– I-AAA yokuboleka imali ye-AAA engangqinelaniyo – iMali-mboleko yeJumbo(Isixa-mali seMali-mboleko ePhezulu) – Iinkcukacha ze-AAA zokuBoleka:

Isishwankathelo
Umda wemali-mboleko ephezulu kunemali-mboleko eqhelekileyo ye-arhente.
Iinkcukacha
1) Ubuninzi be-DTI ngama-43%;
2) Ukuya kuthi ga kwiMali yeMali-mboleko ye-2M;
3) Ukuya kuthi ga kwi-80% Max LTV;
I-4) i-2-year-tax returns iyadingeka;
5) Akukho MI (i-Inshurensi ye-Mortgage);
6) 720 okanye amanqaku aphezulu ekhredithi;
7) Iinyanga ezili-12 okanye ngaphezulu zogcino;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Iimveliso ezingezizo ze-AUS.
Yintoni iJumbo Loan?
Imali-mboleko ye-jumbo luhlobo lwenkxaso-mali edlula imida ebekwe yi-Federal Housing Finance Agency kwaye ayinakuthengwa, iqinisekiswe, okanye igcinwe nguFannie Mae okanye uFreddie Mac. Abaninimzi kufuneka bangene kwiimfuno ezingqongqo zetyala kunabo bafaka isicelo semali-mboleko eqhelekileyo. Iimali-mboleko zeJumbo zikuvumela ukuba uthenge iipropati ezibizayo. I-jumbo loan ayixhaswanga nguFannie Mae okanye uFreddie Mac.
Uyichaza njani iJumbo Loan?
Ngo-2022, i-FHFA iphucula imida yemali-mboleko yazo zonke iintlobo zemboleko, ngakumbi iJumbo Loans. Nceda ujonge ngezantsi kwe-2022 imida yemali-mboleko eCalifornia, ukuba isixa-mali semali-mboleko yakho idlula i-$970,800, ufanelekile kwimali-mboleko yeJumbo. Unokukhangela imida yemali mboleko ka-2022 kwezinye iingingqi.
2022 Imida yeMali-mboleko kwiNqila yaseCalifornia:
| COUNTY | 1-INTSAPHO | 2-INTSAPHO | 3-INTSAPHO | 4-INTSAPHO |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| I-ALpine | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IKHALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ECOLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| NGOKUCHASANA NOLUNXWE | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| EMntla | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IDORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMPERIAL | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WENA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| OOKUMKANI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ICHIBI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| Mvumele | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ILOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INKUNZI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| UMARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| EMONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORENJI | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLACER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| IINTSIBA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| UMLAMBO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Engcwele uBenedict | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| ESAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAQUIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPO | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| INGCWELE UMATEYU | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INGCWELE BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| USANTA CLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| UMNQAMBE OYINGCWELE | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Imifanekiso yeenkcukacha zemveliso:
IsiKhokelo seMveliso esiNxulumeneyo:
I-AAA LEENDINGs ayingombolekisi nje; siliqabane lakho lezemali. Sithatha ixesha lokumamela iinjongo zakho zemali kunye neminqweno, ukunika isikhokelo ngaphaya kwenkqubo yesicelo. Ukuzibophelela kwethu kwintlalontle yakho yezemali kudlulela ngaphaya kokuvalwa kwesivumelwano, kwaye sizinikele ekukuncedeni ufezekise iinjongo zakho zexesha elide, nokuba bubunini bezindlu, utyalo-mali lwezindlu nomhlaba, okanye ukuqinisa amatyala. - I-AAA yokuboleka imali ye-AAA engaguqukiyo - iMali-mboleko yeJumbo (Imali ebolekiweyo ephezulu) - i-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Brasilia, Jordan, California, Ukuba usinika uluhlu lweemveliso onomdla kuzo, kunye nokwenza kunye neemodeli, sinokukuthumela iikowuteshini. Nceda usithumelele i-imeyile ngqo. Injongo yethu kukuseka ubudlelwane beshishini bexesha elide kunye nenzuzo efanayo kunye nabathengi basekhaya nabaphesheya. Sijonge phambili ekufumaneni impendulo yakho kungekudala.
NguNainesh Mehta waseCancun - 2017.04.28 15:45 Abasebenzi benkonzo yabathengi kunye nendoda yokuthengisa banomonde kwaye bonke balungile kwisiNgesi, ukufika kwemveliso kukwangexesha kakhulu, umthengisi olungileyo.
Ngu-Eden ukusuka kwiriphabliki yaseCzech - 2018.09.19 18:37 




