Isishwankathelo
Ukuthenga okwexeshana lukhetho oluyila i-akhawunti yokuthenga ngenkxaso-mali esetyenziselwa ukunciphisa okwethutyana intlawulo yenyanga yomboleki kunyaka (imi) wokuqala wemali-mboleko.Inqanaba leNqaku lihlala lingatshintshi;kuphela intlawulo yomboleki iyancitshiswa.
Iinkqubo ezifanelekileyo
INkqubo yeMali-mboleko ye-AAA ye-AAA:
Sinikezela ngeNkqubo yeMali-mboleko kaFannie Mae kunye noFreddie Mac, iBalance ephezulu, iHomeReady kunye neNkqubo yeMali-mboleko enokwenzeka, Zonke iimfuno zilandela kunye noFannie Mae kunye noFreddie Mac.
Inkqubo yeMali-mboleko ye-Arhente, eyile:
①FNMA/FHLMC IYAQHUBEKA
②FNMA/FHLMC INGQIQO EPHAKAMILEYO
IiMveliso ezifanelekileyo: I-30-Year Fixed Rate.
Iintlobo zeNtengiselwano: Ukuthenga.
Ukuhlala kunye nohlobo lwePropati (Kubandakanya iiCondominiums kunye neePUD ukuba zifanelekile): Indawo yokuhlala eyiNqununu (1- ukuya kwi-4-Units).
Imeko yeMali-mboleko
Ireyithi yonyaka wokuqala4.375%
· I-2-1 Buydown (Ngenye imodeli yokuthenga okwexeshana equka i-3-2-1, 1-0 njalo njalo, nceda ufowunele iinkcukacha ezingaphezulu.)
· Iminyaka eyi-30 emiselweyo
· Qaphela inqanaba 6.375%(Qaphela iikowuti zexabiso ukusukela nge-11/21/2022, ngokuxhomekeke kutshintsho lwemarike)
· Imali-mboleko ye-$500,000*Ubukhulu.umthengisi ngetyala 2.5% ukuhlawula iindleko (kuquka ireyithi yokuthenga)
Unyaka woku-1 | Unyaka wesi-2 | Unyaka 3, 4, 5, ... | |
Umgangatho wenzala | 4.375% | 5.375% | 6.375% |
Mthly PMT | $2,496.43 | $2,799.86 | $3,119.35 |
Ugcino lwe-PMT lwe-Mthly | $622,92 | $319,49 | / |