, i-APR Xa uhlawula ngokutsha okanye uthatha imali yokubambisa, khumbula ukuba inzala epapashiweyo ayifani nepesenti yemali mboleko yakho yonyaka (APR).Yintoni umahluko?● Umlinganiselo wenzala ubhekisa...
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  • Ndazi njani ukuba ndifanelekile ukuba ndifumane imali yokuthenga indlu?

    Amagama angundoqo: FHA;UMvuzo ophantsi;Ngokwesiqhelo;Imali-mboleko yezindlu.Imiba emi-5 Emisela Ukuba UyakuVunyelelwa na Ukubolekwa 1. Amanqaku akho etyala Amanqaku akho amiselwa ngokusekelwe kwimbali yakho yentlawulo yangaphambili kunye nokuboleka b...
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  • Ikhaya elinokwenzeka leMortgage

    Amagama angundoqo: I-Mortgage enokwenzeka yeKhaya yoMvuzo ophantsi, ebonelelwe nguFreddie Mac, yeyabo umvuzo wabo ungama-80% omvuzo ophakathi wendawo (AMI) kwindawo yePropati.Kwimfuno yengeniso, kufuneka uqinisekise ukuba umntu obolekayo ufanelekile...
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  • Uhlalutyo lwesiteyitimenti sebhanki sokuqala SIMAHLA

    Amagama angundoqo: Ingxelo yebhanki yeshishini;abaziqeshileyo inkqubo yengxelo yeBhanki yenye yezona nkqubo zidumileyo.Yenzelwe ababoleki abazisebenzelayo kwaye baya kusebenzisa iziteyitimenti zebhanki zoshishino kuphela ukuze bafaneleke....
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  • Isizathu Sokuba Ababolekisi Bafune I-Inshurensi Yezikhukula

    Icandelo le-inshurensi yengozi yemigaqo-nkqubo ye-inshorensi yabaninimzi eqhelekileyo ayiquki izikhukhula ezivela kwizizathu zendalo zangaphandle, njengezaqhwithi zemvula, okanye ezenziwe ngabantu, njengokuqhekeka kwedama.Kuphela i-inshurensi ebizwa ngokuba yisikhukula, ipolisi ye-inshurensi eyahlukileyo, inokukhusela kwakhona...
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  • Ukuguquguquka kwe-DSCR-Ipropati esetyenzisiweyo exutywe

    Amagama angundoqo: FHA;UMvuzo ophantsi;Ngokwesiqhelo;Imali-mboleko yezindlu.Ipropati esetyenziselwa izinto ezixubeneyo njengoko kuchaziwe yipropathi yokuhlala eneyunithi enye ukuya kwezine (1-4) eneshishini elisekelwe ekhaya.Ezi mfuno zilandelayo kufuneka kuhlangatyezwane nazo: 1. Ishishini alinako ukubandakanya...
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  • I-FHA vs. Iimali-mboleko eziqhelekileyo

    Amagama angundoqo: FHA;UMvuzo ophantsi;Ngokwesiqhelo;Imali-mboleko yezindlu.I-FHA vs Iindidi zeMali-mboleko eziqhelekileyo: Yeyiphi eLungileyo?Imali mboleko ye-FHA ivumela amanqaku asezantsi etyala kwaye inokuba...
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  • I-DSCR-abemi bamazwe angaphandle

    Amagama angundoqo: I-DSCR, i-Non-QM, i-Mortgage, iRenti, uTyalo-mali Sonke siyayazi i-DSCR, yinkqubo elula kakhulu kwaye kufuneka ithathele ingqalelo ukuhlala kwayo.I-DSCR ikhethwa ziiarhente ezininzi, ke masithethe nge-DSCR yabantu basemzini....
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  • Inkqubo yeDSCR

    Amagama angundoqo: DSCR, Non-QM, Mortgage, Rent, Investment DSCR (Debt Service Coverage Ratio) yenzelwe abatyali-mali abanamava kwaye ifanele ababoleki ngokusekelwe kwi-cash-flows kuphela kwipropati yomxholo.Ibalwa njani iDSC...
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  • Ngaba isitatimenti seBhanki siyawavumela omabini amashishini kunye neengxelo zebhanki zobuqu?

    Amagama angundoqo: I-akhawunti ye-Escrow;Impound;Irhafu kunye ne-Inshurensi;Ugcino Ingxelo yebhanki yimveliso eqikelela ingeniso yomboleki ngokuhlalutya iidipozithi kwi-akhawunti.Isebenzisa i-DTI ukuze ifaneleke njengemali-mboleko eqhelekileyo.Olu didi lwemveliso...
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  • Ngaba uyazi ukuba yintoni i-impound kwi-mortgage yendlu

    Amagama angundoqo: I-akhawunti ye-Escrow;Impound;Irhafu kunye ne-Inshurensi;Ugcino Ngaba uyayazi nantoni na malunga noPhononongo lweProjekthi yeCondo (okanye i-HOA Questionnaire)?Iiakhawunti ze-Escrow impound zezo akhawunti ababolekisi bamisela ukuba baqokelele '...
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