Amagama angundoqo: Uphononongo lweprojekthi yeCondo;Uphononongo olupheleleyo;Uphononongo olulinganiselweyo;Uluhlu lwemibuzo lwe-HOA
Ngaba uyazi nantoni na malunga noPhononongo lweProjekthi yeCondo (okanye i-HOA Questionnaire)?
Xa ufuna ukuthenga indlu entsha luhlobo lwe-condo okanye ukwenza imali ngokutsha usebenzisa i-condo onayo, Ungahlula njani phakathi kophononongo olupheleleyo kunye nophononongo olulinganiselweyo?
Okokuqala, kufuneka sazi ukuba zeziphi iindidi zeCondo.
Ukusuka kwindawo yokujonga ulwakhiwo oluqhubekayo, i-Condos inokwahlulwa ibe yi-condo entsha kunye ne-condo esekelwe;Ukusuka kwimbono yesakhiwo, i-Condos inokwahlulwa ibe yi-condo eqhotyoshelweyo kunye ne-Detached condo.
Ngokweentlobo ezahlukeneyo ze-condo kunye nentengiselwano eyahlukeneyo ye-Mortgage, kukho iindlela ezininzi zokuphonononga ngolu hlobo lulandelayo:
| Inkqubela phambili | Uhlobo |
| Indlela yoPhononongo lweProjekthi | Uphononongo |
| Incanyathiselwe | Entsha |
|
| Uphononongo olupheleleyo |
| Isekiwe
|
| Ukungafezeki kwiikhrayitheriya zokuHlola okuMda | ||
| Uphuma eFlorida | 1.Eziphambili: LTV/CLTV/HCLTV ≤ 90% 2.Okwesibini: LTV/CLTV/HCLTV ≤ 75% 3.Utyalo-mali: LTV/CLTV/HCLTV ≤ 75% | Uphononongo olulinganiselweyo | ||
| EFlorida | 1.Eziphambili: LTV/CLTV/HCLTV ≤ 75%,90%,90% 2.Okwesibini: LTV/CLTV/HCLTV ≤ 70%, 90%,90% 3.Utyalo-mali:LTV/CLTV/HCLTV≤75%,90%,90% | |||
| Yahlukanisiwe | Entsha |
|
| Ukurhoxisa uphononongo |
| Isekiwe |
|
|
| Inkqubela phambili | Uhlobo |
| Indlela yoPhononongo lweProjekthi | Uphononongo |
| Incanyathiselwe | Entsha |
|
| Uphononongo olupheleleyo |
| Isekiwe
|
| Ukungafezeki kwiikhrayitheriya zokuHlola okuMda | ||
| Uphuma eFlorida | 1.Eziphambili: LTV/CLTV/HCLTV ≤ 90% 2.Okwesibini: LTV/CLTV/HCLTV ≤ 75% 3.Utyalo-mali: LTV/CLTV/HCLTV ≤ 75% | Uphononongo olulinganiselweyo | ||
| EFlorida | 1.Eziphambili: LTV/CLTV/HCLTV ≤ 75%,90%,90% 2.Okwesibini: LTV/CLTV/HCLTV ≤ 70%, 90%,90% 3.Utyalo-mali:LTV/CLTV/HCLTV≤75%,90%,90% | |||
| Yahlukanisiwe | Entsha |
|
| Ukurhoxisa uphononongo |
| Isekiwe |
|
|
Ukuboleka kwe-AAA ngumbolekisi we-mortgage othe ngqo oneminyaka engaphezu kwama-20 yamava okuboleka.Sineqela leengcali ezinamava ezinikezela ngeenkonzo kubathengi basekhaya kunye nabantu abaneemfuno ze-mortgage.Sinikezela nge-100+ yeenkqubo zemali-mboleko elungiselelwe ngokwesiqhelo, i-FHA, i-VA, i-EZ efanelekileyo kunye nemali mboleko yelizwe langaphandle.Sihlala sibeka iimfuno zabathengi kuqala kwaye sinikezela ngesisombululo esilungileyo somthengi ngamnye.
Ixesha lokuposa: Jan-20-2022