IWholesale - I-AAA yokuboleka imali ye-AAA yeeMali-mboleko eziQhelekileyo eziBolekayo kuninzi lwabaBoleki eUnited States – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Ukuzulazula kumhlaba wokubambisa kunokuba nzima, kodwa i-AAA LENDINGS iyenza lula inkqubo, iyenze ibandakanyeke kwaye ingabinaxinzelelo. Sinikezela ngenkqubo yokuqokelela amaxwebhu ecacileyo nemfutshane, ekuvumela ukuba ulayishe ngokulula amaphepha afunekayo kwi-intanethi. Sazi kakuhle ukuba ixesha lakho lixabisekile, kwaye ngokwenza inkqubo ibe lula, sikugcina uxakekile kwaye ulawula uhambo lwakho lokuboleka imali.Ngaba uya kuboleka,Umbutho we-Mortgage Broker,Imali-mboleko eqhelekileyo, Xa kuziwa kumaxabiso, i-AAA LENDINGS izimisele ukubonelela ngeendlela ezikhuphisanayo nezifikelelekayo. Siyazi ukuba ukufumana imali mboleko kubandakanya kungekuphela nje ukufumana ikhaya lamaphupha akho kodwa nokuqinisekisa ukuba ihlala ilutyalo-mali olufikelelekayo. Ukuzinikela kwethu ekuboneleleni ngamaxabiso akhuphisanayo kuthetha ukuba ungaqalisa ngokuzithemba kuhambo lwakho lobunini-ndlu, usazi ukuba ufumene imali-mboleko ehambelana nohlahlo lwabiwo-mali lwakho.

-Ukuboleka kwe-AAA ye-AAA yeeMali-mboleko eziQhelekileyo eziQhelekileyo kuninzi lwabaBoleki eUnited States-iiNkcukacha zokuBoleka kwe-AAA:

Ayinasihloko-10

Yintoni iMali-mboleko eQhelekileyo?

Imali-mboleko ehambelanayo yimali-mboleko enemigaqo kunye neemeko ezihlangabezana nemilinganiselo yenkxaso-mali kaFannie Mae noFreddie Mac. Imali-mboleko ehambelanayo ayinakudlula umda othile wedola, otshintsha unyaka nonyaka. Ngo-2022, umda yi-647,200 yeedola kwiindawo ezininzi zase-US kodwa uphezulu kwezinye iindawo ezibiza kakhulu. Unokukhangela kwi-intanethi kwimali-mboleko yedolophu nganye ehambelana nemida yemali mboleko kulo nyaka.

Uthumo lukaFannie Mae kunye noFreddie Mac lubangela ukuba bathenge uninzi lweebhanki zokubambisa ezinikezelayo. Kodwa ukuze bamkeleke, abanako ukwenza ngokuthanda; kufuneka zilinganiswe kwaye zenziwe phantsi kwezikhokelo ezithile. Kulapho inxalenye ehambelanayo ingena khona, kwaye kutheni kukho imithetho emininzi yokubhala phantsi kwezi mboleko: kukulinganisa imali mboleko ukuze uFannie Mae noFreddie Mac bazithenge.

Zeziphi iintlobo zeeMali-mboleko ezihambelana ne-AAA?

Ungababona ababolekisi bezindlu bekunika amaxabiso awohlukeneyo “eMali-mboleko eQinisekisayo Jikelele” kunye “neMali-mboleko eBone kakhulu”. Ngokwenyani, zombini ezi nkqubo zimbini zibizwa ngokuQinisekisa imali-mboleko.

Ngowuphi umahluko kwiMali-mboleko eThobelanayo kunye neMali-mboleko engangqinelaniyo?

Kukho iindidi ezahlukeneyo zeemali-mboleko onokuzisebenzisa ukuthenga ikhaya, kwaye imali-mboleko ehambelanayo nengangqinelaniyo zezona zixhaphakileyo. Imali-mboleko ehambelanayo idibana nezikhokelo eziya kuthengiswa nokuba nguFannie Mae okanye uFreddie Mac, amabini abona bathengi abakhulu base-US mboleko engahambelaniyo, kwelinye icala, zezo ziwela ngaphandle kwezo zikhokelo, ngoko azinakuthengiswa kuFannie Mae okanye kuFreddie Mac.
Zonke iimali-mboleko ziwela phantsi kwenye yezi ambrela zimbini-zihamba ngokuhambelana nezikhokelo zikaFannie noFreddie, okanye azinjalo. Umahluko phakathi kwezi zimbini ukhokelela kwiziphumo ezinomdla emva kweziphumo ezichaphazela wena-umthengi.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Kubathengi bethu abaninzi, i-mortgage ingaphezulu nje kwentengiselwano yezemali; linyathelo elibalulekileyo ebomini. Nokuba ungumthengi wokuqala wezindlu okanye ungumtyali zindlu onamava, sisondela kwisicelo ngasinye ngenkathalo nengqalelo esiyifaneleyo. Sithatha ixesha lokuqonda iinjongo kunye neminqweno yakho, siqinisekisa ukuba imali yakho yokubambisa ihambelana nombono wakho wekamva lakho. – I-AAA yokuboleka imali ye-AAA ye-Conventional Conforming Loans kuninzi lwabaBoleki eUnited States – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: IsiSwidi, i-Jakarta, i-Uganda, Ii-odolo zeSiko ziyamkeleka kunye nebakala lomgangatho ohlukeneyo kunye noyilo olukhethekileyo lomthengi. Sijonge phambili ekusekeni intsebenziswano elungileyo nenempumelelo kwishishini elinexesha elide elivela kubathengi behlabathi liphela.

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