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Iinkcukacha zeMveliso

Kubathengi bethu abaninzi, i-mortgage ingaphezulu nje kwentengiselwano yezemali; linyathelo elibalulekileyo ebomini. Nokuba ungumthengi wokuqala wezindlu okanye ungumtyali zindlu onamava, sisondela kwisicelo ngasinye ngenkathalo nengqalelo esiyifaneleyo. Sithatha ixesha lokuqonda iinjongo kunye neminqweno yakho, siqinisekisa ukuba imali yakho yokubambisa ihambelana nombono wakho wekamva lakho.Ingeniso echaziweyo,Ipesenti yeMali-mboleko eqhelekileyo,Iimfuno zoMboleki we-Mortgage, Siyaqonda ukuba ubuninimzi lutyalo-mali olubalulekileyo, kwaye ufuna ukuqiniseka ukuba wenza ukhetho olufanelekileyo. Yiyo loo nto sinikezela ngeenkonzo zokuvunywa kwangaphambili ezibamba umdla wakho. Inkqubo yethu yokuvunywa kwangaphambili ikhawuleza kwaye ithe ngqo, ikubonelela ngomfanekiso ocacileyo wesakhono sakho sokuboleka. Ngolu lwazi esandleni, unokuphonononga ngokuzithemba imarike yezindlu nomhlaba, usazi ukuba ungumthengi ozimiseleyo kwaye ofanelekileyo.
-Ukuboleka kwe-AAA ye-AAA yeeMali-mboleko eziQhelekileyo eziQhelekileyo kuninzi lwabaBoleki eUnited States-iiNkcukacha zokuBoleka kwe-AAA:


Ayinasihloko-10

Yintoni iMali-mboleko eQhelekileyo?

Imali-mboleko ehambelanayo yimali-mboleko enemigaqo kunye neemeko ezihlangabezana nemilinganiselo yenkxaso-mali kaFannie Mae noFreddie Mac. Imali-mboleko ehambelanayo ayinakudlula umda othile wedola, otshintsha unyaka nonyaka. Ngo-2022, umda yi-647,200 yeedola kwiindawo ezininzi zase-US kodwa uphezulu kwezinye iindawo ezibiza kakhulu. Unokukhangela kwi-intanethi kwimali-mboleko yedolophu nganye ehambelana nemida yemali mboleko kulo nyaka.

Uthumo lukaFannie Mae kunye noFreddie Mac lubangela ukuba bathenge uninzi lweebhanki zokubambisa ezinikezelayo. Kodwa ukuze bamkeleke, abanako ukwenza ngokuthanda; kufuneka zilinganiswe kwaye zenziwe phantsi kwezikhokelo ezithile. Kulapho inxalenye ehambelanayo ingena khona, kwaye kutheni kukho imithetho emininzi yokubhala phantsi kwezi mboleko: kukulinganisa imali mboleko ukuze uFannie Mae noFreddie Mac bazithenge.

Zeziphi iintlobo zeeMali-mboleko ezihambelana ne-AAA?

Ungababona ababolekisi bezindlu bekunika amaxabiso awohlukeneyo “eMali-mboleko eQinisekisayo Jikelele” kunye “neMali-mboleko eBone kakhulu”. Ngokwenyani, zombini ezi nkqubo zimbini zibizwa ngokuQinisekisa imali-mboleko.

Ngowuphi umahluko kwiMali-mboleko eThobelanayo kunye neMali-mboleko engangqinelaniyo?

Kukho iindidi ezahlukeneyo zeemali-mboleko onokuzisebenzisa ukuthenga ikhaya, kwaye imali-mboleko ehambelanayo nengangqinelaniyo zezona zixhaphakileyo. Imali-mboleko ehambelanayo idibana nezikhokelo eziya kuthengiswa nokuba nguFannie Mae okanye uFreddie Mac, amabini abona bathengi abakhulu base-US mboleko engahambelaniyo, kwelinye icala, zezo ziwela ngaphandle kwezo zikhokelo, ngoko azinakuthengiswa kuFannie Mae okanye kuFreddie Mac.
Zonke iimali-mboleko ziwela phantsi kwenye yezi ambrela zimbini-zihamba ngokuhambelana nezikhokelo zikaFannie noFreddie, okanye azinjalo. Umahluko phakathi kwezi zimbini ukhokelela kwiziphumo ezinomdla emva kweziphumo ezichaphazela wena-umthengi.

Imifanekiso yeenkcukacha zemveliso:

-I-AAA yokuboleka imali ye-AAA yeMali-mboleko eQhelekileyo kuninzi lwabaBoleki eUnited States-i-AAA yokuboleka imifanekiso yeenkcukacha

IsiKhokelo seMveliso esiNxulumeneyo:
I-AAA LEENDINGs ayingombolekisi nje; siliqabane lakho lezemali. Sithatha ixesha lokumamela iinjongo zakho zemali kunye neminqweno, ukunika isikhokelo ngaphaya kwenkqubo yesicelo. Ukuzibophelela kwethu kwintlalontle yakho yezemali kudlulela ngaphaya kokuvalwa kwesivumelwano, kwaye sizinikele ekukuncedeni ufezekise iinjongo zakho zexesha elide, nokuba bubunini bezindlu, utyalo-mali lwezindlu nomhlaba, okanye ukuqinisa amatyala. - I-AAA yokuboleka imali ye-AAA ye-Conventional Conforming Loans kuninzi lwababoleki e-United States - i-AAA ye-Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Sao Paulo, Tunisia, New Zealand, Ngaphezulu kweminyaka elishumi yamava kule fayile, inkampani yethu ifumene udumo oluphezulu ukusuka ekhaya nakwamanye amazwe. Ke samkela abahlobo abavela kwihlabathi liphela ukuba beze kwaye banxibelelane nathi, kungekuphela nje ngeshishini, kodwa nangobuhlobo.
    • Umthengisi uthobela ithiyori yomgangatho wesiseko, uthembe eyokuqala kunye nolawulo oluphambili ukuze baqinisekise umgangatho wemveliso othembekileyo kunye nabathengi abazinzile.
    Iinkwenkwezi ezi-5NguMelissa waseArgentina - 2018.02.12 14:52
    Iimpahla esizifumeneyo kunye nesampulu yabasebenzi bezentengiso ezibonisiweyo kuthi zinomgangatho ofanayo, ngokwenene ngumenzi wetyala.
    Iinkwenkwezi ezi-5NguMelissa ovela eItali - 2017.06.16 18:23

    EzinxulumeneyoIIMVELISO

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