IDatha yeMarike yezindlu iBuyisela kwiNyine-uHlalutyo lweMarike yeZindlu kwiSiqingatha sokuQala sika-2022
08/26/2022
"Ngokucacileyo, ndiyabona ukuba zonke izindlu eziselumelwaneni ziyehla kwixabiso kwaye zidweliswe iintsuku ezininzi ngaphandle kokuthengisa, ngoko kutheni ndibona idatha yokuba amaxabiso aqhubeka nokubetha amatsha aphezulu kunye namaxesha okudweliswa afinyeziwe?"
Ukususela kwisiqingatha sokuqala sonyaka, nangona ukwehla okuqhubekayo kwentengiselwano kwimarike yendawo yokuhlala, kodwa ixabiso lirekhodi eliphezulu, inyaniso ye-real estate market ibonakala ikwimeko yokwahlukana kwedatha, abantu abaninzi. zibuze: ekugqibeleni, ngubani ofanele ukukholelwa kuye?
Ngomhla we-18 ka-Agasti, ingxelo ye-real estate market yamva nje evela kwi-National Association of Realtors ibonise ukuba idatha ekugqibeleni ibuyele kwinyani.
Namhlanje siza kukunika uhlalutyo olusekwe kwingxelo yamva nje yemarike yezindlu yase-US ngoJulayi ukusuka kwi-NAR.
Umahluko phakathi komthamo wezindlu ezingathengiswanga kunye namaxabiso uyanyamalala
Inani lamakhaya athengiswayo (ngonyaka)
Umthombo ovela kuMbutho weSizwe weRealtor
Ixabiso lentengiso yeMedi yezindlu ezikhoyo
Umthombo ovela kuMbutho weSizwe weRealtor
Kucacile kolu thelekiso lwedatha ukuba imarike yezindlu yase-US ikwimeko yokunciphisa umthamo kunye nokunyuka kwamaxabiso ngexesha lesiqingatha sokuqala sonyaka.
Umgaqo-nkqubo wokunyuswa kwenzala owaqalwa yi-Federal Reserve ekuqaleni konyaka wabonakala ngokukhawuleza waqhawula imarike yezindlu, kodwa ixabiso lekhaya elihambelanayo elikhoyo laphuka phezulu, lifikelela phezulu njenge-$ 416,000 ngoJuni - ixabiso eliphezulu lekhaya elikhoyo ukususela kwiirekhodi. yaqala ngowe-1954.
Kukho izizathu ezibini zale nto: Eyokuqala, iziseko zobonelelo kunye nolwakhiwo lwemfuno azitshintshanga, kwaye imarike yezindlu ibikwimeko yobonelelo olungalungelelananga kunye nemfuno ngenxa yokunqongophala kweeyunithi zezindlu.
Isizathu sesibini lixesha ledatha, oko kukuthi, impembelelo yokunyuka kwamaxabiso e-mortgage ngenxa yokunyuka kwexabiso lenzala akukabonakali ngokupheleleyo kwidatha.
Ixabiso eliphakathi kwikhaya elikhoyo lawela kwi-$ 403,800 ngoJulayi, ukuhla kokuqala ukususela kwisiqingatha sokuqala sonyaka, ebonisa ukuba intengo ehlayo ayisekho - i-inventory yezindlu ikhula ngokuthe ngcembe, kunye nokukhukuliseka kokufikeleleka komthengi ngenxa yokunyuka komdla. amazinga aqala ukubonakala kwidatha.
Utyalo-mali lwezindlu ezithengiswayo lusafuneka
Kwingxelo kaJulayi kwimarike yezindlu, siqaphele into enomdla.
Unyaka-nyaka utshintsho kwiintengiso zezindlu kwiindidi zamaxabiso ahlukeneyo
Umthombo ovela kuMbutho weSizwe weRealtor
Njengoko kunokubonwa kwiinguqu zonyaka-ngonyaka kwiintengiso zamakhaya kwiindidi zamaxabiso ahlukeneyo, inani lamakhaya athengiswa e-US phantsi kwe-500,000 yeedola lehle kakhulu, ngelixa ukuthengiswa kwamakhaya ngaphezu kwe-500,000 yeedola kunyuke nge-2% ukuya kwi-6.3% xa kuthelekiswa okufanayo. ixesha kunyaka ophelileyo.
Le datha ibonisa ngokuthe ngqo ukuba inani labatyali-mali be-real estate liyakhula.
Oku kungenxa yokuba amaxabiso ezindlu nomhlaba aphinde afumana ixabiso.Xa imilinganiselo yenzala iphantsi, ifanelekile kumntu wonke kwaye wonke umntu unokuzalisekisa iphupha lobunini bezindlu, kodwa xa inzala iphezulu, abo bangakwaziyo ukuhlawula iintlawulo zenyanga eziphezulu kunye neentlawulo ezisezantsi balahlekelwa.
Ngenxa yepolarization, abathengi abatyebileyo babambe amandla emarike, bethenga amakhaya axabisa ngakumbi nangakumbi, ngelixa amakhaya afikelelekayo anokufikelela kuwo uluntu ngokubanzi ahlala emile kwindawo enenzala ephezulu.
Ngenxa yesi sizathu, ixabiso eliphakathi lamakhaya athengiswayo liye lanyuka kwisiqingatha sokuqala sonyaka, nangona inzala inyuka.
UPhando lweSalathisi soNgqondo kwiiRealtors
Umthombo ovela kuMbutho weSizwe weRealtor
Enye into: ixesha lokudweliswa liye laba lifutshane ngakumbi!Njengoko usazi, kunyaka ophelileyo ngowona nyaka ushushu kakhulu kwimarike real estate, kwaye ixesha umnikelo kuphela 17 iintsuku ngoJulayi, ngelixa inani langoku 14 iintsuku.
Xa iipropati ezingabizi kakhulu zivela kwimarike esele ingabonelelwanga, idabi labatyali-mali likhawuleza, kwaye abatyali-mali abazinzileyo babandakanyeka kakhulu ekuthengeni nasekuthengiseni iipropati, ngoko ke amaxesha okubonelela ayancipha.
Umdla ovela kubatyali-zimali bamazwe angaphandle uyawuchitha lo mkhwa
Njengoko imakethi yase-US yezindlu nezindlu iqala ukuphola, abathengi bamanye amazwe bayawubeka umkhwa womdla.
Ingxelo ibonisa ukuba ixabiso lilonke lezindlu zokuhlala ezithengwe ngabantu basemzini e-US zafikelela kwi-59 yeebhiliyoni zeedola ukusuka ku-Epreli 2021 ukuya kuMatshi ka-2022, lenyuka ngeepesenti ezisi-8.5 ukusuka kunyaka ongaphambili kunye nokwaphula umkhwa weminyaka emithathu yokwehla.
Kubathengi basemzini bangaphandle, imarike ilungile ngoku, emva kwayo yonke loo nto, bambalwa abathengi basekhaya e-US kunye nokhuphiswano oluncinci lokuthenga ikhaya, elilunge ngokwenene kubathengi abanakho ukulihlawula.
Ukuba sele ufumene ipropathi efanelekileyo yokutyalo-mali, ungaphoswa yinkqubo ethi "Akukho Doc, Akukho tyala" - inkqubo yemboleko ayizange ibe lula kwaye ikhululekile kuyo nayiphi na imitya eqhotyoshelweyo, kukunceda uqonde iphupha lakho lotyalo-mali ngokukhawuleza!
Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS;enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume.Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke.Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye.Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile.Tyala imali ngokufanelekileyo kumngcipheko wakho.
Ixesha lokuposa: Aug-27-2022