08/18/2023

Abantu abazisebenzelayo abafuna inkqubo efanelekileyo yemali-mboleko banokujongana nemingeni eyahlukahlukeneyo, ngakumbi xa bezama ukuhlangabezana neemfuno zemboleko-mali yendlu.Kweli nqaku, sijonga indlela yokuboleka imali yezindlu ozisebenzelayo, iimveliso mboleko ezilungele umntu ozisebenzelayo, kwaye sibonelela ngeengcebiso malunga nokuphucula ikhredithi yakho yemali mboleko.

IiMfuneko zeMali-mboleko yeKhaya lokuziSebenzisa
Xa ufaka isicelo semali mboleko yendlu, abantu abazisebenzelayo badla ngokufuna ukuhlangabezana neemfuno ezithile.Xa kuthelekiswa nabasebenzi bemveli, kufuneka banike amaxwebhu amaninzi angqina ukuzinza kwengeniso yabo, njengengeniso yeshishini, amaxwebhu erhafu, mhlawumbi nolunye ulwazi lwemali olunjengamatyala, iingxelo zebhanki, njl. enxulumene nemali-mboleko.Ingeniso eshiyekileyo yokuzisebenzela.Oko kuthetha ukuba abantu abazisebenzelayo banokujongana nenkqubo yokuhlola engqongqo xa befaka isicelo semali mboleko yezindlu.Nangona kunjalo, i-AAA LENDINGS inemveliso ebizwa ngokubaUzilungiselele ngokwakho iP&Leyenzelwe ngokukodwa abantu abazisebenzelayo (ubuncinane bamanqaku etyala angama-680, nceda ufowunele ngaphandle), nto leyo ayifuni ukubhengezwa kwerhafu kwaye ifanele abantu basemzini.

Kubantu abazisebenzelayo, umvuzo wabo unokuguquguquka kakhulu.Uzilungiselele ngokwakho iP&Limveliso yemali-mboleko ivumela ababoleki ukuba babonakalise ingeniso yabo besebenzisa ingxelo yengeniso nelahleko abazilungiselele yona, edla ngokuba luncedo kakhulu kwaye ithe ngqo kwabo baziqeshileyo.Ngokukodwa kwabo banentengiselwano enkulu yemali okanye iindleko zoshishino, iimbuyekezo zerhafu zisenokungabonakali ngokuchanekileyo umvuzo wokwenene.

Ngelixa le mveliso inika ukuguquguquka okukhulu, sisafuna umfanekiso opheleleyo wemeko yemali yomboleki.Ngoko ke, ababoleki kufuneka babonelele ngolwazi lwezemali oluneenkcukacha kunye noluselubala, kubandakanywa nezinto ezixhasayo (ezifana nezatifikethi zediphozithi yebhanki).

Phucula ikhredithi yakho
Kubaboleki abazisebenzelayo kunye nabanye, ukuphuculwa kwetyala lobuqu kubalulekile.Nazi ezinye iindlela zokuphucula ikhredithi yakho:

1. Hlawula amatyala akho ngexesha: Ukuhlawula amatyala akho emva kwexesha kunokuchaphazela kakhulu amanqaku akho etyala.Qinisekisa ukuba onke amatyala ahlawulwe ngexesha, kubandakanywa amakhadi okuthenga ngetyala, izinto eziluncedo, iibhili zeselfowuni, njl.
2. Musa ukufaka isicelo semali-mboleko entsha rhoqo kakhulu: Yonke into entsha yesicelo semali-mboleko inokuchaphazela amanqaku akho etyala.Kungcono ukufaka isicelo semali-mboleko kube kanye ngexesha.
3. Gcina ingeniso ezinzileyo: Kubantu abazisebenzelayo, ukukwazi ukubonisa umvuzo ozinzileyo ngundoqo.Oku kunceda ukwandisa ukuthenjwa kweziko elibolekisa ngemali.

Ukushwankathela, abantu abazisebenzelayo kufuneka babe nolwazi olunzulu ngemeko yabo kwaye babakhethele esona sicwangciso sifanelekileyo semali-mboleko.Siyathemba ukuba oku kungasentla kuyakunceda ufumane inkqubo yemali mboleko yendlu ehambelana neemfuno zakho.

Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS;enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume.Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke.Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye.Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile.Tyala imali ngokufanelekileyo kumngcipheko wakho.