11/27/2023

Ukuvula iingcango kwiKhaya lakho lephupha

Kwabaninzi, iphupha lokuba nekhaya eLos Angeles County libonakala liyinyani ekude, ngakumbi kubathengi bokuqala abajongene nemiqobo yezemali.Ngenisa iNkqubo yobunini beKhaya (I-HOP) Imali-mboleko - kungekhona nje isisombululo sezemali, kodwa ithuba lokuguqula abaninikhaya abanomdla.Le nkqubo ikhethekileyo yenzelwe ngokukodwa ukuguqula ithemba elinzima lokuthenga ikhaya libe liphupha elinokufezekiswa.

Inzuzo yeMali-mboleko ye-HOP

II-HOPImali-mboleko ayilotyala lakho lesiqhelo, ibonelela ngentlawulo ephantsi kunye/okanye noncedo lokuvala.Siskim sesibini semali-mboleko eyilelwe ukunika inkxaso ebalulekileyo kubathengi bezindlu, ukunciphisa ubunzima bokuqala bemali obuza nokuthenga ikhaya.Khawufane ucinge ukufumana ukuya kuthi ga kwi-85,000 yeedola okanye i-20% yexabiso lokuthenga ikhaya lakho (nokuba yeyiphi esezantsi).Olu ayiloncedo nje;linyathelo elikhulu ekunciphiseni umthwalo wemali wokuthenga amakhaya.

Olona phawu luphawulekayo?Imali-mboleko ine-0% yenzala kwaye inikezela ngentlawulo erhoxisiweyo.Kufuneka uyihlawule kuphela xa uthengisa indlu, utshintshe itayitile yayo, okanye ukuba ipropati ayiseyiyo indawo yakho yokuhlala ephambili.Le ndlela yenza iI-HOPBoleka inketho enomtsalane kakhulu kwabo bafuna uncedo lwezemali ngaphandle komthwalo okhawulezileyo wokuhlawula.

Ukufaneleka: Ngaba iMali-mboleko ye-HOP ikulungele?

II-HOPImali-mboleko ijolise ngokukodwa ekuncedeni abantu abathile ukuba baqinisekise ukuba uncedo lufikelela kwabo balufuna ngokwenene.Ukuze bafaneleke, abafake izicelo kufuneka bahlangabezane nezi ndlela zilandelayo:

1)Abathengi basekhaya okokuqala (FTHB): Ijolise ngokukodwa kwabo bangenamakhaya kule minyaka mithathu idlulileyo, i-HOP Loan sisibane sethemba kunye nesiqalo esitsha kuhambo lobuninimzi.

2)IMfuno yokuHlala eyiNtloko: Ukuxhamla kwiMali-mboleko ye-HOP, kufuneka uhlale kwikhaya elithengiweyo njengendawo yakho yokuhlala ephambili.Oku kuqinisekisa ukuba inkqubo ixhasa abanini-zindlu bokwenyani, hayi abatyali-mali.

3)Ukufaneleka okuSekwe kwiMvuzo: Inkqubo ye-HOP ijolise kubantu abanomvuzo ongagqithiyo kumlinganiselo ophezulu obekwe yi-80% yengeniso ephakathi kwisiphaluka.Le ndlela yokucinga iqinisekisa ukuba abo banengxaki yezoqoqosho bafumana inkxaso eyimfuneko.

*Umvuzo ungagqithi kwisixa-mali esikhulu kwisayizi yosapho ngalunye.Isebenza nge-15 kaJuni ngo-2023

Inani labantu eKhaya	Umda woMvuzo
1	$70,650
2	$80,750
3	$90,850
4	$100,900
5	$100,900
6	$117,050
7	$125,150
8	$133,200

 

AAA UKUBOLELWA: Intsebenziswano kwiMpumelelo yakho

I-AAA LENDINGS ngumbolekisi othatha inxaxheba weI-HOPinkqubo.Ukukhetha iMali-mboleko ye-HOP ngokusebenzisa ababolekisi abathatha inxaxheba njengathi kuthetha okungakumbi kunokufikelela nje kwiimali.Lubudlelwane kunye neengcali ezinamava ezizinikeleyo ekukhokeleni kwinyathelo ngalinye lohambo lwakho lokuthenga ikhaya.Injongo yethu kukwenza utshintsho lwakho lokuba ngumninimzi lube lungenamthungo kwaye lungabinaxinzelelo kangangoko.

Ngaphaya koNcedo lweMali
II-HOPImali-mboleko kukuzibophelela kulwakhiwo loluntu kunye nokuxhasa iminqweno yabathengi bezindlu okokuqala (FTHB).Yinkqubo ehamba ngaphaya kokubonelela ngokubambisa;imalunga nokukhulisa amaphupha nokubonelela ngesiseko esiluqilima ukuze iintsapho zikhule kwaye zikhule.

Indlela eya kwiKhaya lakho lephupha
LA County'sI-HOPImali-mboleko lubizo kubo bonke abantu abaqalayo ukuthenga izindlu (FTHB) abaphupha ngokuba nekhaya kodwa babanjwe ziingxaki zemali.Lithuba lokwenza ubuninimzi bube yinyani, lithuba lokwakha ikamva kwikhaya lakho.NgeMali-mboleko ye-HOP, ucango lwekhaya lamaphupha akho aluvulwanga nje;ivuleke kakhulu.

Ngaba ukulungele ukuHamba?
Uhambo lwakho lokuba nekhaya e-LA County luqala apha.Yamkela eli thuba legolide kunye neI-HOPBoleka kwaye sikuncede ungene kwisahluko esitsha sobomi bakho.Ikhaya lamaphupha akho lilindile, kwaye silapha ukukunceda kwinyathelo ngalinye lendlela.Wamkelekile kwisiqalo sakho esitsha.Wamkelekile akhaya!

Ividiyo:LA County's HOP Loan-Itikiti leGolide lokuya kuBunini beKhaya

Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS;enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume.Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke.Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye.Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile.Tyala imali ngokufanelekileyo kumngcipheko wakho.