Akukho Mali-mboleko yokuQinisekisa iNgqesho: Isango lakho leNkululeko yezeMali

Ukufumana imali-mboleko e-US bekusoloko kungumngeni, ngakumbi xa ababolekisi bafuna ukuqinisekiswa okubanzi kwengqesho. Kodwa kuthekani ukuba bekukho indlela yokuboleka imali ngaphandle kokutyhalela phambili nokungqina umsebenzi wakho? Ngenisa i-AAA yokuboleka, ehamba phambiliUmbolekisi we-Mortgageebonelela ngeenkqubo zemali-mboleko kungekho siqinisekiso sengqesho esifunekayo ukuze samkelwe.

I-AAA Lendings ibe ligama elithembekileyo kushishino iminyaka engaphezu kwe-15. Imbuyekezo yabo yemali-mboleko idlula i-20 yeebhiliyoni zeedola, kwaye baye baxhasa ngaphezu kweentsapho ze-60,000. Ukuzinikela kwabo ekuqaliseni izinto ezintsha kunye nokwaneliseka kwabathengi kubonakala kuluhlu olubanzi lweemveliso zabo mboleko.

I-Self Prepared P&L loan enikezelwa yi-AAA Lendings lukhetho olukhulu kwabo bangakwaziyo ukubonelela ngesiqinisekiso sengqesho semveli. Endaweni yokuxhomekeka kwiimbuyekezo zerhafu kunye nokuhlawula i-stubs, ababoleki banokusebenzisa iNzuzo kunye nelahleko abazilungiseleleyo. Oku kuvumela abantu abanje ngee-freelancers, abasebenzi begig, kunye nabanini bamashishini amancinci ukuba bafanelekele ukubolekwa imali. Iphakamisa ibala lokudlala kwabo banengeniso emuncu engeyiyo eyemveliEZI.

Kubathandi bezindlu nezindlu, imali mboleko yeDSCR ngumnikelo omangalisayo. Ngale mboleko, ingeniso yerenti isetyenziselwa ukufaneleka kwababoleki. Nokuba unepropati enye yokurenta okanye ipotfoliyo yayo, ungafaka isicelo semali-mboleko ngaphandle kokuqinisekisa ngengqesho. Oku kuxhobisa abatyali-mali ukuba bandise indawo yabo yokuhlala kunye nokwakha ubutyebi.

Imali-mboleko yeNgxelo yeBhanki lolunye ukhetho olugqwesileyo. Ngokusebenzisa iziteyitimenti zebhanki ukubonisa impilo yabo yezemali, ababoleki banokudlula imfuno yokuqinisekisa ingqesho. Oku kulungele abantu abanemali engenayo rhoqo kodwa abangenawo amaxwebhu aqhelekileyo engqesho.

Ngaphandle kweemveliso zemboleko ezintsha, i-AAA Lendings ibonelela ngeenzuzo ezininzi. Ukubhalwa phantsi kwabo okuguquguqukayo kuthetha ukuba bavuleleke ngakumbi ekuvumeni imali-mboleko kubaboleki abaneemeko ezizodwa zezimali. Ixesha lokuvala ngokukhawuleza, i-avareji kwiiveki ezi-3, iqinisekisa ukuba ungaqhubela phambili ngezicwangciso zakho ngokukhawuleza. Amazinga okukhuphisana kunye nenkonzo eyenzelwe wena yenza amava okuboleka agudileyo kwaye angabinaxinzelelo.
Abathengi abaninzi baye bafumana amava amahle nge-AAA Lendings. Bancome ubuchule beqela, ukuzinikela, kunye nokukwazi ukuvala imali-mboleko ngexesha elifanelekileyo. Nokuba kukuhlawulela ngokutsha okanye ukufumana imali-mboleko yendlu entsha, i-AAA Lendings ibonakalise ukuba liqabane elithembekileyo.
Isishwankathelo, ukuba ufuna imali-mboleko ngaphandle komthwalo wokuqinisekisa ingqesho, i-AAA Lendings yimpendulo. Iinkqubo zabo ezahlukeneyo zemali-mboleko, ezidityaniswe nenkonzo ebalaseleyo, zinokukunceda ufezekise iinjongo zakho zemali. Ungavumeli iimfuno zokuqinisekisa ingqesho zikubambezele. Jonga iindlela zokuboleka imali kwi-AAA yokuboleka kwaye ulawule ikamva lakho lezemali.