Iziko leMveliso

Iinkcukacha zeMveliso

Ukuzibophelela kwethu elubala kudlulela ngaphaya kwamanqanaba okuqala enkqubo yokuthenga izindlu. Siqinisekisa ukuba uyayiqonda ngokucacileyo imiqathango yakho yokubambisa, kuquka inzala, imirhumo, kunye neendleko zokuvala. Akukho zimangalisayo ngosuku lokuvala. Sizinikezele ekukuboneleleni ngengcaciso ecacileyo, engena-jargon, ukuze ukwazi ukuzulazula ngokuzithemba kwimiba yezemali ekuthengeni kwakho ikhaya okanye ukuhlaziya.Top 10 ababolekisi bezindlu,Eyona Mboleki-mali we-Mortgage,Ababolekisi abaPhezulu bezindlu ngo-2021, Njengenxalenye yokuzibophelela kwethu ukuhlala phambili kwishishini, sityala imali eninzi kwi-teknoloji ye-cutting-edge ukuze silungelelanise isicelo se-mortgage kunye nenkqubo yokuvunywa. Oku akukhawulezisi kuphela inkqubo yesicelo kodwa kukubonelela ngohlaziyo lwexesha lokwenyani kwimeko yakho yokubambisa, kukunika uxolo lwengqondo kunye nokuphelisa ukungaqiniseki okuhlala kuza kunye nenkqubo yokuboleka imali. Indlela yethu eqhutywa bubuchwephesha ivumela ukuba sinikezele ngamava angenamthungo kwaye aluncedo, ukwenza uhambo lwakho lokuya kubaninimzi okanye ukubuyisela imali ngokufanelekileyo kangangoko kunokwenzeka.
-Ukuboleka kwe-AAA ye-AAA yeeMali-mboleko eziQhelekileyo eziQhelekileyo kuninzi lwabaBoleki eUnited States-iiNkcukacha zokuBoleka kwe-AAA:


Ayinasihloko-10

Yintoni iMali-mboleko eQhelekileyo?

Imali-mboleko ehambelanayo yimali-mboleko enemigaqo kunye neemeko ezihlangabezana nemilinganiselo yenkxaso-mali kaFannie Mae noFreddie Mac. Imali-mboleko ehambelanayo ayinakudlula umda othile wedola, otshintsha unyaka nonyaka. Ngo-2022, umda yi-647,200 yeedola kwiindawo ezininzi zase-US kodwa uphezulu kwezinye iindawo ezibiza kakhulu. Unokukhangela kwi-intanethi kwimali-mboleko yedolophu nganye ehambelana nemida yemali mboleko kulo nyaka.

Uthumo lukaFannie Mae kunye noFreddie Mac lubangela ukuba bathenge uninzi lweebhanki zokubambisa ezinikezelayo. Kodwa ukuze bamkeleke, abanako ukwenza ngokuthanda; kufuneka zilinganiswe kwaye zenziwe phantsi kwezikhokelo ezithile. Kulapho inxalenye ehambelanayo ingena khona, kwaye kutheni kukho imithetho emininzi yokubhala phantsi kwezi mboleko: kukulinganisa imali mboleko ukuze uFannie Mae noFreddie Mac bazithenge.

Zeziphi iintlobo zeeMali-mboleko ezihambelana ne-AAA?

Ungababona ababolekisi bezindlu bekunika amaxabiso awohlukeneyo “eMali-mboleko eQinisekisayo Jikelele” kunye “neMali-mboleko eBone kakhulu”. Ngokwenyani, zombini ezi nkqubo zimbini zibizwa ngokuQinisekisa imali-mboleko.

Ngowuphi umahluko kwiMali-mboleko eThobelanayo kunye neMali-mboleko engangqinelaniyo?

Kukho iindidi ezahlukeneyo zeemali-mboleko onokuzisebenzisa ukuthenga ikhaya, kwaye imali-mboleko ehambelanayo nengangqinelaniyo zezona zixhaphakileyo. Imali-mboleko ehambelanayo idibana nezikhokelo eziya kuthengiswa nokuba nguFannie Mae okanye uFreddie Mac, amabini abona bathengi abakhulu base-US mboleko engahambelaniyo, kwelinye icala, zezo ziwela ngaphandle kwezo zikhokelo, ngoko azinakuthengiswa kuFannie Mae okanye kuFreddie Mac.
Zonke iimali-mboleko ziwela phantsi kwenye yezi ambrela zimbini-zihamba ngokuhambelana nezikhokelo zikaFannie noFreddie, okanye azinjalo. Umahluko phakathi kwezi zimbini ukhokelela kwiziphumo ezinomdla emva kweziphumo ezichaphazela wena-umthengi.


Imifanekiso yeenkcukacha zemveliso:

-I-AAA yokuboleka imali ye-AAA yeMali-mboleko eQhelekileyo kuninzi lwabaBoleki eUnited States-i-AAA yokuboleka imifanekiso yeenkcukacha


IsiKhokelo seMveliso esiNxulumeneyo:

Kwi-AAA LENDINGS, sikholelwa ekubuyiseleni abathengi bethu abaxabisekileyo. Yiyo loo nto sinikezela ngenkqubo yokunyaniseka ekuvuza ngokuthemba kwakho kunye nentsebenziswano eqhubekayo nathi. Inkqubo yethu yokunyaniseka yenzelwe ukukugcina ubandakanyekile kwaye uxatyiswe, ibonelela ngezibonelelo ezikhethekileyo kunye nezaphulelo kubathengi bethu ababuyayo. Ukuzibophelela kwakho kwi-AAA LENDINGS kuqondwa kwaye kuvuzwa, kwaye sizama ukwenza umdla wakho oqhubekayo kwiinkonzo zethu ube ngamava anomvuzo. - I-AAA yokubolekwa kwemali ye-AAA yeNgxowa-mali eQinisekisayo yeNgxowa-mali kuninzi lwabaBoleki eUnited States - i-AAA yokuBoleka , Imveliso iya kubonelela kwihlabathi lonke, njenge: South Korea, Madrid, Bhutan, Ngenkonzo ephezulu kunye neyodwa, siphuhliswe kakuhle kunye nabathengi bethu. Ubuchwephesha kunye nobuchule buqinisekisa ukuba sihlala sonwabela ukuthenjwa kubathengi bethu kwimisebenzi yethu yeshishini. Umgangatho, ukunyaniseka kunye nenkonzo ngumgaqo wethu. Ukunyaniseka kwethu kunye nokuzinikela kwethu kuhlala kunentlonipho kwinkonzo yakho. Qhagamshelana nathi Namhlanje Ngolwazi oluthe vetshe, qhagamshelana nathi ngoku.
  • Umthengisi olungileyo kweli shishini, emva kwengcombolo kunye nengxoxo ecokisekileyo, sifikelele kwisivumelwano sokuvumelana. Ndiyathemba ukuba siyasebenzisana kakuhle.
    Iinkwenkwezi ezi-5NguMildred wasePoland - 2017.11.12 12:31
    Siyavuya ngokwenene ukufumana umenzi onjalo oqinisekisa umgangatho wemveliso ngexesha elifanayo ixabiso liphantsi kakhulu.
    Iinkwenkwezi ezi-5NguMadge ovela eGabon - 2018.09.08 17:09