– I-AAA yokuboleka imali ye-AAA engangqinelaniyo – iMali-mboleko yeJumbo(Isixa-mali seMali-mboleko ePhezulu) – Iinkcukacha ze-AAA zokuBoleka:

Isishwankathelo
Umda wemali-mboleko ephezulu kunemali-mboleko eqhelekileyo ye-arhente.
Iinkcukacha
1) Ubuninzi be-DTI ngama-43%;
2) Ukuya kuthi ga kwiMali yeMali-mboleko ye-2M;
3) Ukuya kuthi ga kwi-80% Max LTV;
I-4) i-2-year-tax returns iyadingeka;
5) Akukho MI (i-Inshurensi ye-Mortgage);
6) 720 okanye amanqaku aphezulu ekhredithi;
7) Iinyanga ezili-12 okanye ngaphezulu zogcino;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Iimveliso ezingezizo ze-AUS.
Yintoni iJumbo Loan?
Imali-mboleko ye-jumbo luhlobo lwenkxaso-mali edlula imida ebekwe yi-Federal Housing Finance Agency kwaye ayinakuthengwa, iqinisekiswe, okanye igcinwe nguFannie Mae okanye uFreddie Mac. Abaninimzi kufuneka bangene kwiimfuno ezingqongqo zetyala kunabo bafaka isicelo semali-mboleko eqhelekileyo. Iimali-mboleko zeJumbo zikuvumela ukuba uthenge iipropati ezibizayo. I-jumbo loan ayixhaswanga nguFannie Mae okanye uFreddie Mac.
Uyichaza njani iJumbo Loan?
Ngo-2022, i-FHFA iphucula imida yemali-mboleko yazo zonke iintlobo zemboleko, ngakumbi iJumbo Loans. Nceda ujonge ngezantsi kwe-2022 imida yemali-mboleko eCalifornia, ukuba isixa-mali semali-mboleko yakho idlula i-$970,800, ufanelekile kwimali-mboleko yeJumbo. Unokukhangela imida yemali mboleko ka-2022 kwezinye iingingqi.
2022 Imida yeMali-mboleko kwiNqila yaseCalifornia:
| COUNTY | 1-INTSAPHO | 2-INTSAPHO | 3-INTSAPHO | 4-INTSAPHO |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| I-ALpine | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IKHALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ECOLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| NGOKUCHASANA NOLUNXWE | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| EMntla | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IDORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMPERIAL | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WENA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| OOKUMKANI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ICHIBI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| Mvumele | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ILOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INKUNZI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| UMARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| EMONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORENJI | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLACER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| IINTSIBA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| UMLAMBO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Engcwele uBenedict | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| ESAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAQUIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPO | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| INGCWELE UMATEYU | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INGCWELE BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| USANTA CLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| UMNQAMBE OYINGCWELE | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Imifanekiso yeenkcukacha zemveliso:
IsiKhokelo seMveliso esiNxulumeneyo:
Ngelixa ababolekisi abaninzi belinganisela umda wabo, siyaqhubeka nokwandisa ubukho bethu kumazwe ahlukeneyo, sisebenzela ababoleki kumazwe angama-45, kubandakanya ezinye zeemarike ezinamandla njengeCalifornia neTexas. Ukufikelela kwethu okubanzi kusivumela ukuba siqonde kwaye siziqhelanise nee-nuances zengingqi, siqinisekisa ukuba abathengi bethu kumazwe ahlukeneyo bafumana inkxaso yendawo ngelixa bexhamla kubuchwephesha belizwe lonke. - I-AAA yokuboleka imali ye-AAA engaguqukiyo - i-Jumbo Loan (Imali ebolekiweyo ephezulu) - i-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Portland, Stuttgart, Russia, Iindidi ezininzi zezisombululo ezahlukeneyo zikhoyo ukuba uzikhethele, unokwenza ukuthenga okukodwa apha. Kwaye iiodolo ezilungiselelweyo zamkelekile. Ishishini lokwenyani kukufumana imeko yokuphumelela, ukuba kunokwenzeka, singathanda ukunikezela ngenkxaso eyongezelelweyo kubathengi. Wamkelekile bonke abathengi abalungileyo banxibelelana ngeenkcukacha zezisombululo nathi!!
NguSally wasePoland - 2018.05.22 12:13 Umphathi weakhawunti yenkampani unobutyebi bolwazi kunye namava eshishini, unokubonelela ngenkqubo efanelekileyo ngokweemfuno zethu kwaye athethe isiNgesi ngokutyibilikayo.
NguDebby waseGhana - 2018.07.27 12:26 






