Ngubani ozuzayo kwiNkqubo yeMali-mboleko ye-P&L

INomboloUkuBuyiswa kweRhafus Ifunelwa iP&L yeNkqubo yeMali-mboleko evela kwiWholesale ye-AAA yokuBoleka yinzuzo kwiindidi ezininzi zababoleki kwimalike ye-mortgage yase-US.

Iingcali eziziqeshileyo ngabanye babaxhamli bokuqala. Ii-freelancers, iikontraka ezizimeleyo, kunye nabanini bodwa bahlala benengeniso engaqhelekanga kunye nokutsalwa kweshishini okuntsonkothileyo. Ukuqulunqa iimbuyekezo zerhafu kubo kunokuba yintloko. Le nkqubo yemboleko yenza lula i-proEZIs. Banokubonelela ngeengxelo zabo zeP&L, ezibonisa ngakumbi imisebenzi yabo yemihla ngemihla yeshishini kunye nengeniso.
Abanini bamashishini amancinci nabo baza kufumana inzuzo enkulu. Amashishini amancinci amaninzi asebenza kuhlahlo lwabiwo-mali oluluqilima kwaye asenokungabi nazixhobo zokulawula iifayili zerhafu ezinzima ngokukhawuleza. Ngokungafuni iimbuyekezo zerhafu, le nkqubo yemboleko yenza lula umthwalo kubo. Banokugxila ekukhuliseni amashishini abo ngelixa bekwazi ukufikelela kwinkxaso-mali yokubambisa kwishishini - iimfuno ezinxulumene nezindlu ezithengiswayo, ezinjengokuthenga ipropathi yorhwebo okanye ukuxhasa ngemali ekhoyo.

Abantu abanengeniso engeyiyo eyemveli, njengabo bamkela imivuzo kwizindlu ezirentwayo, utyalo-mali, okanye imisebenzi yoqoqosho lwegig, nabo banokuthatha ithuba lale nkqubo. Ingeniso yabo ayinakubanjwa ngokulula kwifomathi yokubuyiswa kwerhafu eqhelekileyo, kodwa ingxelo eneenkcukacha ye-P&L inokubonisa ngokucacileyo amandla abo omvuzo.
Ngaphaya koko, ababoleki abafumene utshintsho kubomi bamva nje, njengotshintsho lomsebenzi okanye ishishini elitsha, banokukufumanisa kunzima ukubonelela ngeembuyekezo zerhafu ezihlaziyiweyo. Ukungabuyiswa kweRhafu kuFunwa kwiNkqubo yeMali-mboleko ye-P&L ibanika ithuba lokufumana imali-mboleko ngokusekelwe kwimeko yabo yezemali njengoko ichaziwe kwingxelo ye-P&L.

Ukuqukumbela, ukuba uwela kulo naluphi na olu luhlu kwaye ukwimarike yemali mboleko yendlu, ngokuqinisekileyo kufanelekile ukujonga Akukho ziBuyiselo zeRhafu eziFunwayo kwiNkqubo yeMali-mboleko ye-P&L enikezelwa yiWholesale ye-AAA yokuBoleka. Isenokuba ngundoqo ekuvuleni ubunini-khaya bakho okanye iinjongo zotyalo-mali lwezindlu nezindlu.