I-Mortgage yokuziQeqesha: Isitshixo sakho kuBunini-zindlu

EUnited States, abantu abazisebenzelayo badla ngokujamelana nocelomngeni olukhethekileyo xa kufikelelwa kumbandela wokubambisa. I-Self-Employed Mortgage kunye neNkqubo yeNgxelo yeBhanki inika isisombululo esilungiselelwe. Le nkqubo yenzelwe ukuvavanya ingeniso yababoleki abazisebenzelayo ngokusekwe kwiingxelo zabo zebhanki endaweni yesiqhelo.UkuBuyiswa kweRhafus okanye ukuhlawula stubs.

Abantu abaninzi abazisebenzelayo banemivuzo eguquguqukayo engahambelaniyo nenkqubo yemali yokubambisa. NgeNkqubo yeNgxelo yeBhanki, ababolekisi bahlalutyaUkuhamba KWEMALIiipatheni eziboniswe kwiingxelo zebhanki kwithuba lexesha. Oku kubavumela ukuba bafumane umfanekiso ochaneke ngakumbi wengeniso yokwenyani yomboleki. Umzekelo, umyili wegraphic ozimeleyo unokuba neenyanga ezinemivuzo ephezulu evela kwiiprojekthi ezininzi kwaye emva koko iinyanga ezicothayo. Ngokujonga iziteyitimenti zebhanki, umbolekisi unokubona ukuzinza okupheleleyo kunye nokusebenza kwendlela yengeniso.

Enye inkalo ebalulekileyo yale nkqubo kukukwazi ukusebenza nababoleki abanoluhlu olwahlukeneyo lwemithombo yengeniso. Nokuba yingeniso evela kwiintengiso ze-intanethi, ii-gigs zokubonisana, okanye iipropathi zokurenta ukongeza kwishishini eliphambili, zonke zinokuqwalaselwa njengenxalenye yeprofayili yemali iyonke. Oku kunika imbono ebanzi ngakumbi yokukwazi komboleki ukubuyisela imali-mboleko.

Ukuze ufaneleke kwi-Self-Employed Mortgage kunye neNkqubo yeNgxelo yeBhanki, kubalulekile ukugcina iirekhodi zebhanki ezicacileyo nezineenkcukacha. Qinisekisa ukuba uyahlula uthengiselwano lomntu kunye neshishini kangangoko unakho ukubonisa umfanekiso wemali ocacileyo. Kwakhona, ukuba nembali yeshishini elizinzileyo kunye namanqaku alungileyo etyala kunokwandisa amathuba akho okuvunywa. Le nkqubo ivulela abantu abazisebenzelayo iingcango ukuba bafezekise amaphupha abo okuba ngabaninimzi ngokuqaphela iimeko zabo zemali ezizodwa.