Imali-mboleko ye-P&L eZilungiseleleyo: Isitshixo sakho soKhuseleko lweNdawo yokuHlala yaseprayimari

Kwimeko entsonkothileyo yemarike ye-mortgage yase-US, ukufumana inketho efanelekileyo yemali mboleko yakhoAmabanga aphantsiukuhlala kunokuba ngumsebenzi onzima. Nangona kunjalo, i-AAA Lendings ibonelela ngesisombululo sokutshintsha umdlalo-i-Self Prepared P&L loan ye-Primary Residences.

Olona ncedo lubalulekileyo lwale mali mboleko kukupheliswa kwemfuno yembuyekezo yerhafu. Kubantu abaninzi, ngakumbi abo bazisebenzelayo okanye abo banengeniso entsonkothileyo, ukubonelela ngembuyekezo yerhafu kunokuba yintloko. Nge-Self Prepared P&L Loan, ababoleki badinga kuphela ukubonisa inzuzo kunye neengxelo zabo zelahleko abazilungiselele bona. Oku akugcini nje ukwenza lula inkqubo yesicelo kodwa kwandisa nemigaqo yokufaneleka. Ivumela abo basenokuba bebengavunyelwa ngaphambili ngenxa yemicimbi enxulumene nerhafu ukuba badubule ekufumaneni imali yokubambisa ngeendawo zabo zokuhlala eziphambili.

I-AAA Lendings, ineminyaka engaphezulu kwe-15 yamava kunye nembuyekezo yemali-mboleko iyonke edlula i-20 yeebhiliyoni zeerandi, incede ngaphezu kweentsapho ezingama-50,000. Ubungcali babo kwiImali-mboleko engeyiyo Qmicandelo, apho i-Self Prepared P&L Loan iwela khona, ayinakuphikiswa. Ukuzinikela kwenkampani ekuveliseni izinto ezintsha kuthetha ukuba bahlala becokisa kwaye bephucula le mveliso yemali-mboleko ukuze bakhonze ngcono abathengi babo.

Inkqubo yokubhala phantsi eguquguqukayo ye-AAA yokuBoleka yenye into ebalulekileyo. Xa abanye ababolekisi benokuthi "Hayi", kunokwenzeka ukuba bathi "Ewe". Oku kuluncedo ngakumbi kubaboleki abaneemeko ezizodwa zezimali. Nokuba ziipateni zengeniso ezingaqhelekanga okanye utshintsho lwamva nje lwengqesho, i-AAA Lendings ithatha imbono ebanzi ngakumbi yempilo yezemali yomboleki, kunokuthembela kuphela kwiimetrikhi zemveli.

Ngaphezu koko, ixesha lokuvala imali-mboleko kwi-AAA Lendings likhawuleza ngokumangalisayo, kunye nomndilili kwiiveki ezi-3. Olu tshintsho lukhawulezayo lubalulekile xa ungxamele ukuthenga okanye ukuhlaziya indawo yakho yokuhlala ephambili. Awunaxhala malunga nexesha elide lokulinda elinokubangela ukuba uphoswe likhaya lamaphupha akho.

Ukuqukumbela, ukuba ukwimarike yemali-mboleko yendawo yokuhlala ephambili kwaye ujonge inketho yemali-mboleko ebonelela ngokulula, ubhetyebhetye, kunye nesantya, i-Self Prepared P&L Loan evela kwi-AAA Lendings ifanele ukuqwalaselwa. Ungavumeli iimfuno zemali-mboleko yemveli zikubambezele; ukuhlola okunokwenzeka nge-AAA yokuBoleka imali namhlanje.