Kwi-AAA LENDINGS, Phonononga izisombululo ze-Mortgage ezilungiselelweyo
Ukufezekisa iphupha lobunini-khaya linyathelo elibalulekileyo ebomini, kwaye i-AAA LENDINGS ilapha ukwenza olo hambo lube lula ngezisombululo zethu zenkxaso-mali yekhaya.Ukuzibophelela kwethu kukuguqula inkqubo yemali-mboleko, sikunika uluhlu lwezinto onokukhetha kuzo ezilungiselelwe iimfuno zakho ezizodwa.
Iinketho ezahlukeneyo zokubolekwa kwezindlu kuzo zonke iiMfuno eziZodwa
Kwi-AAA LENDINGS, siyaqaphela ukungafani komntu ngamnye kunye nosapho.Yiyo loo nto uluhlu lwethu lweemveliso zemali-mboleko ziyilelwe ukujongana neemeko ezahlukeneyo zemali:
I-Conventional-Fixed-Rate ye-Mortgage:Ilungele abo bafuna ukuqikelelwa, olu khetho lubonelela ngezinga lenzala elizinzileyo kulo lonke ixesha lemali-mboleko, liqinisekisa uxolo lwengqondo kunye nocwangciso olulula lohlahlo lwabiwo-mali.Ifanelekile kubathengi bokuqala basekhaya (FTHB) okanye abo baxhasa ngemali.
Ixabiso lemali-mboleko ehlengahlengisiweyo (ARM): Kwabo baxabisa ukuguquguquka kwaye bafuna ukuthatha inzuzo yamaxabiso okuqala anokuthi asezantsi, i-mortgage yethu yohlengahlengiso lwemali-mboleko lukhetho olulungileyo.Emva kwexesha elimiselweyo lokuqala, izinga lakho lenzala liya kulungelelanisa ngamaxesha athile ngokusekelwe kwiimeko zemarike.Ukuba uceba ukuthengisa okanye ukuhlaziya ikhaya lakho kwiminyaka embalwa, oku kunokuba lukhetho olufanelekileyo.
Jumbo Mortgage: Ukuba ujonge ipropathi enexabiso eliphezulu, i-jumbo mortgage yethu inokukunceda ukhusele imali oyifunayo.Yenzelwe ababoleki abaneembali ezibalaseleyo zetyala kunye noovimba abaninzi, ezi mboleko zikuvumela ukuba uthenge okanye uhlawule ngemali mboleko ephezulu ngelixa ukonwabela ukhuphiswano kunye nemiqathango ebhetyebhetye.
Akukho Doc Akukho Credit: Siyaqonda ukuba iindlela zokuqinisekisa umvuzo wesintu zisenokungahambelani neemeko zomntu wonke.Yiyo loo nto singaboneleli ngesiqinisekiso somvuzo, akukho mboleko yokubambisa, sibonelela ngenkqubo yesicelo eyenziwe lula kubantu abazisebenzelayo okanye abo banemithombo yengeniso engeyiyo eyemveli.Kwezi mboleko, ii-asethi zakho kunye nesibambiso zidlala indima ebaluleke ngakumbi ngexesha lokubhala phantsi, okwenza kube lula ukufumana inkxaso-mali.
HELOC/Isiphelo Sesibini Esivaliweyo (CES)Iinkqubo:Ukulingana kwekhaya kunokuba sisixhobo esixabisekileyo kwiimfuno ezahlukeneyo zemali ezifana nokulungiswa kwekhaya, ukudibanisa amatyala, okanye imali yemfundo.Iinkqubo zethu ze-HELOC kunye ne-CES zikuvumela ukuba ufikelele kwiimali ngokulula njengoko kufuneka okanye ufumane isixa-mali.Nokuba ufuna imali xa uyifuna okanye ukhetha isixa-mali sexesha elinye, sinokhetho olulungele iimfuno zakho.
IiNkqubo zeTyala lokuBonelelwa kweNkonzo yeTyala (DSCR).:Abatyali-zimali bezindlu kunye nabantu abazisebenzelayo badla ngokujamelana nemingeni ekhethekileyo xa befuna inkxaso-mali.Iinkqubo zethu ze-DSCR zijolise ekungeneni kwemali yepropathi endaweni yokuqinisekiswa kwengeniso yesiqhelo, kuzenza zibe sisisombululo esisiso kwiipropathi zotyalo-mali kunye nababoleki abazisebenzelayo.
