IzaKunyuka Kangakanani IiReyithi zeMali-mboleko?
Lilonke, amaxabiso emali-mboleko aye enyuka ngo-2022, edlula i-5.00% okokuqala ngqa kwiminyaka.Njengoko abaninimzi bejonga amaxabiso anyuka ngokukhawuleza, abaninzi banokuzibuza ukuba amaxabiso aphezulu aya kunyuka kangakanani.Ngelixa kunzima ukuqikelela, abathengi basekhaya banokujonga amaxabiso aphakathi namhlanje ukuze babone ukuba bangayihlawula malini na imali mboleko yendlu ngoku.
Xa ucinga ngokuthenga ikhaya kwaye unenkxalabo malunga nokunyuka ngokukhawuleza kwamaxabiso kulo nyaka, ababoleki banokuzibuza ukuba izinto ziza kuba zimbi.
Ngelishwa, ekubeni i-Federal Reserve's (i-Federal Reserve) iceba ukunyusa izinga lenzala kwakhona kunye nokunyuka kwamaxabiso kunye nokunyuka kwamaxabiso, kunye nokungaqiniseki kwiimarike zezimali ezinokubangelwa yimfazwe yaseUkraine, inyaniso kukuba umkhwa wokunyuka kwemali mboleko yezindlu. kunokwenzeka ukuba iqhubeke unyaka wonke.
Akukho mntu unokuqikelela ngokuchanekileyo ukuba izinga eliphezulu lenzala liya kunyuka, kodwa banendlela ende yokuhamba ngaphambi kokubetha ezinye zeerekhodi zamva nje.Enyanisweni, umlinganiselo wenzala wonyaka udlule kwi-6.00% ngo-2007 nango-2008.
Ababoleki abaxhalabileyo malunga nokuba ukunyuka kwamaxabiso kuya kuthetha ntoni kubo banokufuna ukuthatha amanyathelo ngokukhawuleza ukuze bafumane iikowuti kwabanye babona babolekisi bezindlu ezingcono kwaye batshixeke ngokwala maxabiso angoku.
Ngokubhekiselele kwimeko yokwenyani, kunokuthiwa eli lithuba lembali elinamandla okugcina amawaka eedola kwi-mortgage.Amathuba kukuba, inzala ayizukuhlala kwindawo ephantsi ixesha elide.Yiyo loo nto kubalulekile ukuba uthathe amanyathelo ngoku, nokuba ujonge ukubuyisela imali, ukusika iintlawulo zezindlu, okanye ulungele ukutsala inqaku lokuthenga ikhaya elitsha.
Ixesha lokuposa: Apr-16-2022