Akukho Msebenzi Akukho Mvuzo yeMali-mboleko: Indlela eguquguqukayo eya kubunini-zindlu

Ukufumana imali yokubambisa kwiNdawo yokuHlala yaseprayimari ngaphandle koMsebenzi kunokubonakala kungenakwenzeka kwimeko yanamhlanje yokuboleka imali, kodwaakukho msebenziAkukho Mali-mboleko yeNgeniso eguqula eli bali. Yenzelwe abo bangathembeli kwingqesho yemveli, le mali-mboleko eSekwe kwi-Asethi ayifuni ukuQinisekiswa kweNgqesho kwaye akukho Nkcukacha zeNgqesho ezifunekayo, ukwenza ukuba ubunini bezindlu bufikeleleke kubaphulaphuli ababanzi. Nokuba uyazixhasa ngemali, uthatha umhlala-phantsi, okanye awunangeniso nje eqhelekileyo, le mali mboleko, kunye nePrayimari/yoTyalomali/ye-2nd iinketho ezifanelekileyo ezikwiKhaya, ibonelela ngendlela yokuphila. Ngetyala elisezantsi lamanqaku angama-680 kunye nemali-mboleko ukuya kuthi ga kwi-3.5 yezigidi zeedola, lukhetho olubalaseleyo.

I-No Job Akukho Mboleko yoMvuzo iphelisa imfuno ye-pay stubs, i-W-2s, okanye imbuyekezo yerhafu, ugxininise endaweni ye-asethi yakho-cinga ukonga, utyalo-mali, okanye ukugcinwa kwezindlu. Le ndlela ifanelekile kwabo bafuna iNdawo yokuHlala yaseprayimari ngaphandle koMsebenzi, njengoko ithintela imiqobo enxulumene nomvuzo ehlala ingafaneleki kubaboleki abangengobantu bemveli. Kanangcono,isiphoIimali ezikhoyo zingasetyenziselwa iintlawulo eziphantsi, ukwandisa ukufaneleka kwabo banenkxaso yosapho. Isiphumo? Inkqubo yokubambisa ethe ngqo kwaye equkayo.

Yintoni eyahlula le mboleko kukuguquguquka kwayo. YiPrayimari / uTyalo-mali / iKhaya le-2 lifanelekile, oko kuthetha ukuba ungayisebenzisa ukuthenga ikhaya lakho eliphambili, indawo yokubuyela eholideyini, okanye indawo yokurenta. Kwabo bajonga iNdawo yokuHlala yaseprayimari ngaphandle koMsebenzi, iMali-mboleko yokungaSebenzi iyinto enqabileyo kwimakethi yokubambisa, apho iinketho ezingenamvuzo zinqabile. Ababoleki abanamanqaku etyala angama-680 okanye ngaphezulu banokungena kwimali-mboleko ukuya kuthi ga kwi-3.5 yezigidi zeerandi, beqinisekisa ukuguquguquka kweentlobo ezahlukeneyo zepropathi kunye namanqaku amaxabiso.

Nokuba ukufaneleka okuFumanayo kweLizwe laNgaphandle kwenza le mboleko ibe yodwa, yamkelekile abathengi bamazwe ngamazwe abanokuthi baswele iirekhodi zengqesho zase-US. Yiba nomfanekiso-ngqondweni wokuthenga ikhaya lamaphupha akho ngaphandle kokutsiba kwiihops ukubonisa ingeniso-yongeza nje izinto zakho zexabiso kwaye uye phambili. Inkqubo yokuQinisekisa iNgqesho ilungelelanisa ukuvunywa, ukonga ixesha kunye nokunciphisa uxinzelelo.

Umzekelo, umntu odla umhlala-phantsi onolondolozo oluninzi kodwa engenayo ingeniso esebenzayo unokukhusela iNdawo yokuHlala eBanzi ngaphandle koMsebenzi ngaphandle komzamo. Ngokubonisa iipotfoliyo zabo ze-asethi, bafanelekele ukufumana iMali-mboleko yokuNgenamsebenzi ngaphandle kokuchaza iinkcukacha zengqesho. Ngezipho ezifumanekayo iinketho, basenokufumana uncedo oluvela kusapho ukuze bahlawule iindleko zangaphambili, ngelixa besonwabela inkululeko yokungabi nalwazi olufunekayo.

IMali-mboleko yokungaSebenzisi akukho Mvuzo ichaza kwakhona into enokwenzeka kwinkxaso-mali yekhaya. LiLizwe laNgaphandle eliFumanekayo, iMali-mboleko esekwe kwiAsethi ebeka phambili ubunyani bakho bezemali ngaphezu kweemetrics eziphelelwe lixesha, iyenza ibe sisisombululo esifanelekileyo seNdawo yokuHlala yasePrayimari Ngaphandle koMsebenzi okanye ngaphaya.