11/21/2023

Ukugcina imali kwintlawulo ephantsi linyathelo elibalulekileyo ekufezekiseni iphupha lakho lobuninimzi.Nokuba ujonge ukuthenga ikhaya lakho lokuqala okanye ujonge ukunyusela kwipropathi enkulu, ukuba nentlawulo ephantsi kunokuba nefuthe elibi kwimiqathango yakho yokubambisa kunye nokuzinza kwezemali.Kwesi sikhokelo, siza kuphonononga iindlela ezisebenzayo zokonga imali ukuze wenze intlawulo ephantsi, sikuxhobise ukuba wenze izigqibo zemali unolwazi.

Misela Injongo ecacileyo yokonga

Inyathelo lokuqala kuhambo lwakho lokuhlawula phantsi kukuseka usukelo olucacileyo lokonga.Gqiba imali ekujoliswe kuyo oyifunayo kwintlawulo yakho ephantsi, uqwalasela izinto ezifana nexabiso lendlu, iimfuno zezindlu, kunye namandla akho emali.Ukuba nenjongo ethile kuya kukunceda uhlale ugxile kwaye ukhuthazekile kuyo yonke inkqubo yokonga.

Yenza uhlahlo lwabiwo-mali

Ukuqulunqa uhlahlo lwabiwo-mali olubanzi kubalulekile ukuze uqonde umvuzo wakho, iindleko, kunye neendawo ezinokubakho zokulondoloza.Landela umkhondo wendlela ochitha ngayo imali, uhlele iindleko, kwaye uchonge iindawo onokucutha kuzo okanye uphelise iindleko ezingabalulekanga.Ukwabela inxalenye ethile yomvuzo wakho kulondolozo lwenyanga nganye kufuneka ibe yinto ephambili kuhlahlo lwabiwo-mali lwakho.

Vula iAkhawunti yogcino oluMiselweyo

Yahlula imali oyongileyo kwi-akhawunti yakho yesiqhelo ngokuvula iakhawunti yokonga ezinikeleyo.Oku kunika umahluko ocacileyo phakathi kweemali zakho eziqhelekileyo kunye nengxowa-mali yakho yokuhlawula, okwenza kube lula ukulandela inkqubela yakho.Jonga iiakhawunti ezinenzala ekhuphisanayo ukuze ukwandise ukonga kwakho ekuhambeni kwexesha.

Phonononga IiNkqubo zoNcedo lweNtlawulo

Phanda ngeenkqubo zoncedo lwentlawulo ephantsi ezikhoyo kwindawo yakho.Eminye imibutho karhulumente kunye nemibutho engenzi ngeniso inika uncedo kubantu abaqalayo ukuthenga amakhaya, ibancede boyise umqobo wokuqala wemali wokuhlawulwa.Qonda iindlela zokufaneleka kunye nenkqubo yokufaka isicelo kwezi nkqubo.

Yandisa uMvuzo Wakho

Cinga ngokujonga amathuba okunyusa umvuzo wakho.Oku kunokubandakanya ukuthatha umsebenzi wesingxungxo, ukuzisebenzela, okanye ukulandela izakhono ezongezelelweyo ezinokukhokelela kwisikhundla esihlawula kakhulu.Ukwabela ingeniso eyongezelelweyo ngokuthe ngqo kwingxowa-mali yakho yentlawulo ephantsi ikhawulezisa inkqubo yokonga.

Nciphisa Iindleko Ezingeyomfuneko

Vavanya indlela ophila ngayo ngoku kwaye uchonge iindawo onokunciphisa kuzo iindleko ezingeyomfuneko.Oku kunokuquka ukuyokutya ngaphandle rhoqo, ukurhoxisa imirhumo engasetyenziswanga, okanye ukufumana ezinye iindlela ezingabizi kakhulu kwinkcitho yakho yesiqhelo.Qondisa kwakhona imali egcinwe kolu thintelo kwimali oyongileyo.

Lungiselela uLondolozo lwakho

Cwangcisa udluliselo oluzenzekelayo olusuka kwi-akhawunti yakho yokuqala ukuya kwi-akhawunti yakho yogcino lwentlawulo ezinikeleyo.Ukugcina imali yakho ngokuzenzekelayo kuqinisekisa indlela engaguqukiyo neqeqeshekileyo, ukunciphisa isilingo sokuchitha imali ngaphambi kokuba ifikelele usukelo lwakho lokugcina.

Cinga ngee-Windfalls

Sebenzisa ii-windfalls ezingalindelekanga, ezifana nokubuyiselwa kwerhafu, iibhonasi zomsebenzi, okanye izipho zemali, ukunyusa ingxowa-mali yakho yokuhlawula.Endaweni yokwabela ezi mali kwinkcitho enokuvela, zingenise ngqo kwi-akhawunti yakho yokonga ukukhawulezisa inkqubela yakho.

Beka iliso kwiNqaku lakho leTyala

Amanqaku aphezulu etyala angakhokelela kwimigaqo engcono yokuboleka imali kunye nenzala ephantsi.Gcina iliso rhoqo amanqaku akho ekhredithi kwaye uthathe amanyathelo okuphucula ukuba kuyimfuneko.Amanqaku afanelekileyo etyala ekugqibeleni angakongela imali kubomi bakho betyala.

Ukuqukumbela

Ukugcina imali yentlawulo ephantsi kufuna ukuzibophelela, ukuqeqeshwa, kunye nesicwangciso sobuchule.Ngokumisela iinjongo ezicacileyo, ukwenza uhlahlo lwabiwo-mali, ukuhlola iinkqubo zoncedo, kunye nokukhetha ngabom indlela yokuphila, unokwenza umgudu obalulekileyo wokuqokelela imali efunekayo ekuthengeni ikhaya lakho.Khumbula ukuba uhambo oluya kubaninimzi lugqatso lomgama omde, ayisiyiyo i-sprint, ke hlala ugxile kwiinjongo zakho kwaye ubhiyozele inkqubela phambili oyenzayo endleleni.

Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS;enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume.Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke.Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye.Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile.Tyala imali ngokufanelekileyo kumngcipheko wakho.