Izicelo ze-Mortgage
Utsibe kuPhando lweVeki lweMBA lwamva nje
05/05/2022
Ngokwedatha yamva nje evela kwi-Mortgage Bankers Association's (MBA) yeVeki ye-Mortgage Application Survey yeveki ephela nge-29 ka-Epreli ka-2022, izicelo ze-mortgage zonyuke nge-2.5% ukusuka kwiveki ephelileyo emva kokuhla kweeveki ezisibhozo.
Ngelixa i-Market Composite Index, umlinganiselo womthamo wesicelo semali mboleko, ibonisa ukunyuka okuhlengahlengisiweyo ngamaxesha, inani lezicelo ezingalungiswanga linyukile xa lithelekiswa neveki ephelileyo.
Isabelo senkxaso-mali kumsebenzi wokubambisa sinyuse inani lilonke lezicelo kwiveki ephelileyo.Itotali yenani lezicelo zesabelo semisebenzi yemali-mboleko ehlengahlengiswayo (ARM) yonyukile.
Nangona kunjalo, izicelo ezipheleleyo ze-FHA kunye nesabelo se-VA sezicelo zizonke nazo zehlile.
Umyinge wereyithi yekhontrakthi yemali-mboleko yeminyaka engama-30 yemali-mboleko ehambelanayo nebhalansi yemali-mboleko ehambelanayo inyukile, kwaye inqaku lemali mboleko-mali mboleko (LTV) liyehla.Amazinga enzala asebenzayo anyukile kule mihla.
Umyinge wemilinganiselo yekhontrakthi yeminyaka engama-30 yemali-mboleko yeminyaka engama-30 enemali-mboleko ye-jumbo yonyuka kwaye amanqaku emali-mboleko e-LTV ehlile.Amazinga asebenzayo nawo anyukile mva nje.
NjengoSekela Mongameli odityanisiweyo we-MBA kuQoqosho lwezoQoqosho kunye noShishino uJoel Kan wakhe wathi, uninzi lwamaxabiso emali-mboleko kuvavanyo lwe-MBA luqhubekile nokunyuka, kunye nenqanaba elimiselweyo leminyaka engama-30 lifikelela kwinqanaba eliphezulu ukusukela ngoMatshi ka-2020 kwi-3.78%.Ngaphandle kokunyuka kwamaxabiso, izicelo zenkxaso-mali zisanyukile ngenxa yokwanda kwezicelo zesiqhelo.Inani lezicelo lisenokuba libone ukuguquguquka kutshanje njengoko iiveki ezichatshazelwe yiholide kunye nababoleki bezama ukufumana uhlaziyo ngaphambi kokuba amaxabiso anyuke.
Izicelo zokuthenga nazo zonyukile, kodwa zisasezantsi kunonyaka odlulileyo.Ubungakanani bemali-mboleko yokuthenga i-avareji ibe phezulu kuphando olutsha kwakhona.Ngenkani amanqanaba aphantsi oluhlu kunye nokukhula kwexabiso lekhaya ngokukhawuleza kuqhubekile ukuqhuba ubungakanani bemali-mboleko ephezulu.
Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS;enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume.Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke.Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye.Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile.Tyala imali ngokufanelekileyo kumngcipheko wakho.
Ixesha lokuposa: May-06-2022