11/15/2023

Kummandla osoloko uvela wokubolekisa ngemali-mboleko, abarhwebi bafuna ababolekisi abangaboneleli kuphela ngamaxabiso okhuphiswano kodwa nemirhumo ephantsi, bekhulisa ubume bemali bubonke kubaboleki.Esi sikhokelo sibanzi sijonga ukubaluleka kwababolekisi ngemali ephantsi kubarhwebi, impembelelo kubaboleki, kunye nezicwangciso ezingundoqo kubathengisi ukuze bahambe kulo mhlaba ngempumelelo.

Ukuqonda Intsingiselo

Indima yeMirhumo kwiiNtengiselwano zeMali-mboleko

Imirhumo enxulumene nentengiselwano yemali-mboleko inokuchaphazela kakhulu iindleko zizonke zababoleki.Kubarhwebi, ukusebenzisana nababolekisi abagcina imirhumo ephantsi kubalulekile ekuboneleleni ababoleki ngeendlela zokuxhasa imali ezingabizi kakhulu.Imirhumo ephantsi inegalelo ekufikelelekeni okuphuculweyo, okwenza ukuba ubunini bezindlu bufikeleleke ngakumbi kuluhlu olubanzi lwabantu.

Umda okhuphisanayo wabathengi

Abarhwebi abasebenza kwimarike ekhuphisanayo banokufumana inzuzo eyahlukileyo ngokuhambelana nababolekisi ababonelela ngeentlawulo eziphantsi.Oku akutsali kuphela ababoleki abafuna izisombululo ezonga imali kodwa ikwabeka abathengisi njengabathetheleli bempilo-ntle yezemali yabathengi.

Iimpawu zababolekisi abanemirhumo ephantsi

Ulwakhiwo lweNtlawulo engafihliyo

Ababolekisi abanemirhumo ephantsi babeka phambili ukungafihli kwimibutho yabo yentlawulo.Babonelela abarhwebi ngeenkcukacha ezicacileyo nezibanzi malunga nemirhumo ehambelana nentengiselwano ye-mortgage.Oku kungafihlwa kwenza ukuba ii-brokers zikwazi ukuhambisa ulwazi oluchanekileyo nolungaphambili kubaxumi babo.

Amazinga oMrhumo oKhuphisanayo

Ababolekisi ababonelela ngeentlawulo eziphantsi bayakuqonda ukubaluleka kokuhlala bekhuphisana kwimarike.Bamisela amaxabiso ahlawulelwayo ahambelana nemigangatho yoshishino ngelixa bezama ukubonelela ngexabiso elongezelelweyo ngolondolozo lweendleko kubo bobabini abarhwebi kunye nababoleki.

Uthethathethwano lweMali eguquguqukayo

Abanye ababolekisi abanemirhumo ephantsi bavulelekile kuthethathethwano ngeentlawulo kunye nabarhwebi.Oku bhetyebhetye kuvumela ii-brokers ukuba zilungelelanise amalungiselelo entlawulo esekelwe kwiinkcukacha zentengiselwano nganye, ukukhuthaza ubudlelwane bentsebenziswano kunye nokuzuza ngokulinganayo.

Ubuchule bokwenza iiBroker

1. Uphando kunye neNkuthalo efanele

Abarhwebi kufuneka baqhube uphando olucokisekileyo ukuchonga ababolekisi abanegama lokugcina imirhumo ephantsi.Oku kubandakanya ulwakhiwo lomrhumo wokufunda, uphononongo lokufunda, kunye nokufuna iingcebiso kubalingane boshishino.

2. Izakhono zoThethathethwano

Ukuphuhlisa izakhono zothethathethwano olusebenzayo kubalulekile kubathengisi abajolise ekuqinisekiseni ulungiselelo lwentlawulo efanelekileyo kunye nababolekisi.Ukuqonda imbono yombolekisi kunye nokucacisa ixabiso eliziswa ngumrhwebi kubudlelwane kungaququzelela uthethathethwano olunemveliso.

3. Ukwakha uBudlelwane bexesha elide

Ukuseka ubudlelwane bexesha elide nababolekisi yindlela yobuchule.Ababolekisi abaluxabisayo ubuhlakani obuqhubekayo kunokwenzeka ukuba babonelele ngemirhumo efanelekileyo kubathengisi abasoloko bebazisela ishishini.

4. Ukufundisa Ababoleki

Abarhwebi badlala indima ebalulekileyo ekufundiseni ababoleki ngemirhumo enxulumene nentengiselwano yokubambisa.Unxibelelwano oluselubala malunga nemirhumo lwakha ukuthembana kwaye luvumela ababoleki ukuba benze izigqibo ezizizo.

Impembelelo kubaboleki

Ukufikeleleka okongeziweyo

Ababolekisi abanemirhumo ephantsi banegalelo ekomelezeni ukufikeleleka kwababoleki.Imirhumo ephantsi ibangela iindleko zokuvala ezincitshisiweyo, okwenza ukuba ubunini bezindlu bube yinjongo efikelelekayo kwinxalenye ebanzi yabemi.

IiPakethi zeMali-mboleko ezikhuphisanayo

Abarhwebi abasebenza nababolekisi ababonelela ngeentlawulo eziphantsi banokubonisa ababoleki iipakethi zemali-mboleko ezikhuphisanayo ngakumbi.Oku kubeka abarhwebi njengabaququzeleli bezisombululo zenkxaso-mali ezifanelekileyo, ukomeleza ubudlelwane babo nabathengi.

Amava oMboleki aMahle

Amava aqinisekileyo omboleki adityaniswe ngokusondeleyo ekufikeleleni kwenkqubo ye-mortgage.Abarhwebi abasebenzisana nababolekisi ngemali ephantsi banegalelo kumava alula nabanelisayo kubaboleki.

Ukuqukumbela

Kwimeko yokhuphiswano lokubolekisa ngemali-mboleko, abathengisi abafuna ababolekisi ngemali ephantsi baqalisa uhambo lokubonelela ngezisombululo ezinexabiso eliphantsi kubathengi babo.Ubudlelwane be-symbiotic phakathi kwabathengisi kunye nababolekisi abanemirhumo ephantsi ayixhamli nje kuphela imeko yezemali yababoleki kodwa ikwaseka abathengisi njengabathetheleli bokufikeleleka kunye nokungafihlisi.Njengoko ishishini lemali yokubambisa liqhubeka nokuvela, ukufuna ababolekisi ngemali ephantsi kuhlala kungumba ophambili weqhinga kubathengisi abazinikele ekukhuthazeni impilo entle yezemali kubaxumi babo.

Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS;enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume.Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke.Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye.Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile.Tyala imali ngokufanelekileyo kumngcipheko wakho.