Izibonelelo kunye nokuSetyenziswa kwe-Mortgage yokuziQeqesha ngeNgxelo yeBhanki

I-Self-Employed Mortgage kunye neNkqubo yeNkcazo yeBhanki ineenzuzo ezininzi ezenza ibe yindlela ekhangayo kubaboleki abazisebenzelayo. Okokuqala, ibonelela ngokuguquguquka okukhulu ekuqinisekiseni umvuzo. Njengoko kukhankanyiwe ngaphambili, igxininisa kweyona ntoUkuhamba KWEMALIkwii-akhawunti zebhanki kunokuxhomekeka kuphela kwiifomu zerhafu ezinokuthi zingayimeli ngokuchanekileyo imeko yemali yangoku.

Okwesibini, inokubonelela ngeemali-mboleko eziphezulu xa kuthelekiswa nezinye iinkqubo. Kuba umbolekisi ejonge yonke impilo yezemali kunye nokuhamba kwemali, banokuvuma ngakumbi ukunika imali-mboleko enkulu ukuba umboleki ubonisa ingeniso eyomeleleyo kwaye engaguqukiyoisiteyithimenti sebhankis.

Xa kuziwa kwinkqubo yesicelo, kubalulekile ukuqokelela onke amaxwebhu ayimfuneko. Oku kubandakanya ubuncinane iinyanga ezili-12 ukuya kwezingama-24 zezitetimenti zebhanki, ubungqina bobunini beshishini, kunye nazo naziphi na ezinye iirekhodi zemali ezifanelekileyo. Umbolekisi uya kuthi ke ajonge la maxwebhu ukuvavanya ukufaneleka komboleki. Kuyacetyiswa ukuba usebenze kunye nomthengisi wezindlu okanye umbolekisi onamava kule nkqubo ikhethekileyo. Banokukukhokela kwinkqubo, bakuncede uqonde iimfuno, kwaye baqinisekise ukuba isicelo sakho sinikezelwe ngeyona ndlela ilungileyo.

Ukuqukumbela, i-Self-Employed Mortgage kunye neNkqubo yeNgxelo yeBhanki itshintsha umdlalo kubantu abaziqeshileyo kwimarike yemali-mboleko yase-US. Inika ithuba lokufumana imali-mboleko esekelwe kwimeko yabo yemali yokwenyani kwaye ivula indlela yokuba baphumeze ubunini-zindlu.