11/15/2023

Kuphononongo lwethu lwangaphambili olunesihloko esithi “Imali-mboleko yoLuntu ye-QM- Ukuxhobisa uluntu olungaSebenziswanga kakuhle," siye sahlola imiba esisiseko yeNkqubo yeMali-mboleko yoLuntu lwe-QM, sijongana nenkcazo yayo, iinzuzo eziphambili, kunye nezizathu zokuba kutheni imele ukhetho olunyanzelekileyo kubaboleki.Ukwakha kweso siseko, ingxoxo yanamhlanje ithatha ukuntywila nzulu ekuchongeni abaviwa abafanelekileyo kunye neentlobo zepropathi zale nkqubo.Injongo yethu kukukhomba abasebenzisi abafanelekileyo kule mveliso ikhethekileyo, ngaloo ndlela ikhulisa izibonelelo zayo ukuhlangabezana neemfuno ezithile.

Njengoko siqhubeka nohlalutyo lwethu olunzulu, siya kwenza uthelekiso phakathiImali-mboleko yoLuntu ye-QMInkqubo kunye nolunye ukhetho lwemali-mboleko emarikeni, olufana neNkqubo yeKhaya enokwenzeka kunye neNkqubo eLungele uKhaya, kunye neemveliso ezisanda kuthandwa kwi-Down Payment Assistance (DPA).Le ndlela yothelekiso ijolise ekunikeni ababoleki imbono ecacileyo, ibanceda benze isigqibo benolwazi malunga nokuba yeyiphi na inkqubo yemali-mboleko ehambelana kakuhle neemeko zabo.Sijoyine njengoko sityhila imiba yeNkqubo yeMali-mboleko yoLuntu ye-QM kwaye siyibeke kwindawo ebanzi yokhetho lwenkxaso-mali yezindlu.

Abaviwa abafanelekileyo kwiImali-mboleko yoLuntu ye-QMInkqubo
Inkqubo yenzelwe ngokukodwa abantu abajongene nemingeni ngamanqaku amatyala kunye neentlawulo eziphantsi.Ukuba ujonge ukuthenga i-condo encanyathiselweyo efikelelekayo kwaye ucinga ngemali-mboleko ephezulu, ungajongana nohlengahlengiso oluninzi olukhokelela kumaxabiso angathandekiyo.Nangona kunjalo, iNkqubo yeMali-mboleko yoLuntu lwe-QM, ngakumbi ngokhetho lwe-LP, inokulurhoxisa lonke olu hlengahlengiso.Olu phawu lutshintsha umdlalo kwabaninzi, nto leyo eyenza ukuba iphupha lokuba nekhaya lifikeleleke ngakumbi.

I-Advantages ngaphezu kweKhaya elinokwenzeka kunye neNkqubo eLungele iKhaya
Ngelixa ezinye iinkqubo ezifana neKhaya elinokwenzeka kunye neKhaya eliLungileyo likwabonelela ngokurhoxiswa kohlengahlengiso, iImali-mboleko yoLuntu ye-QMInkqubo yodwa.Ayinayo imida yeMvuzo kwaye ilandela iimfuno zemboleko ye-arhente, ezithambileyo ngakumbi xa kuthelekiswa neendlela ezithile zezinye iinkqubo.Oku bhetyebhetye kuyenza ibe lolona khetho lubalaseleyo lokuncedisana kuluhlu olubanzi lwababoleki.

Ukuthelekisa kunye neeMveliso zoNcedo lweNtlawulo ePhantsi
Iimveliso zoNcedo lweNtlawulo ePhantsi (DPA) ziye zafumana ukuthandwa ngoncedo lwazo lwezemali kubaboleki abafanelekileyo.Nangona kunjalo, bahlala beza nentlaninge yeemfuno, kubandakanya amaxwebhu angqongqo, imida yengeniso, kunye neeklasi zemfundo ezinyanzelekileyo zabaninimzi.Ngokwahlukileyo koko, iNkqubo yeMali-mboleko yoLuntu lwe-QM ilungelelanisa inkqubo kunye namaphepha amancinci, Akukho mfuneko yeMfundo yoMninimzi, kwaye Akukho Mida yeMvuzo.Le nkqubo ayisebenzi kuphela ekuthengeni kodwa nasekuboneleleni ngezimali ngokutsha, ukulungiselela uluhlu olubanzi lweemfuno zomboleki.

