11/15/2023

Yintoni iNkqubo yeMali-mboleko yoLuntu ye-QM?Kwi-AAA Lendings, siyavuya ukutyhila inyathelo lenguqu kummandla wophuhliso loluntu kunye nokuxhotyiswa ngemali: iImali-mboleko yoLuntu ye-QMInkqubo.Le nkqubo ingaphezulu komnikelo nje wemali;yintsika esisiseko kwiinzame zethu zokuqhubela phambili ulingano ngokobuhlanga kunye nokukhuthaza ukubandakanywa koqoqosho.Ngenjongo yokuvala ulwahlulo lobutyebi bobuhlanga, iImali-mboleko yoLuntu ye-QMiyilwe ngobuchule ukujolisa kubaboleki kumaphecana obalo abantu abachongiweyo, ngaloo ndlela ixhobisa uluntu olungakhathalelwanga ngokwembali ngethemba lokuba ngabaninimzi.

Izinto eziNzuzo eziPhambili zeNkqubo yeMali-mboleko yoLuntu ye-QM:

IImali-mboleko yoLuntu ye-QMiyazahlula ngeenzuzo zayo ezizodwa:

• Ukufaneleka kweJografi:Imali-mboleko yoLuntu ye-QM igqamile ngokufaneleka kwayo ngokwejografi, kwaye akukho zithintelo zeNgeniso, ukuqinisekisa ukuba uluhlu olubanzi lwezoqoqosho lunokuzuza.Sinokuhlolwa okulula kokufaneleka koludweliso lwenkqubo.Inkqubo yesicelo iye yalungelelaniswa ukuze kuqinisekiswe amava angenangxaki.Abaninimzi abanomdla banokujonga nje ukufaneleka ngokusekwe kwidilesi yepropathi yomxholo.Ithe ngqo loo nto.Kwaye, esi sinikezelo senzelwe kuphela iindawo zokuhlala eziphambili, ziqinisekisa ukuba abanini bezindlu bokwenyani bayaxhamla kule nkqubo.Nokuba yeyokuthenga okanye yokuxhasa ngemali kwakhona (kubandakanywa neenketho zokuphuma kwemali), inkqubo ye-QM yeMali-mboleko yoLuntu iyafumaneka kuye wonke umntu-kungekhona nje abaThengi beKhaya abaQalayo.
• Ukufaneleka kweJografi:Silungise inkqubo ukwenza ukuba ifikeleleke kangangoko kunokwenzeka: ngeFICO ephantsi ye-620 ye-arhente yethu ehambelana nezinga elimiselweyo kunye neemveliso ezilungeleleneyo eziphezulu, inkqubo ivula iingcango kubantu abanokuthi bajongane nemingeni yemali kwixesha elidlulileyo.
• Inkuthazo:Sinikezela nge-2% nge-cap ye-4,500 yeedola ze-Incentive/Lender Credit, ukunciphisa kakhulu iindleko zeepropati ezifanelekileyo.Le mboleko inkulu iyafumaneka kwiipropathi ezifanelekileyo, ibonelela abaninimzi abanokubakho ngexabiso elikhulu ekukhuseleni ikhaya lamaphupha abo.Ngaphezu koko, uLungiso lweNqanaba leMali-mboleko oluqhelekileyo (LLPA) luyayekwa, luphucula ukufikeleleka kuzo zonke iindidi zeepropathi kunye neemeko zomboleki.
• Akukho zithintelo zeMvuzo okanye iMfundo yabaninimzi:I-QM Community Loan iyayiqonda imvelaphi yezoqoqosho eyahluka-hlukeneyo yabantu abanokuba ngabaninimzi.Ke ngoko, akukho zithintelo zeNgeniso, okwenza imali-mboleko ifikeleleke kuluhlu olubanzi lwabantu.Ukongeza, kukwakho Akukho Mfundo yomninimzi efunekayo, asiyigunyazisi, siyenza lula ngakumbi inkqubo yokufumana imali-mboleko.

Kutheni Ukhetha iNkqubo yeMali-mboleko yoLuntu ye-QM?
Okuvuyisayo kweImali-mboleko yoLuntu ye-QMkukufumaneka kwayo ngokubanzi.Ufikelelo kwiMali-mboleko yoLuntu lwe-QM lubanzi, lugubungela intaphane yeendawo zase-United States.Nokuba useCarlifonia enelanga, izitrato ezidlamkileyo zaseNew York, iindawo ezizolileyo zaseColorado, okanye izixeko eziphithizelayo zaseTexas, le nkqubo ikugubungele.Ukuchaneka, ifumaneka kwi-AZ, CA, CO, DC, FL, GA, HI, IL, IN, MD, MI, MN, NE, NM, NC, NV, OH, OK, OKANYE, PA, SC, TN , TX, VA, WA, kunye neWV.

Ukukhetha iImali-mboleko yoLuntu ye-QMInkqubo ibonisa ukungena kwakho kwisango lethuba elifanelekileyo.Inkqubo yethu yokubhala phantsi ebhetyebhetye izama ukuthi 'ewe' apho abanye banokuthandabuza.Ngexesha lokuvala elinomtsalane leeveki ezintathu, sizimisele ukukuqhubela phambili ukusuka ekuqaleni kwesicelo sakho ukuya kumbhiyozo wobunini bezindlu ngesantya esimangalisayo.Iqela lethu elizinikeleyo linikezela ngenkonzo engaphazamisekiyo, egcweleyo esusela ekungeniseni nasekuphononongeni ngokubhala phantsi ukuya kwinqanaba lokugqibela lenkxaso-mali.

OkuImali-mboleko yoLuntu ye-QMinkqubo ime njengendawo yokukhanyisela abo bajonga kumanzi anenkohliso amaxesha amaninzi kwiinkqubo zokubolekisa ngemali.Siwodlula amazinga okhuphiswano, kwaye sityale imali ekukhuliseni uluntu ngokukhula, uzinzo, kunye nempumelelo.Le nkqubo idiliza imiqobo eqhelekileyo kwaye yandisa iphupha lobunini bezindlu kubantu abaninzi kulo lonke elase-US.

Ukuba umbono wekhaya ukubiza owakho ukhe waba kwiingcinga zakho, iImali-mboleko yoLuntu ye-QMInkqubo inokuba sisitshixo ekufezekiseni elo phupha.Siyakumema ukuba ube yinxalenye yolu tshintsho lwemali-mboleko-wamkele amandla obuninimzi namhlanje!

Ividiyo:INkqubo yeMali-mboleko yoLuntu ye-QM – UkuXhobisa uluntu oluNgabonelelwanga kakuhle

Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS;enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume.Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke.Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye.Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile.Tyala imali ngokufanelekileyo kumngcipheko wakho.