10/30/2023

Ngaba uyafuna ukuthenga ikhaya kodwa ujongene nemiqobo yezemali?Ungavumeli amanqaku aphantsi etyala okanye intlawulo enganelanga ikuthintele.Imali-mboleko yoLuntu ye-QMilapha ukudiliza yonke imiqobo.

Yintoni imali-mboleko yoLuntu ye-QM?

Imali-mboleko yoLuntu ye-QMyimveliso eyenzelwe ngokukodwa abathengi basekhaya abanamanqaku asezantsi etyala kunye neentlawulo ezincinci.Yamkela abathengi bokuqala ekhaya ngaphandle kwemida yengeniso.

Yintoni imali-mboleko yoLuntu ye-QM?

Imali-mboleko yoLuntu ye-QMyimveliso eyenzelwe ngokukodwa abathengi basekhaya abanamanqaku asezantsi etyala kunye neentlawulo ezincinci.Yamkela abathengi bokuqala ekhaya ngaphandle kwemida yengeniso.

Kutheni ukhetha iMali-mboleko yoLuntu ye-QM?

Inzala eLinganayo kumanqaku ahlukeneyo etyala: Nokuba iFico credit score yakho yi 620 okanye 760, yonwabele inzala efanayo.Ngoko ke, nokuba inqaku lakho letyala aligqibelelanga, awuphelelanga kwimali mboleko enenzala ephezulu.Sinikezela ngamathuba alinganayo nokuba ngawaphi na amanqaku etyala.

IiReyithi zeNzala ezifanayo kwii-LTV ezahlukeneyo: Nokuba i-LTV yakho yi-95% okanye i-50%, unokuxhamla kumlinganiselo wenzala ofanayo.Intlawulo encinci ayizukuthintela amaphupha akho obunini bepropathi.

Indlela yeNgeniso-engathathi hlangothi: Iphezulu okanye iphantsi, asicalucaluli ngokusekelwe kwingeniso.Asiyi kumisela umda isicelo sakho ngokwenqanaba lomvuzo wakho.Eyona njongo yethu iphambili kukukunceda ufezekise amaphupha akho.

Iinzuzo ezizodwa ze-QM yeMali-mboleko yoLuntu

Inkqubo yeSicelo esingaHlumelanga: Iimveliso ezininzi zemboleko zifuna ukuba abathengi bafumane uqeqesho ukuze baqonde iinkcukacha zemboleko.NgeImali-mboleko yoLuntu ye-QM, tsiba izifundo ezidinayo.Ngenisa nje isicelo sakho, kwaye iqela lethu liya kukukhokela.

IiNkqubo zeMali-mboleko eNxaxheba: Nokuba ungowokuqala ukuthenga ikhaya okanye ungumtyali-mali oneepropati ezininzi, siyahlangabezana neemfuno zakho.Iimveliso zethu azenzelwa abathengi bokuqala kuphela.

Yenzelwe Ukuzakhela Izindlu:Imali-mboleko yoLuntu ye-QMuyilwe kucingwa ngezindlu zokuzakhela.Iqela lethu, eliqhelene neempawu zendlu yokuzakhela, linika iingcebiso zobungcali kunye neenkonzo.

Cukugqithisela kunye nezicelo ezifunekayo

Ukhuseleko Olubanzi: Ukufaneleka kwethu kwipropathi kugubungela i-US yonke, kunye neendawo ezininzi ezifanelekileyo eCalifornia, Arizona, kunye ne-NTX.Ngokomzekelo, imimandla emininzi yaseCalifornia (ephawulwe ngeorenji) ifanele imilinganiselo yeMali-mboleko yoLuntu lwe-QM.

Ukujonga ukufaneleka kwePropati eSwift: Phambi kokufaka isicelo, qinisekisa ukuba ipropathi oyijongileyo iyahlangabezana neemfuno zethu.Jonga ukufaneleka kwepropathi kwiwebhusayithi yethu esemthethweni okanye uqhagamshelane neqela lethu lenkonzo yabathengi.

Ukuphanda nzuluImali-mboleko yoLuntu ye-QM, nceda uqhagamshelane nathi.

Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS;enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume.Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke.Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye.Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile.Tyala imali ngokufanelekileyo kumngcipheko wakho.