Yandisa amaphupha akho oBunini beKhaya ngeeMali-mboleko zeP&L ezilungiselelwe wena

Ukufumana imali-mboleko yendawo yakho yokuhlala ephambili sisigqibo esikhulu sezemali, kunye ne-Self Prepared P&L Loan evela kwi-AAA.Iimali-mbolekoivela njengokhetho oludumileyo nolusebenzayo kwimalike ye-mortgage yase-US.

Imali-mboleko yeP&L eZilungiseleleyo ibonelela uluhlu olubanzi lwababoleki. Umzekelo, abanini bamashishini amancinci bahlala besokola ukuhlangabezana neemfuno ezingqongqo zamaxwebhu emali mboleko eqhelekileyo. Ngale mali mboleko, banokusebenzisa iinkcazo zabo zenzuzo abazilungiselele kunye nelahleko ukubonisa amandla abo okubuyisela. Oku kubanika ithuba lokuba babe ngabahlali babo bokuqalaEZIngaphandle kokuxinwa yimfuno yokubonelela ngamaxwebhu abanzi erhafu.

Ukuzinikela kwe-AAA yokuBoleka ekuboneleleni ngenkonzo yomntu ngamnye kubonakala kwindlela abasingatha ngayo izicelo ze-Self Prepared P&L Loan. Iqela labo leengcali lisebenza ngokusondeleyo kunye nomboleki ngamnye ukuqonda iimeko zabo ezithile. Le ndlela yobuqu iqinisekisa ukuba wonke umntu obolekayo ufumana eyona mali ilungileyo elungiselelwe imeko yakhe yezemali.

Ingxelo yenkampani ithetha ngokubanzi malunga nokuthembeka kwayo. Ukuxhasa ngaphezulu kwe-60,000 yeentsapho kunye neemali-mboleko ezivaliweyo ezixabisa i-2 yeebhiliyoni zeedola ngo-2021 kuphela, i-AAA Lendings izimise njengegama elithembekileyo kushishino. Ukugxila kwabo kwicandelo lemali-mboleko ye-Non-QM iminyaka engama-22 kubanike ulwazi olunzulu kunye nobuchule, okubenza bakwazi ukubonelela nge-Self Prepared P&L Loan ngokuzithemba.

Inzala ekhuphisanayo enikezelwa yi-AAA yokuBoleka kwi-Self Prepared P&L Loan iyenza ibe lukhetho olunomtsalane. Xa uthelekisa izicaphulo ezivela kubabolekisi abahlukeneyo, ababoleki bahlala befumanisa ukuba i-AAA Lendings ibonelela ngeereyithi ezifikelelekayo kuphela kodwa zibanceda bonge imali ekuhambeni kwexesha. Oku, kudityaniswa nokungabikho kwemfuneko yembuyekezo yerhafu, kwenza imali-mboleko ibe nomtsalane ngakumbi.

Ubungqina obuvela kubathengi abanelisekile buqinisekisa ngakumbi umgangatho wenkonzo. Ababoleki abaninzi baye bancoma iqela kwi-AAA Lendings ngobuchule babo kunye nokusebenza kakuhle. Bakwazile ukuvala imali-mboleko yabo ngexesha elifutshane, rhoqo kwiiveki ezi-2, nangona bejongene nemihla ebekiweyo.
Isishwankathelo, iMali-mboleko yeP&L eZilungiseleleyo yokuHlala yasePrayimari evela kwi-AAA yokuBoleka ibonelela ngothotho lweenzuzo, kubandakanya amaxwebhu alula, ukubhala phantsi okubhetyebhetye, amaxabiso okhuphiswano, kunye namaxesha okuvalwa okukhawulezayo. Ukuba ujonge ukuxhasa ngemali indawo yakho yokuhlala ephambili, lixesha lokuba ufikelele kwi-AAA Lendings kwaye ujonge ukubanakho kwale mveliso yemali-mboleko imangalisayo.