Yandisa uTyalo-mali lwakho lwe-Real Estate ngeNkqubo ye-P&L eZilungiseleleyo

Ngaba ulijongile elo khaya lihle eliphambi kolwandle okanye utyalo-mali lwepropathi enengeniso yerenti e-US? INkqubo ye-P&L eZilungiseleleyo ngokwakoIkhaya lesi-2s kunye noTyalo-mali oluvela kwi-AAA yokuBoleka inokuba sisitshixo sakho ekwenzeni loo maphupha abe yinyani.

Inkqubo ye-P & L eZilungiseleleyo ngumnikelo okhethekileyo ojongene neemfuno ezithile zabatyali-mali bezindlu. Ngokuvumela abafaki-zicelo ukuba baxhomekeke kwingxelo yeNzuzo kunye neLahleko abazilungiselele yona endaweni yembuyekezo yerhafu, kususa omnye wemiqobo emikhulu kwisicelo semali-mboleko pro.EZIs. Oku kuluncedo kakhulu kubantu abaneepotfoliyo ezintsonkothileyo zemali, ezinje ngoosomashishini bezindlu nezindlu abanengeniso eninzi evela kwiipropati ezahlukeneyo.

Ukuzibophelela kwe-AAA yokuBoleka kwinkonzo eyenzelwe wena kuthetha ukuba akukho sicelo semali-mboleko sithathwa njengento engenakwenzeka. Iqela labo leengcali lisebenza ngokusondeleyo nomfaki-sicelo ngamnye ukuqonda imeko yabo yezemali kunye neenjongo zotyalo-mali. Nokuba ungumtyalomali okokuqala okanye ingcali enamava, baya kukukhokela kwinkqubo, bephendula yonke imibuzo yakho kwaye bajongane nayo nayiphi na inkxalabo.

Ukufumaneka kwenkqubo kumazwe angama-46 kunye neSithili sase-Columbia kuthetha ukuba abatyali-mali kwindawo ebanzi yejografi banokusebenzisa inzuzo yayo. Olu fikelelo lubanzi, ludityaniswe neminyaka engama-22 yenkampani yokugxila kwimali-mboleko ye-Non - QM, ibonisa ukuqonda kwabo okunzulu kwi-nuances yengingqi ye-US real estate market.

Ubungqina bomthengi buthetha ngokubanzi malunga nomgangatho wenkonzo enikezelwa yi-AAA Lendings. Abathengi bancome iqela ngokukwazi kwabo ukuvala imali-mboleko ngokukhawuleza, rhoqo kwiiveki ezi-2. Eli xesha lokutshintsha ngokukhawuleza libalulekile kwimarike yezindlu, apho amathuba anokuphela ngokuqhwanyaza kweliso. Ukongeza, amazinga okukhuphisana abonelelwayo aqinisekisa ukuba abatyali-mali banokufumana imali ngexabiso elenza utyalo-mali lwabo lube nenzuzo.

Kwihlabathi lotyalo-mali lwezindlu, ixesha kunye nokuguquguquka yinto yonke. Inkqubo ye-P&L eZilungiseleleyo ngokwaMakhaya ye-2nd kunye noTyalo-mali oluvela kwi-AAA yokuBoleka ibonelela ngazo zombini. Ibonelela ngendlela efanelekileyo nesebenzayo yokuxhasa ngemali amalinge akho ezindlu nomhlaba, ikunika inkululeko yokulandela iinjongo zakho zotyalo-mali. Ngoko ke, musa ukuvumela imiqobo yemveli yokubolekisa ngemali ikubambezele. Jonga okunokwenzeka ngeNkqubo ye-P&L eZilungiseleleyo kwaye uthathe inyathelo lokuqala ekukhuliseni ipotifoliyo yakho yezindlu nomhlaba.