Iziko leMveliso

Iinkcukacha zeMveliso

Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva.Imali-mboleko yesiqhelo,Iimali-mboleko ezingaqhelekanga ezineTyala elibi,1 Year Tax Return Ababolekisi bezindlu, Xa kufikwa kukwaneliseka kwabathengi, asihlangani nje nolindelo; siyabodlula. Iqela lethu lizimisele ukubonelela ngenkxaso engenakulinganiswa nanto kulo lonke uhambo lwakho lokubambisa. Sabela amagosa emboleko azinikeleyo afikelelekayo kwaye athathele ingqalelo, siqinisekisa ukuba ufumana uncedo olulolwakho ukusuka kumbuzo wokuqala ukuya kwitheyibhile yokuvala. Sikholelwa ukuba ngokuhamba imayile eyongezelelweyo kunye nokubonelela ngenkonzo ekhethekileyo, asitsali nje kuphela kodwa sigcina abathengi abonelisekileyo ababa ngabaxhasi bethu babalulekileyo.
– I-AAA yokuboleka imali ye-AAA engangqinelaniyo – iMali-mboleko yeJumbo(Isixa-mali seMali-mboleko ePhezulu) – Iinkcukacha ze-AAA zokuBoleka:

Ayinasihloko-7

Isishwankathelo

Umda wemali-mboleko ephezulu kunemali-mboleko eqhelekileyo ye-arhente.

Iinkcukacha

1) Ubuninzi be-DTI ngama-43%;
2) Ukuya kuthi ga kwiMali yeMali-mboleko ye-2M;
3) Ukuya kuthi ga kwi-80% Max LTV;
I-4) i-2-year-tax returns iyadingeka;
5) Akukho MI (i-Inshurensi ye-Mortgage);
6) 720 okanye amanqaku aphezulu ekhredithi;
7) Iinyanga ezili-12 okanye ngaphezulu zogcino;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Iimveliso ezingezizo ze-AUS.

Yintoni iJumbo Loan?

Imali-mboleko ye-jumbo luhlobo lwenkxaso-mali edlula imida ebekwe yi-Federal Housing Finance Agency kwaye ayinakuthengwa, iqinisekiswe, okanye igcinwe nguFannie Mae okanye uFreddie Mac. Abaninimzi kufuneka bangene kwiimfuno ezingqongqo zetyala kunabo bafaka isicelo semali-mboleko eqhelekileyo. Iimali-mboleko zeJumbo zikuvumela ukuba uthenge iipropati ezibizayo. I-jumbo loan ayixhaswanga nguFannie Mae okanye uFreddie Mac.

Uyichaza njani iJumbo Loan?

Ngo-2022, i-FHFA iphucula imida yemali-mboleko yazo zonke iintlobo zemboleko, ngakumbi iJumbo Loans. Nceda ujonge ngezantsi kwe-2022 imida yemali-mboleko eCalifornia, ukuba isixa-mali semali-mboleko yakho idlula i-$970,800, ufanelekile kwimali-mboleko yeJumbo. Unokukhangela imida yemali mboleko ka-2022 kwezinye iingingqi.

2022 Imida yeMali-mboleko kwiNqila yaseCalifornia:

COUNTY

1-INTSAPHO

2-INTSAPHO

3-INTSAPHO

4-INTSAPHO

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

I-ALpine

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

IKHALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

ECOLUSA

$647,200

$828,700

$1,001,650

$1,244,850

NGOKUCHASANA NOLUNXWE

$970,800

$1,243,050

$1,502,475

$1,867,275

EMntla

$647,200

$828,700

$1,001,650

$1,244,850

IDORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPERIAL

$647,200

$828,700

$1,001,650

$1,244,850

WENA

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

OOKUMKANI

$647,200

$828,700

$1,001,650

$1,244,850

ICHIBI

$647,200

$828,700

$1,001,650

$1,244,850

Mvumele

$647,200

$828,700

$1,001,650

$1,244,850

ILOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

INKUNZI

$647,200

$828,700

$1,001,650

$1,244,850

UMARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

EMONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

ORENJI

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

IINTSIBA

$647,200

$828,700

$1,001,650

$1,244,850

UMLAMBO

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Engcwele uBenedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

ESAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

INGCWELE UMATEYU

$970,800

$1,243,050

$1,502,475

$1,867,275

INGCWELE BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

USANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

UMNQAMBE OYINGCWELE

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850


Imifanekiso yeenkcukacha zemveliso:

- Ukubolekwa kwe-AAA kwe-AAA engangqinelaniyo - mboleko-mali-mboleko yeJumbo(Isixa-mali seMali-mboleko)


IsiKhokelo seMveliso esiNxulumeneyo:

I-AAA LENDINGS iyazingca ngokubandakanyeka kwethu kuluntu kunye noxanduva loluntu. Sikholelwa ukuba ukuba ngumbolekisi othembekileyo kuthetha ukubuyisela kuluntu esilusebenzelayo. Iqela lethu lithatha inxaxheba ngokukhutheleyo kumalinge esisa, ukuxhasa izizathu zasekuhlaleni, nokukhuthaza ulwazi lwezemali. Asikho nje kwishishini lokubonelela ngemali-mboleko; sityale imali ekwenzeni impembelelo eyakhayo kubomi babaxumi bethu nakuluntu abalubiza ngokuba likhaya. – AAA Lendings AAA Non-Conforming Loan – Jumbo Loan(High Loan Money) – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, ezifana: Karachi, South Africa, Slovenia, Sisoloko sidala ubuchwepheshe obutsha ukulungelelanisa imveliso, kunye nokubonelela ngempahla ngamaxabiso akhuphisanayo kunye nomgangatho ophezulu! Ukwaneliseka koMthengi yeyona nto iphambili kuthi! Ungasazisa umbono wakho wokuphuhlisa uyilo olulodwa lwemodeli yakho ukuthintela iindawo ezininzi ezifanayo kwimarike! Siza kunikela ngenkonzo yethu engcono ukwanelisa zonke iimfuno zakho! Nceda uqhagamshelane nathi kwangoko!
  • Kulithamsanqa ngokwenene ukudibana nomthengisi olungileyo, le yeyona ntsebenziswano yethu yanelisekileyo, ndicinga ukuba siya kusebenza kwakhona!
    Iinkwenkwezi ezi-5NguRaymond waseKenya - 2018.07.12 12:19
    Impahla esandula ukufunyanwa, saneliseke kakhulu, umboneleli olungileyo kakhulu, sinethemba lokwenza imizamo eqhubekayo yokwenza ngcono.
    Iinkwenkwezi ezi-5NguLaura ovela eMauritania - 2017.11.20 15:58