Yenza lula iMali-mboleko yakho: Ukubophelela iP&L eZilungiseleleyo ukuze ufumane isiqinisekiso

Xa kuziwa ekufumaneni imali-mboleko e-United States, inkqubo inokugcwala ubunzima. Kodwa AAAIimali-mbolekoyazisa indlela yoguqulo eyenza ukufaneleka kwemboleko kube lula kakhulu - ngokuzilungiselela iP&L.

Kangangeminyaka, imfuneko yokungenisaUkuBuyiswa kweRhafuibe ngumqobo omkhulu kubantu abaninzi abafaka izicelo zemali-mboleko. Ukubolekwa kwe-AAA kwaqaphela lo mngeni kwaye kwaphuhlisa ukhetho oluzilungiselele lwe-P&L njengenye indlela enokwenzeka. Oku kuvumela ababoleki ukuba bafanelekele ukubolekwa imali ngaphandle kwesidingo sokubonisa amaxwebhu erhafu anzima.
I-P & L ezilungiselele yona inika ababoleki amandla okubonisa impilo yabo yezemali ngendlela ebafaneleyo. Iluncedo kakhulu kwabo bakwimisebenzi engeyiyo yemveli okanye abanengeniso engaqhelekanga. Ngokujolisa kwi-P&L ezilungiselele yona, i-AAA Lendings inokuvavanya amandla omboleki okubuyisela imali mboleko ngokuchanekileyo nangokufanelekileyo.

Yintoni eyahlula i-AAA yokuBoleka ayisiyiyo nje into entsha ezilungiselele yona i-P&L, kodwa ikwanokuzinikela ekuboneleleni ngenkonzo eyenzelwe wena. Iqela kwi-AAA Lendings lisebenza ngokusondeleyo kunye nomboleki ngamnye, libakhokela kwinkqubo yesicelo semali-mboleko. Bayaqonda ukuba akukho babini ababoleki abafanayo, kwaye ke, yonke imali-mboleko iphathwa ngokukodwa.
Amava abanzi enkampani kwimalike yemali-mboleko engeyiyo ye-QM, eneminyaka engama-22 yokugxila, iqinisekisa ngakumbi ubuchule bayo. Ngaphezulu kwe-60,000 yeentsapho esele zixhasiwe, kwaye ngo-2021 kuphela, iimali-mboleko ezivaliweyo zizonke zifikelele kwi-2 yeebhiliyoni zeedola. Le rekhodi yomzila ithetha ngokubanzi malunga nokuthembeka kunye nokusebenza kwe-AAA Lendings.

Ukongeza kwi-P&L ezilungiselele yona, i-AAA Lendings ibonelela ngoluhlu lwezinye iimveliso mboleko, ezinje ngeemali-mboleko ze-DSCR apho ingeniso yerenti ingasetyenziselwa ukufaneleka, iimali-mboleko zesiteyitimenti sebhanki nazo zirhoxisa imfuneko yokubuyiswa kwerhafu, kunye ne-HELOC ngaphandle kwesohlwayo esihlawulwa kwangaphambili. I-QM Community Loan ide ibonelele ngetyala elongezelelweyo le-4,500 yeedola.
Ngokwenyani, ukuba ujonge ukufumana isiqinisekiso semali-mboleko esilula kwindawo yaseMelika yokubambisa, iP&L ozilungiselele yona kwi-AAA Lendings sisitshixo sakho sokuvula iingcango zobunini-khaya okanye impumelelo yokuxhasa ngemali.