Ukuvula Amaxabiso aphantsi: I-Boon kubaBoleki beP&L abaziLungiseleyo

Kwihlabathi elintsonkothileyo le-mortgages yaseMelika, ababoleki abaxhomekeke kwiingxelo ze-P&L ezizilungiseleleyo bahlala bejongana nemingeni ekhethekileyo. Nangona kunjalo, i-AAA Lendings ivela njengomtshintshi-mdlalo, enikezelaIxabiso eliphantsis elungiselelwe ngokukodwa olu didi lwababoleki.

Enye yeenzuzo eziphambili ezibonelelwa yi-AAA Lendings kukuguquguquka kokubhala phantsi. Ababolekisi bemveli banokujikisa ababoleki nge-P&L abazilungiselele yona ngenxa yomngcipheko ocingelwayo. Kodwa kwi-AAA Lendings, xa abanye besithi "Hayi", bathi "Ewe". Le ndlela ivumela abantu abazisebenzelayo kunye nabo banengeniso emuncuEZIukufikelela kwimali mboleko yezindlu ngamaxabiso anomtsalane.

Thatha imeko yababoleki beP&L abazilungiseleleyo abasoloko besokola ukuhlangabezana neemfuno ezingqongqo zembuyekezo yerhafu yeemali-mboleko eziqhelekileyo. Iiprogram ze-AAA Lendings 'ziphelisa imfuneko yokubuyisela irhafu. Endaweni yoko, bagxila kwi-P&L ezilungiselele yona, ivumela ababoleki ukuba babonise impilo yabo yezemali ngokusekwe kwiirekhodi zabo. Oku akupheleli nje ekwenzeni lula inkqubo yesicelo kodwa kukwavula umnyango wemali-mboleko enenzala ephantsi.

Inkqubo ye-“DSCR Kuphela i-Non-QM Loan & QM Efumanekayo” ngumzekelo obalaseleyo. Ngengeniso yerenti efanelekileyo phantsi kwesi sikimu, ababoleki banokusebenzisa iipropati zabo zotyalo-mali ukuze bafumane imali-mboleko. Oku kuluncedo ngakumbi kubaboleki be-P&L abazilungiseleleyo abanokuba nengeniso evela kutyalo-mali lwezindlu nezindlu.

Ngaphezu koko, isantya apho i-AAA Lendings iqhuba khona imali-mboleko iyamangalisa. Ixesha eliqhelekileyo lokuvala liphakathi kweeveki ezi-3, kwaye kwezinye iimeko, ngokukhawuleza kwiiveki ezi-2. Olu tshintsho lukhawulezayo luqinisekisa ukuba ababoleki banokuthatha inzuzo yamaxabiso aphantsi ngaphandle kolibaziseko olungeyomfuneko. Kwimarike apho amazinga enzala anokutshintsha ngokukhawuleza, esi santya sibalulekile.

Ubungqina obuvela kubathengi abanelisekile buthetha kakhulu malunga nomgangatho wenkonzo. Ababoleki bancome iqela ngomsebenzi wabo wobugcisa kunye nokuzinikela. Abazange bakwazi ukufumana amaxabiso aphantsi kuphela kodwa babenenkqubo yemali-mboleko engenamthungo.

Ukuqukumbela, ukuba ungumboleki we-P&L ozilungiseleleyo ofuna amaxabiso aphantsi, i-AAA Lendings yindawo yokujika. Iinkqubo zabo ezintsha, ukubhala phantsi okuguquguqukayo, kunye namaxesha okuvala ngokukhawuleza abenza babe liqabane elifanelekileyo kuhambo lwakho lokubambisa.