Amaxabiso aphantsi: INyaniso yabaBoleki beP&L abaziLungiseleyo ngokuBoleka i-AAA

Kubaboleki beP&L abazilungiseleleyo eUnited States, ukufumana umntu obolekisa ngemali obonelelayoIxabiso eliphantsis kunokubonakala ngathi lidabi elinyukayo. Ngethamsanqa, i-AAA Lendings yenze oku kube yinyani, iguqula amava okuboleka kwabaninzi.

I-AAA Lendings ineminyaka engaphezulu kwe-15 yamava kushishino lokuboleka imali, kunye nentlawulo yemali-mboleko iyonke engaphezulu kwe-20 yeebhiliyoni zeerandi kwaye incede ngaphezu kwe-50,000 yeentsapho. La mava abanzi abanika ubuchule bokuqonda iimfuno ezizodwa zababoleki beP&L abazilungiseleleyo.

Enye yeempawu ezibalaseleyo kukuzinikela kwabo ekwenzeni izinto ezintsha. Ukhetho lwemali mboleko yesiteyitimenti sebhanki, efuna ukungabikhoUkuBuyiswa kweRhafu, bubungqina boku. Ababoleki be-P&L abazilungiseleleyo bahlala beneendlela zengeniso ezingangqinelaniyo, nto leyo eyenza kube nzima ukuhlangabezana neendlela eziqhelekileyo zokuboleka imali. Imali mboleko yebhanki ibavumela ukuba basebenzise iziteyitimenti zabo zebhanki ukubonisa ukuzinza kwengeniso yabo, bafanelekele ukuboleka imali ephantsi.

I-HELOC (UmLawuli woLingano lweKhaya weTyala) obonelelwa yi-AAA lendings ikwabonelela kweli candelo. Ngaphandle kwesohlwayo esihlawulwa ngaphambili, ababoleki banokuguquguquka kokulawula iimali zabo ngcono. Ababoleki be-P&L abazilungiseleleyo banokufikelela kwiimali xa zifuneka kwaye babuyisele ngaphandle kokukhathazeka malunga nezohlwayo ezinkulu, ngelixa besonwabela amaxabiso okhuphiswano.

I-QM Community Loan, ehamba ne-$ 4,500 yekhredithi eyongezelelweyo, yenye inketho ekhangayo. Oku akuncedi kuphela ababoleki ngentlawulo ephantsi kodwa kunciphisa iindleko zizonke zokuboleka, ukuthoba ngokufanelekileyo izinga.

Inkonzo eyenzelwe wena kwi-AAA yokuBoleka yenye into enegalelo kumaxabiso aphantsi kubaboleki beP&L abazilungiseleleyo. Iqela lisebenza ngokusondeleyo kunye nomboleki ngamnye, ukuqonda imeko yabo yezemali kunye nokufumana eyona mveliso yemali-mboleko ukuze ihambelane neemfuno zabo. Le ndlela ilungiselelwe iqinisekisa ukuba ababoleki bafumana awona mazinga akhuphisanayo akhoyo.

Ukongeza, inkqubo yokuvunywa ngokukhawuleza ithetha ukuba ababoleki banokutshixa ngamaxabiso aphantsi ngaphambi kokuba iimeko zemarike zitshintshe. Ixesha eliqhelekileyo lokuvala imali-mboleko lingaphakathi kweeveki ezi-3, ukunika ababoleki ukuzithemba ukuqhubela phambili nokuthenga ikhaya okanye izicwangciso zokubuyisela imali.

Isishwankathelo, i-AAA Lendings idale indawo efanelekileyo yokuba ababoleki be-P&L bazilungiselele ukuba bafikelele kwiimali mboleko eziphantsi. Indibaniselwano yabo yeemveliso ezintsha, inkonzo eyenzelwe wena, kunye namaxesha okulungisa ngokukhawuleza abenza babe lolona khetho luphezulu kwimarike yemali-mboleko yaseMelika.