Iimveliso
0102030405
WVOE Isishwankathelo
Ngaba isicelo sakho sombolekisi-mali sihlaziywe kwakhona kwaye kwakhona ngenxa yemiqathango yokubhala phantsi?
Ngaba umbolekisi uwubalile umvuzo wakho waza wakuxelela ukuba awufanelekanga ukuba nemali-mboleko?
Ngaba akukhange ukwazi ukufumana ii-W2s zakho okanye iipaystubs?
Ababoleki abahlawulwayo bafumana umvuzo ongaguqukiyo okanye umvuzo kumqeshi njengembuyekezo yenkonzo abayinikiweyo kwaye abanabo ubunini okanye ngaphantsi kwe-25% yenzala yobunini kwishishini. Imbuyekezo inokusekwe kwisiseko seyure, ngeveki, biweekly, ngenyanga, okanye isiqingatha senyanga. Ukuba ngeyure, inani leeyure ezicwangcisiweyo kufuneka ziqwalaselwe. Ingeniso eqinisekisiweyo kufuneka iguqulwe ibeyimali yedola yenyanga ukuze isetyenziswe kwisicelo esisemthethweni (iFomu ye-FNMA 1003). Ngokwengqiqo yombhali ophantsi, amaxwebhu ongezelelweyo engeniso angacelwa.
Ixabiso:COFA APHA
Iimbalasane zeNkqubo yeWVOE
Max. LTV
70%
Max. Imali-mboleko
$2M
Min. FICO
680
5/6 ARM, 7/6 ARM
♦ Akukho Paystub / W2 / ukubuyiswa kwerhafu / 4506-C;
♦ Akukho Isohlwayo esiHlawulelwayo;
♦ ISizwe saNgaphandle sivunyelwe;
Ifumaneka kwi-CA, NV kunye ne-TX.
IiNzuzo zeWVOE
Eyona nto ibalaseleyo kule nkqubo kukuba lula kwayo. Ekuphela koxwebhu olufunekayo ukubala umvuzo ofanelekileyo phantsi kwale nkqubo yifom yeWVOE. Oku kubonelela ngenkqubo eyenziwe lula kakhulu kwaye elungelelanisiweyo kubaboleki abanelungelo lokuthenga ngetyala abanobuchule obubonakalisiweyo bokubuyisela abanokuthi baphose izikhokelo ngeenkqubo ze-arhente.
Indlela yokubala uMvuzo?
- Sebenzisa umvuzo osisiseko (isiqingatha senyanga, kabini ngeveki, okanye umlinganiselo weyure njengoko uxhaswa yi-YTD) evela kwi-WVOE.
Imizekelo:
- Isiqingatha senyanga: Imali ephindwe kabini ngenyanga ephindwa nge-2 ilingana nomvuzo wenyanga.
- Kabini ngeveki: Imali ephindwe kabini ngeveki iphindaphindwe ngama-26 yahlulwe nge-12 ilingana nomvuzo wenyanga.
- Utitshala ohlawulelwe iinyanga ezili-9: Isixa senyanga esiphindaphindwe ngeenyanga ezili-9 esahlulwe ngeenyanga ezili-12 silingana nomvuzo ofanelekileyo wenyanga.
Khumbuza umqeshi ukuba agcwalise ifom ye-WVOE, emva koko umbolekisi uya kuqhubeka nokuboleka imali ngokukhawuleza.