11/10/2023

Intshayelelo:Kummandla oguquguqukayo weshishini lemali-mboleko, ababoleki bahlala bejonge ababolekisi abanganikeli nje kuphela inzala ekhuphisanayo kodwa nababonelela ngembuyekezo enomtsalane kumthengisi.Eli nqaku liphicotha ngokubaluleka kwembuyekezo ephezulu yee-broker kubabolekisi, inika ukukhanya kwiinzuzo ezizisa kubo bobabini ababoleki kunye nabarhwebi.

Indima yabaThengisi: Abarhwebi bezindlu ezibolekayo basebenza njengabalamleli phakathi kwababoleki kunye nababolekisi, bedlala indima ebalulekileyo ekuququzeleleni intengiselwano engenamthungo.Imbuyekezo yabo, edla ngokumiselwa ngababolekisi, inokwahluka kakhulu.Kubaboleki abafuna ezona zivumelwano zingcono, ukuqonda izibonelelo zababolekisi ngembuyekezo ephezulu yee-broker kubalulekile.

Izinto eziluncedo kwiMbuyekezo ye-Broker ePhezulu:

1. Umgangatho weNkonzo owomeleziweyo: Ababolekisi ababonelela ngembuyekezo ephezulu yee-broker kunokwenzeka ukuba batsale ii-brokers ezinezakhono nabanamava.Oku kuguqulela ngokuthe ngqo kumgangatho ophakamileyo wenkonzo kubaboleki, njengoko abarhwebi abanolwazi bebakhokela kwiindlela ezintsonkothileyo zokhetho lwe-mortgage, beqinisekisa ukuba benza izigqibo ezinolwazi.
2. Ukufikelela kuluhlu olwahlukeneyo lweeMveliso: Ababolekisi abanembuyekezo ephezulu yabathengi bahlala besebenzisana nothungelwano olubanzi lwamaziko emali.Le nethiwekhi eyandisiweyo inika ababoleki ukufikelela kwiintlobo ezahlukeneyo zeemveliso ze-mortgage, ukwandisa amathuba okufumana isisombululo esilungelelanisiweyo esihambelana neenjongo zabo zemali ezizodwa.
3. Amazinga oKhuphiswano enzala: Imbuyekezo ephezulu yabathengisi ihlala inxulunyaniswa nababolekisi abalubeka phambili ukhuphiswano kwimarike.Aba babolekisi bayakhuthazwa ukuba banike ababoleki inzala enomtsalane ukuze bahlale bephambi kokhuphiswano, ekugqibeleni bazuze undoqo wemali womboleki.
4. Ukuvunywa kweMali-mboleko eKhawulezileyo: Ukusebenza kakuhle kwenkqubo yesicelo semali-mboleko yinkxalabo ebalulekileyo kubaboleki.Ababolekisi abanembuyekezo ephezulu yabathengisi bayakhuthazwa ukuba balungelelanise imisebenzi yabo, nto leyo ekhokelela kumaxesha akhawulezayo okuvunywa kwemali-mboleko.Oku akunciphisi nje uxinzelelo kubaboleki kodwa kubenza bakwazi ukukhusela amakhaya amaphupha abo ngokukhawuleza.
5. Isikhokelo somntu ngamnye: Uhambo lwezemali lomboleki ngamnye lohlukile, kwaye isikhokelo somntu sixabiseke kakhulu.Abarhwebi abanxulumene nababolekisi ababonelela ngembuyekezo ephezulu banokuthi batyale ixesha kunye nomgudu ekuqondeni iimfuno ezithile zababoleki, banikezela ngeengcebiso ezilungelelanisiweyo ezihamba ngaphaya kwendlela yobukhulu obufanayo.

Ukukhetha uMboleki oLungileyo: Ngokuqonda ukuba imbuyekezo ephezulu ye-broker ingatshintsha umdlalo kubaboleki, inyathelo elilandelayo kukukhangela imarike ukufumana umbolekisi ofanelekileyo.Nanga amanye amacebiso okwenza isigqibo esinolwazi:

1. Uphononongo lwe-Broker yoPhando: Phonononga uphononongo kunye nobungqina obunxulumene nabarhwebi bezindlu zokuhlala ezinxulumene nababolekisi abaziwayo ngembuyekezo ephezulu.Le ngxelo yobuqu inokunika ingqiqo kumava abanye ababoleki kwaye ikuncede ulinganise umgangatho wenkonzo onokuyilindela.
2. Thelekisa amaReyithi eNzala kunye neMigqaliselo: Ngelixa imbuyekezo yomthengisi ibalulekile, kubalulekile ngokulinganayo ukuthelekisa inzala kunye nemigaqo-mboleko enikezelwa ngababolekisi abahlukeneyo.Ukulinganisela phakathi kwembuyekezo ekhuphisanayo kunye neemeko ezifanelekileyo zemboleko kuqinisekisa uvandlakanyo olupheleleyo lwabo banokuba ngababolekisi.
3. Qhagamshelana nee-Broker ezininzi: Zibandakanye nabarhwebi bezindlu ezininzi ukuze uqonde uluhlu lwababolekisi abasebenzisana nabo.Oku akwanelisi kuphela ukhetho lwakho kodwa kukuvumela ukuba uvavanye ubungcali kunye nezakhono zonxibelelwano zabarhwebi abahlukeneyo.

Ukuqukumbela: Kukhangelo lwemali-mboleko egqibeleleyo, indima yababolekisi ngembuyekezo ephezulu ye-broker ayinakubaxa.Izinto eziluncedo, ukusukela kumgangatho wenkonzo ophuculweyo ukuya kumazinga enzala akhuphisanayo, zenza aba babolekisi babe lukhetho olunyanzelisayo kubaboleki.Ngokujonga imarike ngononophelo kunye nokusebenzisa ubuchule babarhwebi abanamava, ababoleki banokuvula ixabiso elingenakuthelekiswa nanto kuhambo lwabo lokubambisa.

Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS;enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume.Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke.Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye.Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile.Tyala imali ngokufanelekileyo kumngcipheko wakho.