LA i $85,000 phantsi uncedo intlawulo
06/06/2023
IsiXeko saseLos Angeles sithetha nje sitshintsha iimfuno zengeniso yeNkqubo yobunini beKhaya, inkqubo yoncedo lwentlawulo ephantsi ejolise kubantu abaphakathi nabanomvuzo ophantsi.Iimfuno ezintsha ziya kuqalisa ukusebenza ngoJuni 15. Makhe sijonge ukuba ufanelekile na!
Inkqubo yabaninimzi:
I-Los Angeles County Development Authority (LACDA) idale inkqubo yobunini bezindlu.Le nkqubo yenkxaso-mali ixhaswa liSebe leZindlu kunye noPhuhliso lweDolophu yase-US (HUD) kwaye ikhethekileyo kwiintsapho ezimodareyithayo nezinengeniso ephantsi kunye nabo bafuna ukuba ngabanini bezindlu bokuqala.
Ngaphantsi kweprogram, ubuninzi be-$ 85,000 okanye i-20% yexabiso lasekhaya (nokuba lincinci) linganikezelwa njengesibonelelo sokuhlawula imali kunye ne-0% yenzala kunye ne-0 yeentlawulo zenyanga!Kufuneka uhlawule kuphela isibonelelo ukuba uthengisa ikhaya okanye ukuba ipropati itshintshe izandla.
Ukuba uthengisa indlu kwisithuba seminyaka emi-5, kufuneka kwakhona uhlawule i-20% yokunyuka kwexabiso lendlu kwi-LACDA.Ukuba uthengisa emva kweminyaka emi-5, kufuneka uhlawule kuphela isixa senkxaso-mali.
Abathengi bezindlu abanomdla, jonga ukuba ufanelekile na!
Iimfuno zoMfaki-sicelo:
·Abafake izicelo kufuneka babe ngabathengi bezindlu okokuqala: akukho nzala yobunini kwizindlu nezindlu nangaliphi na ixesha kule minyaka mithathu idlulileyo.
·Abathengi basekhaya kufuneka bathathe ikhaya njengendawo yabo yokuhlala eyintloko.
·Abafaki-zicelo kufuneka batyale ubuncinane be-1% yentlawulo ephantsi, ingabandakanyi iindleko zokuvala iimali zabo, kunye nentlawulo ephezulu ye-$ 150,000, kwaye imali yesipho ayinakusetyenziswa.
·Bonke abafaki-zicelo kufuneka bagqibe i-semina yeeyure ezisibhozo yemfundo yomthengi wekhaya evela kwiSebe lezeziNdlu noPhuhliso lwaseziDolophini lase-US elivunyiweyo (i-HUD).Ungajonga i-arhente ku:https://hudgov-answers.force.com/housingcounseling/s/?language=en_US
·Ipropathi ayinakuhlalwa ngabaqeshi, ngaphandle kokuba nguMthengi-mqeshi
Eminye imida:
·Iyonke ingeniso yekhaya kufuneka ingagqithi kwi-80% ye-Los Angeles Median Income (AMI).
Ngokomzekelo, ukuba intsapho iqulethe isibini esitshatileyo, ingeniso epheleleyo ayinakudlula i-$ 80,750, kuthathelwa ingqalelo ingeniso yawo onke amalungu entsapho iminyaka eyi-18 ubudala nangaphezulu.
Xa kuthelekiswa nomda wengeniso yangaphambili ye-66,750 yeedola kumntu omnye, iimfuno zengeniso, ezisebenza nge-15 kaJuni, ziye zakhululeka kakhulu.
·Ezi zixeko zilandelayo eLos Angeles County zifanelekile ukufaka isicelo.
·Iindidi zezindlu ezinokuthengwa: Usapho olulodwa, iPUD, iiCondominiums.
·Ixabiso eliphezulu lokuthenga elivunyelweyo kumakhaya asele ekhona okanye amatsha yi-700,000 yeedola.
·I-Refinance yamkelwe.
·Abemi base-US kunye nabanini amakhadi aluhlaza bangafaka isicelo.
Sifaka njani isicelo?
Inyathelo 1: Qinisekisa ukuba umvuzo wekhaya lakho uyafikelela kumda.
Inyathelo lesi-2: Fumana ikhaya kwindawo efanelekileyo.
Inyathelo lesi-3: Qhagamshelana nombolekisi othatha inxaxheba ukuze ufumane ileta yokuvunywa kwangaphambili.
Inyathelo lesi-4: Gqibezela ikhosi ye-intanethi yeeyure ezisi-8.
Khumbula, abathengi kufuneka bafake izicelo kwiziko lemali-mboleko elivunywe ngurhulumente ukuba bafuna ukufaneleka.
Iindaba ezilungileyo kukuba i-AAA LENDINGS ibe ngumbolekisi osebenzisanayo kule nkqubo!
Khumbula, iiprojekthi ezixhaswa ngurhulumente zikwisiseko sokuza kuqala kwaye ziyayeka xa iimali ziphela!
Ngoko ukuba uyafaneleka, ungaphoswa leli thuba.Khawuleza uqhagamshelane nathi ukuze ufumane imvume yangaphambili!
Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS;enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume.Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke.Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye.Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile.Tyala imali ngokufanelekileyo kumngcipheko wakho.
Ixesha lokuposa: Jun-07-2023