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Isizathu Sokuba Ababolekisi Bafune I-Inshurensi Yezikhukula
Icandelo le-inshurensi yengozi yemigaqo-nkqubo ye-inshorensi yabaninimzi eqhelekileyo ayiquki izikhukhula ezivela kwizizathu zendalo zangaphandle, njengezaqhwithi zemvula, okanye ezenziwe ngabantu, njengokuqhekeka kwedama.Kuphela i-inshurensi ebizwa ngokuba yisikhukula, ipolisi ye-inshurensi eyahlukileyo, inokukhusela kwakhona...Funda ngokugqithisileyo -
Ukuguquguquka kwe-DSCR-Ipropati esetyenzisiweyo exutywe
Amagama angundoqo: FHA;UMvuzo ophantsi;Ngokwesiqhelo;Iimali-mboleko ze-Mortgage.Ipropathi esetyenziselwa izinto ezixubeneyo njengoko ichaziwe yipropati enye ukuya kwezine (1-4) yendawo yokuhlala eneshishini elisekelwe ekhaya.Ezi mfuno zilandelayo kufuneka kuhlangatyezwane nazo: 1. Ishishini alinako ukubandakanya...Funda ngokugqithisileyo -
I-FHA vs. Iimali-mboleko eziqhelekileyo
Amagama angundoqo: FHA;UMvuzo ophantsi;Ngokwesiqhelo;Iimali-mboleko ze-Mortgage.I-FHA vs Iindidi zeMali-mboleko eziqhelekileyo: Yeyiphi eLungileyo?Imali mboleko ye-FHA ivumela amanqaku aphantsi etyala kwaye inokuba ...Funda ngokugqithisileyo -
I-DSCR-abemi bamazwe angaphandle
Amagama angundoqo: I-DSCR, i-Non-QM, i-Mortgage, iRenti, uTyalo-mali Sonke siyayazi i-DSCR, yinkqubo elula kakhulu kwaye kufuneka ithathele ingqalelo ukuhlala kwayo.I-DSCR ikhethwa ziiarhente ezininzi, ngoko ke masithethe nge-DSCR yabantu basemzini....Funda ngokugqithisileyo -
Inkqubo yeDSCR
Amagama angundoqo: DSCR, Non-QM, Mortgage, Rent, Investment DSCR (Debt Service Coverage Ratio) yenzelwe abatyali-mali abanamava kwaye ifanele ababoleki ngokusekelwe kwi-cash-flows kuphela kwipropati yomxholo.Ibalwa njani iDSC...Funda ngokugqithisileyo -
Ngaba isitatimenti seBhanki siyawavumela omabini amashishini kunye neengxelo zebhanki zobuqu?
Amagama angundoqo: I-akhawunti ye-Escrow;Impound;Irhafu kunye ne-Inshurensi;Ugcino Ingxelo yebhanki yimveliso eqikelela ingeniso yomboleki ngokuhlalutya iidipozithi kwi-akhawunti.Isebenzisa i-DTI ukuze ifaneleke njengemali-mboleko eqhelekileyo.Olu didi lwemveliso...Funda ngokugqithisileyo -
Ngaba uyazi ukuba yintoni i-impound kwi-mortgage yendlu
Amagama angundoqo: I-akhawunti ye-Escrow;Impound;Irhafu kunye ne-Inshurensi;Ugcino Ngaba uyayazi nantoni na malunga noPhononongo lweProjekthi yeCondo (okanye i-HOA Questionnaire)?Iiakhawunti ze-Escrow impound zezo akhawunti ababolekisi bamisela ukuba baqokelele '...Funda ngokugqithisileyo -
Ubalo lwengeniso yoKhuseleko lweNtlalo
Amagama aPhambili: Ingeniso yoKhuseleko lweNtlalo;ingeniso engarhafiswayo;ingeniso ekhululwe kwirhafu;UFreddie mac Ngaba uyazi nantoni na malunga noPhononongo lweProjekthi yeCondo (okanye i-HOA Questionnaire)?Xa UMVUZO OXHALWE IRHAFU ufuneka kwisiqinisekiso, ...Funda ngokugqithisileyo -
Uphononongo lweprojekthi yeCondo
Amagama angundoqo: Uphononongo lweprojekthi yeCondo;Uphononongo olupheleleyo;Uphononongo olulinganiselweyo;I-HOA Questionnaire Ngaba uyazi nantoni na malunga noPhononongo lweProjekthi ye-Condo (okanye i-HOA Questionnaire)?Xa ufuna ukuthenga indlu entsha uhlobo lwe-condo ...Funda ngokugqithisileyo -
Ngaba ndingakwazi ukubuyisela imali xa ndinonyamezelo?
Igama elingundoqo: Ukunyamezela;Ukuxhasa ngemali;Amanqaku etyala Yintoni unyamezelo?Unyamezelo kuxa umbolekisi okanye umbolekisi wakho ekuvumela ukuba uhlawule okwethutyana imali yakho yokubambisa ngentlawulo ephantsi okanye unqumame ukuhlawula ityala lakho...Funda ngokugqithisileyo -
Yintoni ulibaziseko lwenkxaso-mali?
Amagama angundoqo:Ukulibaziseka kwenkxaso-mali Kulibaziseko lwentengiselwano yemali, unokukhupha imali kwipropati ngoko nangoko ukuze uhlawule ixabiso lokuthenga kunye neendleko zokuvala zepropati obuyithengile ngaphambili ngemali. ca...Funda ngokugqithisileyo