Ukuvula ubunini-ziNdlu ngeeNkqubo zoNcedo lweNtlawulo ye-CalHFA

Ukuthenga ikhaya eCalifornia kunokuba ngamava amnandi kodwa oyikisayo, ngakumbi kubathengi basekhaya beXesha Lokuqala abajongene nomceli mngeni wokulondoloza imali.Ubeka imali phantsi. Ngethamsanqa, iCalHFA ibonelela ngeenkqubo zoNcedo lweNtlawulo ePhantsi ezibonelela ngenkxaso yemali ebalulekileyo ukunceda ukuba ubunini bezindlu bufezeke ngakumbi.

Iinkqubo zeCalHFA zibonelela ngoNcedo lweNtlawulo ePhantsi ngeendlela ezahlukeneyo, kubandakanywa iigranti kunye nemali-mboleko, ukunceda abathengi bahlawule iindleko zangaphambili zokuthenga ikhaya. Ezi nkqubo ziluncedo kakhulu kubathengi basekhaya beXesha Lokuqala abanokuthi bangabinayo imali efumanekayo yentlawulo ephantsi kodwa basanqwenela ukufumana imvume yokubambisa. Ngokunciphisa isixa esifunekayo kwintlawulo ephantsi, iinkqubo zeCalHFA zinceda ukuthomalalisa umthwalo wemali kwaye zivumele abathengi bamakhaya ukuba baqhubele phambili nokuthenga kwabo.

Enye yeenkqubo ezibalaseleyo ezivela kwiCalHFA yiMyHome Assistance Programme, ebonelela ngoNcedo lweNtlawulo ePhantsi ukuya kuthi ga kwi-3.5% yexabiso lokuthenga ikhaya okanye ixabiso eliqikelelweyo. Olu ncedo lunokunceda ukugubungela zombini intlawulo ephantsi kunye neendleko zokuvala, ukwenza ipro epheleleyoEZIs yokuthenga ikhaya elifikelelekayo ngakumbi. Ngokudibanisa olu ncedo kunye nemali-mboleko yokuqala ye-CalHFA, abathengi banokunciphisa kakhulu iindleko zabo eziphuma epokothweni.

Ukongeza kwiinzuzo zemali, iCalHFA ikwazenza ezi nkqubo zoNcedo lweNtlawulo zifikeleleke kuluhlu olubanzi lwabathengi. Ngelixa kukho iimfuno ezithile zomvuzo kunye netyala, iCalHFA izama ukuqinisekisa ukuba abathengi abafanelekileyo banokuthatha ithuba leenkqubo ukwenza iphupha labo lobuninimzi libe yinyani. Abathengi kufuneka bathenge indawo yokuhlala ephambili eCalifornia, kodwa iindlela zokufaneleka ziyilelwe ukunceda abathengi abaninzi kangangoko.

Ukuqukumbela, iCalHFA kunye neenkqubo zayo zoNcedo lweNtlawulo eziPhantsi zibonelela ngezixhobo ezixabisekileyo zokunceda abaBuyiseli basekhaya beXesha Lokuqala eCalifornia boyise imiqobo yezemali ekuthengeni ikhaya. Ezi nkqubo zenza ukuba ubunini bezindlu bufikeleleke ngakumbi ngokunikezela ngenkxaso yemali yentlawulo ephantsi kunye neendleko zokuvala. Ukuba ucinga ngokuthenga ikhaya eCalifornia, qiniseka ukuba uphonononga iindlela ezahlukeneyo zoNcedo lweNtlawulo ezifumanekayo ngeCalHFA ukunceda ukwenza uhambo lwakho lobuninimzi lubeyimpumelelo.