Ngaphaya kwezinto eziSiseko: Ukukhulula amandla apheleleyo eNkqubo yeMali-mboleko yoLuntu ye-QM
Ukuguquguquka kweImali-mboleko yoLuntu ye-QMInkqubo ilele kumandla ayo okwamkela iiprofayili ezahlukeneyo zomboleki kunye neentlobo zepropathi.Nokuba ungumThengi weKhaya lokuQala (FTHB) okanye awukho, le nkqubo inokuguquguquka kunye nokubandakanywa ukuze ihambelane neemfuno zakho.Ngokurhoxisa uhlengahlengiso lwe-LLPA, ibonelela ngamaxabiso akhuphisanayo anokuthi athobe kakhulu iintlawulo zenyanga, okwenza ukuba ubunini bezindlu bufikeleleke ngakumbi kwaye buzinze ekuhambeni kwexesha.

Indlela eyenzelwe wena nge-AAA yokuboleka imali
Kwi-AAA Lendings, siyaqonda ukuba uhambo ngalunye lomboleki lohlukile.Sizinikezele ekuboneleleni ngendlela yobuqu, ebanzi yenkqubo yokufaka isicelo semali-mboleko.Iqela lethu leengcaphephe lixhotyiselwe ukukukhokela kwinyathelo ngalinye, liqinisekisa ukuba wenza izigqibo ezizizo nezifanele iimeko zakho zemali nezomntu.

Thatha inyathelo lokuqala elisingise kwiKhaya lamaphupha akho
Siyakumema ukuba uqhagamshelane AAA Lendings uphonononge indlelaImali-mboleko yoLuntu ye-QMInkqubo inokulungelelaniswa neminqweno yakho yobunini bendlu.Ngokuzibophelela kwethu ekuxhobiseni ababoleki kunye nobuchule bethu ekujongeni ubunzima benkxaso-mali yekhaya, siliqabane lakho elifanelekileyo kolu hambo lunomdla.Xhumana nathi namhlanje, kwaye masiqalise indlela yokwenza ikhaya lamaphupha akho libe yinyani.

Kwinqaku lethu elilandelayo, siza kukhanyisa iImali-mboleko yoLuntu ye-QMInkqubo ngothotho lweemeko ezibandakanyayo.Eli candelo lizayo kuthotho lwethu lijolise ekuboniseni ngokucacileyo izibonelelo zehlabathi zokwenyani zenkqubo, elungiselelwe iimeko ezahlukeneyo zomboleki.

Ukuqonda ukuba imizekelo esebenzayo ibethelela ngokunzulu, simiselwe ukuba sibonise ingqokelela yeemeko eziyilwe ngobunono.Oku kuya kubonakalisa iminqweno kunye nemiqobo eyahlukeneyo abahlangabezana nayo abo bafuna ukuba ngabaninimzi.Sijonge ngamehlo abomvu ukukuthatha kule mizekeliso, sikuncede ukuba ube nombono wendlelaImali-mboleko yoLuntu ye-QMInkqubo inokuba sisitshixo sokuvula amaphupha akho obunini bendlu.Sijoyine kolu phononongo lukhanyisayo kwaye uzibonele ngokwakho ifuthe le nkqubo enokuba nalo kuhambo lwakho lokuthenga ikhaya!

Ividiyo:Imali-mboleko yoLuntu ye-QM-Fumana ukuba kutheni ilolona khetho lulungileyo lwakho

Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS;enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume.Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke.Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye.Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile.Tyala imali ngokufanelekileyo kumngcipheko wakho.