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wvoe

WVOE Isishwankathelo

WVOElukhetho olulungileyo kumntu ofumana umvuzo ongenakho ukufaneleka kwimali mboleko ye-arhente kwaye abafuni ukubonelela ngeendlela ezahlukeneyo zamaxwebhu engeniso.

Ixabiso:COFA APHA

Iimbalasane zeNkqubo yeWVOE

7/6 ARM (5/1/5)

1) kuvunyelwe ilizwe langaphandle;
2) Akukho Paystub / W2 / ukubuyiswa kwerhafu / 4506-C;
3) Iimali zezipho ezivumelekileyo;
4) Ubukhulu.Imali-mboleko ye-$ 2M;
5) Ubukhulu.LTV 70%;
6) Umz.FICO 700.

* Ukuba i-FICO 680-699, nceda ufowunele ngaphandle

Yintoni i-WVOE?

Ngaba isicelo sakho sombolekisi-mali sihlaziywe kwakhona kwaye kwakhona ngenxa yemiqathango yokubhala phantsi?
Ngaba umbolekisi uwubalile umvuzo wakho waza wakuxelela ukuba awufanelekanga ukuba nemali-mboleko?
Ngaba akukhange ukwazi ukufumana ii-W2s zakho okanye iipaystubs?

Ababoleki abahlawulwayo bafumana umvuzo ongaguqukiyo okanye umvuzo kumqeshi ngembuyekezo yenkonzo abayenzileyo kwaye abanabo ubunini okanye ngaphantsi kwe-25% yenzala yobunini kwishishini.Imbuyekezo inokusekwe kwisiseko seyure, ngeveki, biweekly, ngenyanga, okanye isiqingatha senyanga.Ukuba ngeyure, inani leeyure ezicwangcisiweyo kufuneka ziqwalaselwe.Ingeniso eqinisekisiweyo kufuneka iguqulwe ibeyimali yedola yenyanga ukuze isetyenziswe kwisicelo esisemthethweni (iFomu ye-FNMA 1003).Ngokwengqiqo yombhali ophantsi, amaxwebhu ongezelelweyo engeniso angacelwa.

IiNzuzo zeWVOE

Eyona nto ibalaseleyo kule nkqubo kukuba lula kwayo.Ekuphela koxwebhu olufunekayo ukubala umvuzo ofanelekileyo phantsi kwale nkqubo yifom yeWVOE.Oku kubonelela ngenkqubo elula kakhulu kwaye elungelelanisiweyo kubaboleki abanelungelo lokuthenga ngetyala abanobuchule obubonakalayo bokubuyisela abanokuthi baphose izikhokelo ngeenkqubo ze-arhente.

Indlela yokubala umvuzo?

- Sebenzisa umvuzo osisiseko (isiqingatha senyanga, kabini ngeveki, okanye umlinganiselo weyure njengoko uxhaswa yi-YTD) evela kwi-WVOE.
Imizekelo:
- Isiqingatha senyanga: Imali ephindwe kabini ngenyanga ephindwa nge-2 ilingana nomvuzo wenyanga.
- Kabini ngeveki: Imali ephindwe kabini ngeveki iphindaphindwe ngama-26 yahlulwe nge-12 ilingana nomvuzo wenyanga.
- Utitshala ohlawulelwe iinyanga ezili-9: Isixa senyanga esiphindaphindwe ngeenyanga ezili-9 esahlulwe ngeenyanga ezili-12 silingana nomvuzo ofanelekileyo wenyanga.

Khumbuza umqeshi ukuba agcwalise ifom ye-WVOE, emva koko umbolekisi uya kuqhubeka nokuboleka imali ngokukhawuleza.


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