Ukuvula iMpumelelo yokuBoleka ngokuZiqeshisa nge-CPA P&L

Kwihlabathi elintsonkothileyo lemali yokubambisa, abantu abazisebenzelayo badla ngokujamelana nemingeni ekhethekileyo. Nangona kunjalo, AAAIimali-mbolekoilapha ukubonelela ngezisombululo ezilungiselelweyo, ngakumbi ngokusetyenziswa kweengxelo ze-CPA ezilungiselelwe iNzuzo nelahleko (P&L).

Kubantu ababolekayo abazisebenzelayo, iimfuno zesicelo semali yokubambisa zinokuba sisikhubekiso. Iibhanki ngokwesiqhelo zixhomekeke kwiifomu ze-W-2 kunye nentlawulo engaguqukiyo yokuhlola uzinzo lwengeniso, nto leyo abantu abazisebenzelayo abadla ngokungabi nayo. Kulapho iingxelo ze-CPA P&L zingena khona. Ngokubonisa isishwankathelo sezemali esineenkcukacha ezilungiselelwe nguMcwangcisi-mali woLuntu oQinisekisiweyo, abafaki-zicelo abazisebenzelayo banokubonisa amandla abo okwenene emivuzo.

I-AAA Lendings, ineminyaka engaphezulu kwe-15 yamava kunye nerekhodi yokuhlawula ngaphezulu kwe-20 yeebhiliyoni zeerandi kwiimali-mboleko kwiintsapho ezingaphezu kwama-50,000, uyaziqonda ezi mfuno. bhetyebhetye underwriting yabo proEZIs kuthetha ukuba xa abanye ababolekisi besithi "Hayi", kunokwenzeka ukuba bathi "Ewe". Ngokwamkela iingxelo zeP & L ezizilungiseleleyo okanye ezilungiselelwe yiCPA, bavula umnyango wokuba ngabaninimzi abaninzi abanokuthi ngenye indlela bakhutshelwe ngaphandle.

Iingenelo zokusebenzisa iingxelo ze-CPA ze-P&L nge-AAA yokuBoleka imali zininzi. Okokuqala, iyenza lula inkqubo yesicelo njengoko kungekho mfuneko yambuyekezo yerhafu kwezinye iimeko. Oku akongi ixesha kuphela kodwa kukwanciphisa uxinzelelo olunxulumene nokuqokelela amaxwebhu abanzi emali. Okwesibini, amaxesha okuvalwa ngokukhawuleza, i-avareji kwiiveki ezi-3, qinisekisa ukuba ababoleki banokuqhubela phambili nokuthenga izindlu zabo okanye izicwangciso zokubuyisela imali ngokukhawuleza.

Ubungqina bomthengi buthetha kakhulu malunga nomgangatho wenkonzo. Abathengi bancome iqela ngobuchwephesha balo, amazinga okhuphiswano, kunye nokukwazi ukuvala imali-mboleko ngexesha elibekiweyo. Nokuba ujonge ukuthenga ikhaya elitsha okanye uhlawule elisele likho, izisombululo ze-AAA Lendings ezizisebenzelayo nge-CPA P&L zingenza amaphupha akho abe yinyani. Ungavumeli isimo sakho sokuzisebenza sikubambezele; ukuhlola okunokwenzeka nge-AAA yokuBoleka imali namhlanje.