Ezinye iiNkqubo ezingezizo eze-QM:Sinikezela ngoluhlu lweenkqubo ze-Non-QM ukulungiselela ababoleki abaneemfuno ezithile.Ezi nkqubo ziquka iindlela ezizezinye zokuqinisekisa ingeniso ezifana nesiqinisekiso sengqesho esibhaliweyo, iingxelo zengeniso nelahleko ozilungiselele ngokwakho, izitetimenti zebhanki, kunye neengxelo zengeniso nelahleko ezilungiselelwe ngumgcini-zincwadi.Nokuba imeko yakho yemali ithini na, sinezicwangciso zokuhlangabezana neemfuno zakho.
Kutheni Khetha i-AAA LEENDINGS?
Kwa-AAA LENDINGS, injongo yethu kukuba liqabane lakho elithembekileyo kuyo yonke inkqubo yokuthenga ikhaya.Sizimisele ukwakha ubudlelwane bexesha elide olusekwe ekuthembekeni, elubala, kunye nenkonzo ebalaseleyo yabathengi.Nazi izizathu zokuba kutheni kufuneka usikhethe:
Ubungcali:Iqela lethu leengcali ze-mortgage zinolwazi olubanzi lweshishini.Sihlala sisazi ngentsingiselo yamva nje kunye nemimiselo ukukubonelela ngolwazi oluchanekileyo kunye nesikhokelo.
Indlela eyenzelwe wena:Siyaqonda ukuba wonke umboleki wahlukile, kwaye sithatha ixesha lokumamela kwaye siqonde iinjongo zakho kunye nemeko yemali.Indlela yethu eyenzelwe wena iqinisekisa ukuba sikufumanela esona sisombululo senkxaso-mali.
Inkqubo engenamthungo:Sikholelwa ukuba ukufaka isicelo semali mboleko kufuneka kube ngamava alula kwaye angabinaxinzelelo.Inkqubo yethu yokwenza isicelo elungelelanisiweyo, unxibelelwano olusebenzayo, kunye nenkxaso ezinikeleyo iqinisekisa uhambo olungenamthungo ukusuka kwimfundo yangaphambili ukuya ekuvalweni.
Ukungafihli:Sibeka phambili ukungafihli kwindlela esisebenzisana ngayo nabathengi.Sinikezela ngolwazi olucacileyo nolufutshane malunga neereyithi, imigaqo, kunye neentlawulo, ezikuvumela ukuba wenze izigqibo ezizizo.
Inkonzo egqwesileyo yabaThengi:Sizimisele ukunikezela ngenkonzo ebalaseleyo yabathengi, nto leyo esenza sahluke.Silapha ukuze siphendule imibuzo yakho, sijongane neenkxalabo zakho, kwaye sikukhokele kuwo onke amanyathelo ngenkathalo nangobuchule.
Iqabane eliThenjiweyo:Siyixabisile intembeko yakho kwaye sizinikele ekunikeni isikhokelo esinyanisekileyo nesithembekileyo.Sisebenza ngentembeko, sihlala sicinga ngeminqweno yenu.
Ukuba bhetyebhetye:Nokuba ungumthengi wokuqala wezindlu, usomashishini wokuthengisa izindlu, okanye umntu oziqeshileyo, sinokhetho oluguquguqukayo lwemali-mboleko yendlu ukuze sihlangabezane neemfuno zakho ezithile.Injongo yethu kukufumana isisombululo esifanelekileyo kuwe.
Joyina i-AAA LENDINGS
Kwihlabathi lamathuba angenasiphelo, vumela i-AAA LEENDINGs ibe liqabane lakho elithembekileyo kwinkqubo yokuthenga ikhaya.Sikholelwa ukuba wonke umntu ufanelwe nethuba lokuba nekhaya lakhe, kwaye ngeemveliso zethu ezahlukeneyo zeemali mboleko kunye nokuzinikela okungagungqiyo, siya kukunceda ufezekise amaphupha akho.Qhagamshelana nathi namhlanje kwaye uqalise uhambo lwakho lokuthenga ikhaya nge-AAA LENDINGS.
Ividiyo:Kwi-AAA LENDINGS, Phonononga izisombululo ze-Mortgage ezilungiselelweyo
Ixesha lokuposa: Nov-21-2023