10/18/2023

Ukusukela embindini kaJulayi, emva kokuba sabelane ngeendaba zakutsha nje malunga ne-20% yenkqubo yoncedo lwentlawulo ephantsi, iPhupha leNkqubo yonke eCalifornia, besisoloko sifumana imibuzo kubathengi abaninzi.Banenkxalabo malunga nokuba le nkqubo iya kuqalisa kwakhona ekwindla kulo nyaka, ukuba kukho utshintsho oluphawulekayo, kwaye ingaba banokufaka izicelo zokubeka phambili ukuvunywa kwangaphambili.Abanye abathengi bade bathi, "Ndifuna ukulinda le mveliso iphume ngaphambi kokuthenga indlu."

Enyanisweni, ngeli xesha iindaba zabhengezwa, sachazela abathengi abanomdla ukuba le mveliso okwangoku ilindeleke ukuba ivakalise i-timetable ekwindla, oko akuthethi ukuba iprojekthi sele iqalile okanye iya kuqalisa ekwindla.Kwangaxeshanye, siye sanxibelelana nabasebenzi be-Arhente yezeMali yeZindlu yaseCalifornia (CalHFA) kwithuba lokuqala lokuqinisekisa, kwaye ngenene, akukhange kubekho saziso sokuqalwa ngokutsha kweprojekthi.

Nangona kunjalo, ekubeni iindaba zikhutshwe, abathengi abaninzi baye benza ezinye ii-arhente zezindlu kunye neebhanki ze-mortgage zingakwazi ukubamba.Baye babanga kumajelo eendaba ezentlalo ukuba iprojekthi sele iqalile, banonxibelelwano lwangaphakathi lokufola kwaye bakhusele iindawo zokubeka kwangaphambili, kwaye banokubonelela ngokuvunywa kwangaphambili kweemali-mboleko, okukhokelela kwisiphithiphithi semibuzo yabathengi.Le meko iye yaqina ngokufika kwekwindla.

Okokugqibela, lo mbandela uye wenyuka wada waya kutsho apho iCalHFA ingenako ukuwuhoya.

Kutshanje, iCalHFA ikhuphe ividiyo malunga nenkqubo yoncedo ethi "Iphupha lethu Sonke".Bacacise amarhe obuxoki akutshanje kwaye babhengeza imiba emitsha yenkqubo yoncedo ethi "Iphupha Labantu Bonke".Njengoko kukhankanyiwe ngaphambili, ithayimthebhile yokuwa kulindeleke ukuba ikhutshwe kamva kule nyanga, kodwa le yithayimthebhile kuphela, ayisosicwangciso esipheleleyo seprojekthi.

Iindaba ezimnandi zezokuba kulindeleke ukuba inkqubo yoncedo i-“Dream for All” isungulwe ngokusesikweni kulo nyaka uzayo, kwaye inkqubo yokufaka izicelo iza kwahluka ngokupheleleyo kuleyo kaTshazimpuzi walo nyaka.Ngoku, makhe sijonge amagqabantshintshi amatsha ale nkqubo!

Uhlaziyo lweNkqubo: Nangona i-100% ingaqinisekiswanga, i-CalHFA iceba ukukhulula inkqubo eyahlukileyo yokubhalisa kwangaphambili xa iprojekthi iqala.Izicwangciso ezicacileyo ziya kwenziwa zifumaneke kwangaphambili ukuze abathengi bafake amaxwebhu afunekayo kwiwebhusayithi.Iwebhusayithi iya kuvulelwa ukubhaliswa ngexesha elimiselweyo kwaye emva koko ivalwe.

Ukufunyanwa kokufaneleka: Ngenxa yokuba inkxaso-mali yale nkqubo ilinganiselwe, ngenxa yobulungisa, le projekthi iya kuhlolwa kwangaphambili kwaye emva koko isasaze amakhuphoni kubathengi abafanelekileyo ngokungenamkhethe, okufana nelotho, ngokusekelwe kwindawo abahlala kuyo.Nokuba abathengi bafumana ngempumelelo amakhuphoni ale nkqubo, baya kuba nexesha elibekiweyo lokuthenga ikhaya elitsha, ngoko akufuneki bakhathazeke ukuba abakayifumani indawo efanelekileyo.

Kuyafaneleka ukukhankanya ukuba ukuba abathengi abanakulinda inkqubo yoncedo ethi "Iphupha Labantu Bonke" ukuba iqalise kwakhona, banokuqwalasela inkqubo yoNcedo lweMyHome yeCalHFA.Le nkqubo ikwayinkxaso yabaqalayo ukuthenga izindlu, kwaye abathengi banokugcina lonke ixabiso elixatyisiweyo lepropati ngaphandle kokwabelana ngayo.Ukuba unomdla kule nkqubo, nceda ungalibazisi ukudibana nathi!

Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS;enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume.Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke.Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye.Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile.Tyala imali ngokufanelekileyo kumngcipheko wakho.