– I-AAA yokuboleka imali ye-AAA engangqinelaniyo – iMali-mboleko yeJumbo(Isixa-mali seMali-mboleko ePhezulu) – Iinkcukacha ze-AAA zokuBoleka:

Isishwankathelo
Umda wemali-mboleko ephezulu kunemali-mboleko eqhelekileyo ye-arhente.
Iinkcukacha
1) Ubuninzi be-DTI ngama-43%;
2) Ukuya kuthi ga kwiMali yeMali-mboleko ye-2M;
3) Ukuya kuthi ga kwi-80% Max LTV;
I-4) i-2-year-tax returns iyadingeka;
5) Akukho MI (i-Inshurensi ye-Mortgage);
6) 720 okanye amanqaku aphezulu ekhredithi;
7) Iinyanga ezili-12 okanye ngaphezulu zogcino;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Iimveliso ezingezizo ze-AUS.
Yintoni iJumbo Loan?
Imali-mboleko ye-jumbo luhlobo lwenkxaso-mali edlula imida ebekwe yi-Federal Housing Finance Agency kwaye ayinakuthengwa, iqinisekiswe, okanye igcinwe nguFannie Mae okanye uFreddie Mac. Abaninimzi kufuneka bangene kwiimfuno ezingqongqo zetyala kunabo bafaka isicelo semali-mboleko eqhelekileyo. Iimali-mboleko zeJumbo zikuvumela ukuba uthenge iipropati ezibizayo. I-jumbo loan ayixhaswanga nguFannie Mae okanye uFreddie Mac.
Uyichaza njani iJumbo Loan?
Ngo-2022, i-FHFA iphucula imida yemali-mboleko yazo zonke iintlobo zemboleko, ngakumbi iJumbo Loans. Nceda ujonge ngezantsi kwe-2022 imida yemali-mboleko eCalifornia, ukuba isixa-mali semali-mboleko yakho idlula i-$970,800, ufanelekile kwimali-mboleko yeJumbo. Unokukhangela imida yemali mboleko ka-2022 kwezinye iingingqi.
2022 Imida yeMali-mboleko kwiNqila yaseCalifornia:
| COUNTY | 1-INTSAPHO | 2-INTSAPHO | 3-INTSAPHO | 4-INTSAPHO |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| I-ALpine | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IKHALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ECOLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| NGOKUCHASANA NOLUNXWE | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| EMntla | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IDORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMPERIAL | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WENA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| OOKUMKANI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ICHIBI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| Mvumele | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ILOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INKUNZI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| UMARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| EMONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORENJI | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLACER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| IINTSIBA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| UMLAMBO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Engcwele uBenedict | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| ESAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAQUIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPO | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| INGCWELE UMATEYU | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INGCWELE BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| USANTA CLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| UMNQAMBE OYINGCWELE | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Imifanekiso yeenkcukacha zemveliso:
IsiKhokelo seMveliso esiNxulumeneyo:
Ukuzulazula kumhlaba wokubambisa kunokuba nzima, kodwa i-AAA LENDINGS iyenza lula inkqubo, iyenze ibandakanyeke kwaye ingabinaxinzelelo. Sinikezela ngenkqubo yokuqokelela amaxwebhu ecacileyo nemfutshane, ekuvumela ukuba ulayishe ngokulula amaphepha afunekayo kwi-intanethi. Sazi kakuhle ukuba ixesha lakho lixabisekile, kwaye ngokwenza inkqubo ibe lula, sikugcina uxakekile kwaye ulawula uhambo lwakho lokuboleka imali. - I-AAA yokubolekwa kwe-AAA engaguqukiyo-iMali-mboleko ye-Jumbo (Imali ebolekiweyo ephezulu) - i-AAA yokubolekwa kwemali, imveliso iya kubonelela kwihlabathi liphela, njenge: Rotterdam, New Zealand, Spain, Inkampani yethu ibonelela ngoluhlu olupheleleyo ukusuka kwintengiso yangaphambili ukuya kwinkonzo yasemva kokuthengisa, ukusuka kuphuhliso lwemveliso ukuya kuphicotho lokusetyenziswa kogcino, olusekwe kumandla obuchule obuqinileyo, ukuphuhlisa ixabiso lemveliso, ukuphuhlisa imveliso kunye nexabiso eliphezulu, siya kuqhubeka nokubonelela ngemveliso kunye nenkonzo egqibeleleyo. iimveliso ezikumgangatho ophezulu kunye neenkonzo, kunye nokukhuthaza intsebenziswano ehlala kunye nabathengi bethu, uphuhliso oluqhelekileyo kunye nokudala ikamva elingcono.
Ngu-Eileen ovela eSudan - 2018.12.30 10:21 Umntu othengisayo unobuchule kwaye unoxanduva, ufudumele kwaye uhloniphekile, saba nencoko emnandi kwaye akukho miqobo yolwimi ekunxibelelaneni.
NguCarey wase-Irish - 2017.06.22 12:49 







