Ubungqina boMrhwebi malunga nabaBolelisi beWholeyilesi: Ukuqonda kunye namava

Xa kuziwa ekufumaneni imali-mboleko, ukhetho lombolekisi lunokwenza umahluko omkhulu. Kubathengi abaninzi, ababolekisi ngevenkile baye baba yindlela yokuya kuyo ngenxa yaboAmazinga oKhuphiswanokunye namagama aguquguqukayo. Kweli nqaku, sijonga kubungqina bomthengisi malunga nababolekisi bevenkile, siqaqambisa amava abo kunye nokuqonda.

Ukuqonda ababolekisi ngeWholesale

Ababolekisi bevenkile basebenza ngokwahlukileyo kubabolekisi bevenkile. Basebenza ngokuthe ngqo kunyeI-Mortgage Brokers kunokuba ababoleki. Oku kuvumela abarhwebi ukuba babonelele abathengi ngeentlobo ngeentlobo zeemveliso zemboleko ezivela kubabolekisi abakwihoseyile ezininzi, ukubonelela ngeendlela ezininzi kunye namagama anokuba ngcono. Kodwa ngaba ngokwenene abarhwebi bacinga ntoni ngaba babolekisi beevenkile ezinkulu? Makhe siphonononge ubungqina bomthengisi malunga nababolekisi behoseyile ukuze sifumane umfanekiso ocacileyo.

Ubungqina boMrhwebi oNgcono malunga nabaBolekisi beWholesale

Abathengisi abaninzi baye bancoma ababolekisi ngevenkile ngokusebenza kakuhle kunye namazinga okhuphiswano. Ngokutsho kukaJohn Smith, umthengisi onamava ovela eCalifornia, "Ukusebenza nababolekisi be-wholesale kuye kwandivumela ukuba ndibonelele abathengi bam amaxabiso angcono kunye neendlela ezingakumbi zokuboleka imali. Oku kuguquguquka yinto ababolekisi bentengiso kaninzi abanako ukuhambelana."

Omnye umrhwebi, uJane Doe waseNew York, wabelana ngamava akhe amnandi, esithi, "Inkxaso kunye nezibonelelo ezibonelelwa ngababolekisi be-wholesale zixabiseke kakhulu. Banikezela ngoqeqesho kunye nezixhobo ezindinceda ukuba ndikhonze kangcono abathengi bam kwaye ndivale izivumelwano ngokukhawuleza."

Imiceli mngeni ePhakanyiswe kubungqina boMrhwebi malunga nabaBolekisi beWholesale

Ngelixa ubungqina obuninzi bomrhwebi malunga nababolekisi ngevenkile bulungile, abanye abathengisi baqaphele imiceli mngeni. Umba omnye oqhelekileyo bubunzima benkqubo yesicelo. “Abanye ababolekisi beevenkile baneemfuno ezingqongqo zamaxwebhu, ezinokucothisa inkqubo,” utshilo uMichael Brown, umthengisi waseTexas.

Nangona kunjalo, abathengisi abaninzi bayavuma ukuba izibonelelo ziyodlula imiceli mngeni. "Nangona inkqubo ingaba nzima ngakumbi, isiphumo sokugqibela sihlala sifanelekile. Amaxabiso kunye nemigqaliselo enikezelwa ngababolekisi be-wholesale ngokuqhelekileyo iphezulu kunezo zivela kubabolekisi beentengiso," wongezelela uSarah Johnson, umthengisi waseFlorida.

Ukuqukumbela: Ixabiso lobungqina bomRhwebi malunga nabaBolekisi beWholesale

Ubungqina bomrhwebi malunga nababolekisi beevenkile ezinkulu babonelela ngolwazi oluxabisekileyo kwabo bacinga olu khetho. Nangona kukho imingeni, uluvo lulonke lulungile. Abarhwebi bayawaxabisa amaxabiso akhuphisanayo, iintlobo ngeentlobo zeemveliso zemali-mboleko, kunye nenkxaso enikwa ngababolekisi beevenkile ezinkulu. Kubantu ababolekayo, ukusebenza nomthengisi osebenzisana nababolekisi ngehoseyile kunokuthetha imimiselo engcono yemali-mboleko kunye namava alungiselelwe ngakumbi okubambisa.

Ngamafutshane, ubungqina bomthengisi malunga nababolekisi abathengisa ngevenkile baqaqambisa izibonelelo ezibalulekileyo ezinikezelwa ngaba babolekisi. Ngokuqonda la mava, bobabini abarhwebi kunye nababoleki banokwenza izigqibo ezinolwazi ngakumbi kwimarike yemali-mboleko.

Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS; enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume. Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke. Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye. Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile. Tyala imali ngokufanelekileyo kumngcipheko wakho.