Imali mboleko yezindlu-eyaziwa ngokuba yimali mboleko, i-equity installment loan, okanye i-mortgage yesibini-luhlobo lwetyala lomthengi.Imali mboleko yezindlu ivumela abaninimzi ukuba baboleke ngokuchasene ne-equity kwikhaya labo.Isixa-mali semali-mboleko sisekelwe kumahluko phakathi kwexabiso lemalike yendlu yangoku kunye nebhalansi yendlu yomnini-ndlu efunekayo.Iimali-mboleko ze-equity yezindlu zikholisa ukuba ne-fixed-rate, ngelixa enye indlela eqhelekileyo, i-home equity lines of credit (HELOCs), idla ngokuba namaxabiso aguquguqukayo.
Izinto eziphambili zokuThatha
● I-home equity loan, ekwabizwa ngokuba “yi-home equity installment loan” okanye “i-second mortgage,” luhlobo lwetyala lomthengi.
● Imali ebolekwayo yezindlu ivumela abanini-zindlu ukuba baboleke imali elinganayo kwindawo abahlala kuyo.
● Izixa-mali zemali-mboleko yezindlu zisekelwe kumahluko phakathi kwexabiso lemalike yendlu ekhoyo ngoku kunye nebhalansi yemali yendlu emele ihlawulwe.
● Iimali-mboleko zezindlu zineentlobo ezimbini—imali-mboleko esisigxina kunye ne-home equity lines of credit (HELOCs).
● Iimali-mboleko zezindlu ezinexabiso elimiselweyo zibonelela ngesixa esinye, ngelixa i-HELOC ibonelela ababoleki ngetyala elijikelezayo.
Ixesha lokuposa: Jan-21-2022