Iindaba ze-Mortgage

Akukho mlinganiso we-DSCR uthetha ukuba umlinganiselo wengeniso yenyanga yerenti yerenti kwisixa-mali senyanga sembuyekezo yendlu, irhafu, i-inshorensi kunye nolawulo lwepropathi ilingana no "0", oko kukuthi, ungafaka isicelo seemveliso mboleko zeDSCR nge " zero" umlinganiselo.

Kwimisebenzi yethu yangaphambili yemali-mboleko, kufuneka sithelekise ingeniso yerenti kunye ne-PITIA yenyanga kunye namanye amatyala epropathi yesifundo, ukulinganisa ukuba iimveliso zemboleko ziyahlangabezana nemigaqo kunye ne-DTI.

Akukho mlinganiso we-DSCR, imveliso yemali-mboleko engakhangeli ingeniso, ayinayo imfuneko yengeniso yababoleki, ekubeni le mveliso yemboleko ayibandakanyi ukubalwa kwe-DTI.Kwaye umlinganiselo omncinci we-DSCR unokuba ngaphantsi njenge "0".Nokuba irenti yendlu iphantsi, sisenako ukuyenza!Ngokwenyani, umbolekisi akakhathali ukuba uthini na umlinganiselo, okoko nje ipropati yomxholo iyipropathi yotyalo-mali.

Olu lukhetho oluhle kwiindwendwe ezinomvuzo ophantsi okanye amatyala amaninzi.

Ngaphandle kokuqwalasela i-DTI, akufuneki sithathele ingqalelo irhafu yomhlaba we-inshurensi yezinye ii-REO, kwaye akukho mfuneko yokuba sijonge iimbuyekezo zerhafu kubaboleki, ezibonelela ngeemeko ezilunge ngakumbi zokuvunywa ngokukhawuleza kweemali-mboleko.Ukuba uthenga indlu yotyalo-mali, ukukhetha i-DSCR kunokukunceda ukuba ukhawuleze ugqibezele intengiselwano yokuthenga indlu!


Ixesha lokuposa: Jan-21-2022