11/28/2023

Kwimeko eguquguqukayo yezisombululo zemali, imfuno yeenkqubo ezikhawulezileyo kunye nofikelelo olukhawulezayo kwityala kubangele iinkqubo ezintsha.Phakathi kwezi, “iNkqubo yokuVunywa kweMali-mboleko eKhawulezayo” igqame njengebhakana kwabo bafuna uncedo lwemali olukhawulezileyo.Eli nqaku ligocagoca kwii-nuances zale nkqubo, linika ukuqonda kwiindlela zayo, izibonelelo, kunye nokuqwalaselwa.

Ukuqonda iNkqubo yokuVumela iMali-mboleko yokuThwelwa ngokukhawuleza

**1.Ukuchaza uLwamkelo lweMali-mboleko yokuTshintsha ngokukhawuleza:

• INkqubo yokuVunywa kweMali-mboleko yeTyala eKhawulezayo yenzelwe ukuba ilungelelanise kwaye ikhawulezise inkqubo yokuvunywa kwemboleko-mali.
• Eyona njongo yayo iphambili kukubonelela ababoleki indlela ekhawulezayo yokufikelela kwityala ngaphandle kwamathuba amade okulinda anxulumene nolwamkelo lwemali mboleko.

2. Iimpawu eziphambili zeNkqubo:

• Ukwenziwa kweSwift Processing: Inkqubo ibeka phambili ukusetyenzwa ngokukhawuleza kwezicelo zemali-mboleko, inciphisa kakhulu ixesha elithathayo ukuze zamkelwe.
• UXwebhu oluNcinane: Ababoleki bahlala bexhamla kwinkqubo yamaxwebhu eyenziwe lula, kugxilwe kulwazi oluyimfuneko ukuze kuhlolwe ngokukhawuleza.
• Iinkqubo ezizenzekelayo: Ukusetyenziswa kwetekhnoloji, iinkqubo ezininzi zibandakanya iinkqubo ezizenzekelayo zokuqinisekisa ngokukhawuleza kunye nokwenza izigqibo.

Izinto eziluncedo zokuKhetha ukuVunywa kweMali-mboleko yokuTshintsha ngokukhawuleza

**1.UFikelelo lweNgxowa-mali ngokukhawuleza:

• Enye yeenzuzo eziphambili kukunikezelwa kweemali ngokukhawuleza, okwenza ababoleki bakwazi ukujongana neemfuno ezingxamisekileyo zemali ngaphandle kokulibazisa.

**2.Ukusebenza ngokuNgxamisekileyo:

• Kwiimeko ezifuna ukhathalelo lwemali olukhawulezileyo, olufana nongxamiseko lwezonyango okanye ukulungiswa okungalindelekanga, inkqubo ingqina ukuba ixabiseke kakhulu.

**3.Amathuba Angakhathali ngexesha:

• Ababoleki banokuxhamla kumathuba athatha ixesha, njengotyalo-mali olunengeniso okanye ukuthenga ngesaphulelo, ngaphandle kokuphoswa ngenxa yokulibaziseka kwemvume yemali-mboleko.

**4.Amava oMthengi awondisiweyo:

• Inkqubo ekhawulezileyo inegalelo ekuphuculweni kwamava omthengi, ikhuthaza ukwaneliseka nokuthembeka phakathi kwababoleki.

**5.Ukuba bhetyebhetye kwiinqobo zokufaneleka:

• Ezinye iinkqubo zibonelela ngokuguquguquka kwiikhrayitheriya zokufaneleka, ukulungiselela uluhlu olubanzi lwabafaki-zicelo kunye nokwamkela abo baneeprofayili ezahlukeneyo zekhredithi.

Iingqwalasela Phambi Kokukhetha iNkqubo

**1.Umgangatho wenzala:

• Vavanya amazinga enzala anxulumene nenkqubo ekhawulezayo.Ngelixa isantya sibalulekile, kubalulekile ukuqinisekisa ukuba iireyithi zihlala zikhuphisana.

**2.ImiGaqo yeMbuyiselo:

• Qonda imiqathango yokuhlawula.Nangona kugxininiswa ekufikeleleni ngokukhawuleza, ababoleki kufuneka bakhululeke kunye nesakhiwo sokubuyisela.

**3.Ukuthembeka koMboleki:

• Phanda kwaye uqinisekise ukuthembeka kombolekisi obonelela ngenkqubo yokukhawuleza.Ukuqinisekisa ukuba bathembekile kwaye babambelela kwiindlela ezisesikweni zokuboleka imali.

**4.Impembelelo kwiNqaku leTyala:

• Buza malunga nefuthe elinokubakho kumanqaku akho ekhredithi.Ngelixa ezi nkqubo ziyilelwe ukusebenza kakuhle, kubalulekile ukuba uqaphele naziphi na iimpembelelo kwimbali yakho yetyala.

Ukuqukumbela

Inkqubo yokuVunywa kweMali-mboleko yokuThwelwa ngokukhawuleza ibonelela ngesisombululo esinyanzelisayo kwabo bafuna ukufikelela ngokukhawuleza kwizibonelelo zemali.Nokuba ngaba uhamba ngeemeko ezingxamisekileyo, ukusebenzisa amathuba, okanye ukomeleza amava okuboleka ngokubanzi, le nkqubo ihambelana nolindelo olukhawulezayo lwababoleki banamhlanje.Nangona kunjalo, inkuthalo efanelekileyo ekuhloleni amazinga enzala, imigaqo yokuhlawula, kunye nokuthembeka kombolekisi kuhlala kubalulekile.Ngokubeka ulungelelwano phakathi kwesantya kunye nobulumko bezemali, ababoleki banokuxhamla kwiinzuzo zale ndlela yokuvelisa inguqu yokufikelela kwityala.

Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS;enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume.Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke.Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye.Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile.Tyala imali ngokufanelekileyo kumngcipheko wakho.