Iinkqubo ezifanelekileyo zeMali-mboleko: Isango lakho le-US Real Estate

I-US real estate market igcwele amathuba, kwaye ngeprogram yemali mboleko efanelekileyo, unokwenza uninzi lwazo. I-AAA yokuBoleka iPrayimari, uTyalo-mali, kunyeIkhaya lesi-2Inkqubo yeMali-mboleko efanelekileyo ivula iingcango kwiintlobo ngeentlobo zamathuba okuba ngabanini-zindlu.

Xa kuziwa ekuthengeni ikhaya eliphambili, inkqubo yethu iyenza lula iproEZIs. Inketho yokusebenzisa i-P & L i-self-elungiselelwe inkcazo ngaphandle kwesidingo sembuyekezo yerhafu ngumdlalo wokutshintsha. Ivumela abantu abanokuthi basokole ukuba bafaneleke phantsi kweendlela zokuboleka imali ukuze bafezekise iphupha labo lobunini-zindlu. Oku bhetyebhetye kububungqina bokuzibophelela kwethu ekuncedeni abantu abaninzi kangangoko sinako ukungena kwimarike yezindlu.

Kubatyali-mali bezindlu, iimali-mboleko zethu ze-DSCR sisixhobo esinamandla. Ngokuvumela ingeniso yerenti ukuba ifanelekele ukubolekwa imali, sibonelela ngeendlela zokufumana iipropati zotyalo-mali ezingakumbi. Oku akuncedi kuphela abatyali-mali ukwandisa iipotfoliyo zabo kodwa bavelise ingeniso yokwenziwa. Amazinga ethu okhuphiswano aqinisekisa ukuba utyalo-mali lwakho lusebenza ngokwasezimalini, lukhulisa imbuyekezo yakho enokubakho.

Ukuba ubusoloko ufuna ikhaya lesibini, inkqubo yethu ye-2nd efanelekile yemali mboleko ilapha kuwe. Ixesha lokuvala ngokukhawuleza, i-avareji kwiiveki ezi-3, iqinisekisa ukuba awuphoswa yipropati yephupha lakho. Iqela lethu elizinikeleyo libonelela ngenkonzo eyenzelwe wena, liqinisekisa ukuba uyawuqonda wonke umba wemali-mboleko. Baza kusebenza ngokusondeleyo nawe ukuhlangabezana neemfuno zakho ezithile kwaye ufumane imali-mboleko yakho yamkelwe ngokukhawuleza.

Ukubolekwa kwe-AAA kunerekhodi elimangalisayo. Ngaphezulu kweminyaka engama-22 kugxilwe kwiimali-mboleko ezingezizo ze-QM, sixhase iintsapho ezingaphezulu kwama-60,000 kunye neemali-mboleko ezivaliweyo ezixabisa i-2 yeebhiliyoni zeedola ngo-2021 kuphela. Ingxelo entle yabathengi bethu iqinisekisa ngakumbi umgangatho wenkonzo yethu. Bazibonele iinkqubo zethu ezisebenzayo kunye nezibonelelo zenkqubo yethu yemali-mboleko kuqala.

Kumhlaba we-US real estate, ukuba nenkxaso-mali eyiyo kubalulekile. Iprayimari, uTyalo-mali, kunye neNkqubo yesi-2 yeMali-mboleko eLungileyo kwiKhaya evela kwi-AAA yokuBoleka ibonelela ngenkxaso kunye nokuguquguquka okudingayo. Nokuba ungumthengi wokuqala wezindlu, umtyali-mali onamava, okanye umntu ofuna ikhaya lesibini, le nkqubo lisango lakho lokufezekisa ulangazelelo lwakho lwezindlu nezindlu. Thatha ithuba namhlanje kwaye uqalise uhambo lwakho lwezindlu nezindlu.