Imali-mboleko ye-P&L eZilungiseleleyo: Indlela eguquguqukayo yoMboleki oziqeshileyo

Kwabaninzi abanqwenela ukuba ngabanikazi bezindlu e-US, ukufumana imali yokubambisa kunokuziva kunzima, ngakumbi kubantu abazisebenzelayo okanye abo banomvuzo ongengowemveli. Ngena kwiMali-mboleko yeP&L eZilungisileyo, umtshintshi-mdlalo olungiselelwe ukwenza ubunini bezindlu bufikeleleke ngakumbi. Nge-P&L eZilungiseleleyo kuphela efunekayo, le mali mboleko iphelisa imfuno yeCPA-i-P&L elungiselelwe ingxelo, evumela ababoleki ukuba babonise iimali zabo ngendlela ebonisa amandla abo okufumana umvuzo. Nokuba ujonge indawo yokuhlala yasePrayimari okanye ujonga iindlela ezinokuhlengahlengiswa njenge-5/6 ARM okanye 7/6 ARM, le mali mboleko ibonelela ngokuguquguquka, ukufikeleleka, kunye nokukhululeka.

I-Self Prepared P&L Loan igqama kakhulu kuba ifuna Akukho Mbuyiselo yeRhafu, isiqabu esibonakalayo kwabo bamaxwebhu erhafu angayibambi ngokupheleleyo ingeniso yabo ngenxa yokutsalwa okanye imivuzo engaqhelekanga. Ngobuncinci bamanqaku etyala angama-680 kunye nezixa-mali mboleko zingaya kuthi ga kwi-2.0 yezigidi zeedola, kulula ngakumbi ukuba Ufanelekele ukuboleka imali eninzi yemveli. Ababoleki banokukhetha phakathi kwe-5/6 ye-ARM, ehlengahlengisa rhoqo emva kweenyanga ezintandathu emva kwexesha elimiselweyo leminyaka emihlanu, okanye7/6 Ingalo, enikezela ngesantya esisisigxina seminyaka esixhenxe ukuze uzinzo olongezelelekileyo. Zombini iinketho ziza kunye nezakhiwo zeRhafu ePhantsi, okwenza iintlawulo zenyanga zilawuleke ngakumbi.

Eyona nto yenza ukuba le mali-mboleko ibe nomtsalane ngakumbi kukungabikho kwegatya leSigwebo sokungahlawulwa kwangaphambili. Abanini bezindlu banokuhlawula imali yabo yokuboleka kwangethuba ngaphandle kokufaka iindleko ezongezelelweyo, ukubonelela ngenkululeko yemali yokubuyisela imali okanye ukuthengisa xa ixesha lilungile. Kwabo bathenga ikhaya lasePrayimari, olu bhetyebhetye luxabiseke kakhulu, ngakumbi kwimarike eguquguqukayo apho izicwangciso zinokutshintsha.

Inkqubo ithe ngqo. Ababoleki baqulunqa eyabo ingxelo ye-P&L, ebonisa ishishini labo okanye umvuzo wokuzisebenzela. Olu xwebhu oluzilungiseleleyo luxhobisa abantu ukuba babonise impilo yabo yezemali ngaphandle kokutsiba kwiihupu. Ngokungafaniyo nemali-mboleko eqhelekileyo efuna amaxwebhu abanzi, i-Self Prepared P&L Loan yenza lula ukubhala phantsi, ukonga ixesha kunye noxinzelelo.

Khawube nomfanekiso-ngqondweni wokukhusela ikhaya lamaphupha akho ngemali yokubambisa elungiselelwe imeko yakho yezemali ekhethekileyo. Nge-P&L eZilungiseleleyo kuphela efunekayo, awuxakwanga ziimfuno ezingqongqo. Nokuba ukhetha i-5/6 ARM yolondolozo lwexeshana elifutshane okanye i-7/6 ARM ngokuqikelelwa okwandisiweyo, le mali-mboleko iyaziqhelanisa neemfuno zakho. Ilungele oosomashishini, oomatshini abazisebenzelayo, okanye nabani na ofuna imali yokubambisa ngexabiso eliphantsi eLula ngakumbi ukuba Uyifanelekele, lonke eli xesha unqanda ubunzima bembuyekezo yerhafu okanye izohlwayo zentlawulo yangaphambili.

Kukhuphiswano lwanamhlanje lwemalike yezindlu, iSelf Prepared P&L Loan ivula iingcango zobunini bezindlu ezinokuhlala zivaliwe. Sisicombululo esisebenzayo, esinobuhlobo kumboleki esibeka phambili ukuba bhetyebhetye kunye nokufikeleleka, sisenza ukuba ibe lolona khetho luphezulu lokuxhasa ngemali indawo yakho yokuhlala yasePrayimari.