HELOC Overview
IHELOCinkqubo yiHome Equity Line of Credit.
Isalathiso + Umda.Iminyaka engama-30 yekota, i-10 yeminyaka ye-I/O yeXesha lokutsalwa ilandelwa yi-20 yeminyaka yokuhlawula amatyala.
Ixabiso:COFA APHA
* Isalathiso: Ireyithi yokubolekwa kwemali eyiNkulumbuso idada kwimarike.
Umda: Kuxhomekeke kwiimeko zemboleko.
Iimbalasane zeNkqubo ye-HELOC
Prime HELOC
1) Akukho Isohlwayo esiHlawulelwa kwangaphambili;
I-2) Isihloko kunye noMrhumo wokuvala i-Escrow i-$ 370-$ 650 (Ukuvala ngeNkampani yeNkampani eMiselwe yi-AAA LENDINGS);
3) Ubukhulu.I-HCLTV/CLTV 89.99%;
4) Line Isixa $50,000-$500,000;
5) Umz.FICO 680.
Ngaxeshanye (Ubukhulu CLTV/HCLTV 89.99%)(Min FICO 680)/Standalone(Max CLTV/HCLTV 85.00%)(Min FICO 700)
Max Line Isixa $500,000
Utyalo-mali aluvumelekanga
Ikhaya elisisiseko(Ubukhulu obufanayo CLTV/HCLTV 89.99%)(Standalone Max CLTV/HCLTV 85.00%)
Ikhaya leSibini(Ubukhulu obufanayo CLTV/HCLTV 80.00%)(Standalone Max CLTV/HCLTV 80.00%)
Vumela ukuhlawula inqaku eliphezulu kunye nomrhumo: $ 1,250.
I-HELOC eyandisiweyo
1) Akukho mrhumo woNyaka;
2) Akukho Isohlwayo esiHlawulelwa kwangaphambili;
3) Iprayimari kunye nekhaya lesibini lifanelekile;
4) Ubukhulu.I-CLTV/HCLTV 89.99%;
5) Ubukhulu.Imali-mboleko ye-$ 350,000;
6) Umz.FICO 680.